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Pricing Guide · Wilmington
Mortgage Brokers Cost in Wilmington, TX — 2026 Price Guide
What should you pay for mortgage brokers in Wilmington? See real 2026 price ranges from local pros and get free quotes to compare.
As of June 2026, RatingsNearMe ranks 20 mortgage brokers in Wilmington, TX by verified customer ratings and review volume. The highest-rated is Texas Top Mortgage, LLC nmls#2229954 with a 5.0-star rating from 91 verified reviews. Also in the top tier: Angel Pina, Mortgage Broker and Galan Mortgage, LLC. The average rating across all listed mortgage brokers in Wilmington is 5 stars from 140 reviews per business on average.
Mortgage brokers in Wilmington: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
140
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
Texas Top Mortgage, LLC nmls#2229954
2525 Robinhood St #1100, Houston, TX 77005, USA
Angel Pina, Mortgage Broker
2101 Crawford St STE 108, Houston, TX 77002, USA
Galan Mortgage, LLC
8822 Dexter St, Houston, TX 77075, USA
Mortgage Brokers Rankings in Wilmington, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Texas Top Mortgage, LLC nmls#22299542525 Robinhood St #1100, Houston, TX 77005, USA | 5.0★ | 91 |
| #2 | Angel Pina, Mortgage Broker2101 Crawford St STE 108, Houston, TX 77002, USA | 4.8★ | 31 |
| #3 | Galan Mortgage, LLC8822 Dexter St, Houston, TX 77075, USA | 5.0★ | 14 |
| #4 | Peabody Capital Lending, LLC2743 Smith Ranch Rd Unit 303, Pearland, TX 77584, USA | 5.0★ | 5 |
| #5 | James J Ward | Fairway Home Mortgage Branch Manager3311 Richmond Ave #329, Houston, TX 77098, USA | 4.9★ | 242 |
| #6 | Beyond Mortgage, LLC5135 Birdwood Rd, Houston, TX 77096, USA | 5.0★ | 153 |
| #7 | LB Lending2880 Broadway Bend Dr Building 3, Pearland, TX 77584, USA | 5.0★ | 116 |
| #8 | Champions Mortgage2940 Riverby Rd Suite #205, Houston, TX 77020, USA | 4.9★ | 618 |
| #9 | Yesenia Benavides Lender VP Clear Home Loans Inc.11960 W Broadway St Suite 220, Pearland, TX 77584, USA | 5.0★ | 7 |
| #10 | Esperanza Garcia - Clear Choice Home Loans, LLC11960 W Broadway St Ste 220, Pearland, TX 77584, USA | 5.0★ | 12 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Wilmington
Peabody Capital Lending, LLC
2743 Smith Ranch Rd Unit 303, Pearland, TX 77584, USA
James J Ward | Fairway Home Mortgage Branch Manager
3311 Richmond Ave #329, Houston, TX 77098, USA
Beyond Mortgage, LLC
5135 Birdwood Rd, Houston, TX 77096, USA
LB Lending
2880 Broadway Bend Dr Building 3, Pearland, TX 77584, USA
Champions Mortgage
2940 Riverby Rd Suite #205, Houston, TX 77020, USA
Yesenia Benavides Lender VP Clear Home Loans Inc.
11960 W Broadway St Suite 220, Pearland, TX 77584, USA
Esperanza Garcia - Clear Choice Home Loans, LLC
11960 W Broadway St Ste 220, Pearland, TX 77584, USA
Clear Home Loans Inc: Eugenio Guajardo, VP of Mortgage Lending
11960 W Broadway St suite 220, Pearland, TX 77584, USA
Jose Alvarez TX Lender Clear Home Loans Inc
11960 W Broadway St Suite 220, Pearland, TX 77584, USA
Clear Home Loans, Danny Alvarez, VP Of Mortgage Lending
11960 W Broadway St Ste. 220, Pearland, TX 77584, USA
Mortgage Options Of Texas LLC
2404 S Grand Blvd #220A, Pearland, TX 77581, USA
Christine Nguyen - Home Loans Texas Mortgage Loan Officer
5300 Memorial Dr # 420, Houston, TX 77007, USA
Boxwood Mortgage LLC
2700 Post Oak Blvd 21st St, Houston, TX 77056, USA
Hometrust Mortgage Company
5353 W Alabama St #500, Houston, TX 77056, USA
Cornerstone Home Lending | Corporate
1177 W Loop S #700, Houston, TX 77027, USA
Blink Lending & Investments
615 Heights Blvd Ste 100, Houston, TX 77007, USA
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Frequently Asked Questions — Mortgage Brokers in Wilmington
What does a mortgage broker do differently than going directly to a bank in Wilmington?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Wilmington?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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