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As of June 2026, RatingsNearMe ranks 12 mortgage brokers in Wake Forest, NC by verified customer ratings and review volume. The highest-rated is Fairway Independent Mortgage Corporation with a 5.0-star rating from 211 verified reviews. Also in the top tier: Ace Mortgage Group LLC and Amy Bonis Mortgage Team. The average rating across all listed mortgage brokers in Wake Forest is 5 stars from 59 reviews per business on average.
Mortgage brokers in Wake Forest: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
5★
Avg rating
59
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
Fairway Independent Mortgage Corporation
8303 Six Forks Rd Suite 101, Raleigh, NC 27615, USA
Ace Mortgage Group LLC
1780 Heritage Center Dr Suite 103, Wake Forest, NC 27587, USA
Amy Bonis Mortgage Team
525 S White St Office 123, Wake Forest, NC 27587, USA
Mortgage Brokers Rankings in Wake Forest, NC
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Fairway Independent Mortgage Corporation8303 Six Forks Rd Suite 101, Raleigh, NC 27615, USA | 5.0★ | 211 |
| #2 | Ace Mortgage Group LLC1780 Heritage Center Dr Suite 103, Wake Forest, NC 27587, USA | 5.0★ | 109 |
| #3 | Amy Bonis Mortgage Team525 S White St Office 123, Wake Forest, NC 27587, USA | 4.9★ | 120 |
| #4 | Aaron Herstein - Mortgage Broker and Loan Officer525 S White St, Wake Forest, NC 27587, USA | 5.0★ | 32 |
| #5 | Michael Travis at First Heritage Mortgage1780 Heritage Center Dr Ste 203, Wake Forest, NC 27587, USA | 4.8★ | 86 |
| #6 | Fellowship Mortgage1890 S Main St Ste 102-C, Wake Forest, NC 27587, USA | 5.0★ | 3 |
| #7 | Shayna Thomas-Loan Officer/Mortgage Broker525 S White St, Wake Forest, NC 27587, USA | 5.0★ | 6 |
| #8 | Dan Hegeman at Homeowners Financial Group USA, LLC14101 Capital Blvd Suite 220, Youngsville, NC 27596, USA | 4.9★ | 12 |
| #9 | First Heritage Mortgage, LLC - Wake Forest1780 Heritage Center Dr Ste 203, Wake Forest, NC 27587, USA | — | — |
| #10 | Scott Walton | Novus Home Mortgage Loan Officer881 Falcate Dr, Wake Forest, NC 27587, USA | 5.0★ | 7 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Wake Forest
Aaron Herstein - Mortgage Broker and Loan Officer
525 S White St, Wake Forest, NC 27587, USA
Michael Travis at First Heritage Mortgage
1780 Heritage Center Dr Ste 203, Wake Forest, NC 27587, USA
Fellowship Mortgage
1890 S Main St Ste 102-C, Wake Forest, NC 27587, USA
Shayna Thomas-Loan Officer/Mortgage Broker
525 S White St, Wake Forest, NC 27587, USA
Dan Hegeman at Homeowners Financial Group USA, LLC
14101 Capital Blvd Suite 220, Youngsville, NC 27596, USA
First Heritage Mortgage, LLC - Wake Forest
1780 Heritage Center Dr Ste 203, Wake Forest, NC 27587, USA
Scott Walton | Novus Home Mortgage Loan Officer
881 Falcate Dr, Wake Forest, NC 27587, USA
Professor Lending
525 S White St, Wake Forest, NC 27587, USA
Whitney O'Meara at First Heritage Mortgage, LLC
4000 Westchase Blvd #110, Raleigh, NC 27607, USA
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Frequently Asked Questions — Mortgage Brokers in Wake Forest
What does a mortgage broker do differently than going directly to a bank in Wake Forest?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Wake Forest?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NC?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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