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We don't have insurance agents listed specifically in St. Louis yet — these top-rated pros from Fort Worth serve your area and are available for calls and quotes today.
10+ Years · St. Louis
Experienced Insurance Agents in St. Louis, TX
Experience matters. These insurance agents in St. Louis have years of proven work behind them — and the reviews to back it up.
As of June 2026, RatingsNearMe ranks 20 insurance agents in St. Louis, TX by verified customer ratings and review volume. The highest-rated is Hemphill Insurance Agency with a 4.3-star rating from 55 verified reviews. Also in the top tier: DFW Health Coverage and Armor Texas Insurance Agency, Inc.. The average rating across all listed insurance agents in St. Louis is 4.7 stars from 132 reviews per business on average.
Insurance in St. Louis: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
132
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
DFW Health Coverage
1617 Park Pl Ave Ste 110, Office 27, Fort Worth, TX 76110, USA
Armor Texas Insurance Agency, Inc.
2612 W Dickson St, Fort Worth, TX 76110, USA
Insurance Agents Rankings in St. Louis, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Hemphill Insurance Agency3121 Hemphill St, Fort Worth, TX 76110, USA | 4.3★ | 55 |
| #2 | DFW Health Coverage1617 Park Pl Ave Ste 110, Office 27, Fort Worth, TX 76110, USA | 5.0★ | 136 |
| #3 | Armor Texas Insurance Agency, Inc.2612 W Dickson St, Fort Worth, TX 76110, USA | 4.9★ | 572 |
| #4 | Paxton SR22 Insurance Agency Texas1227 W Magnolia Ave #250, Fort Worth, TX 76104, USA | 4.9★ | 15 |
| #5 | Schuder Insurance Agency - Fort Worth109 E Rosedale St, Fort Worth, TX 76104, USA | 5.0★ | 28 |
| #6 | Yadira Figueroa-The Insurance Queen2501 Parkview Dr #625, Fort Worth, TX 76102, USA | 5.0★ | 23 |
| #7 | Mickle Affordable Auto Insurance in Fort Worth1300 Summit Ave #137, Fort Worth, TX 76102, USA | 5.0★ | 11 |
| #8 | Affordable Auto Insurance Agency Fort Worth1300 Summit Ave #112, Fort Worth, TX 76102, USA | 4.6★ | 11 |
| #9 | Belk Cheapest Auto Insurance of Fort Worth1300 Summit Ave #133, Fort Worth, TX 76102, USA | 5.0★ | 9 |
| #10 | Progressive Car InsuranceCommerce St, Fort Worth, TX 76102, USA | 3.0★ | 2 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in St. Louis
Paxton SR22 Insurance Agency Texas
1227 W Magnolia Ave #250, Fort Worth, TX 76104, USA
Schuder Insurance Agency - Fort Worth
109 E Rosedale St, Fort Worth, TX 76104, USA
Yadira Figueroa-The Insurance Queen
2501 Parkview Dr #625, Fort Worth, TX 76102, USA
Mickle Affordable Auto Insurance in Fort Worth
1300 Summit Ave #137, Fort Worth, TX 76102, USA
Affordable Auto Insurance Agency Fort Worth
1300 Summit Ave #112, Fort Worth, TX 76102, USA
Belk Cheapest Auto Insurance of Fort Worth
1300 Summit Ave #133, Fort Worth, TX 76102, USA
My SR22 Insurance Team
111 E 5th St, Fort Worth, TX 76102, USA
D.R. Horton Insurance Agency
DR Horton Tower, 301 Commerce St, Fort Worth, TX 76102, USA
ForeverSafe Insurance Tx
126 Main St, Fort Worth, TX 76102, USA
Worth Insurance Agency
4916 Camp Bowie Blvd, Fort Worth, TX 76107, USA
Converse Insurance
6300 Ridglea Pl Suite 604, Fort Worth, TX 76116, USA
Ai United Insurance Aseguranza
3901 E Belknap St, Haltom City, TX 76111, USA
Precise Insurance Group
4004 E Belknap St, Haltom City, TX 76117, USA
Claudia Davila - State Farm Insurance Agent
4228 E Belknap St Ste 106, Haltom City, TX 76117, USA
Insureberry
5500 Lower Birdville Rd, Haltom City, TX 76117, USA
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Frequently Asked Questions — Insurance Agents in St. Louis
What is the difference between a captive and independent insurance agent in St. Louis?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in St. Louis cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in St. Louis?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in St. Louis adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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