Licensed · York
Licensed & Insured Insurance Agents in York, PA
Every insurance agents listed here carries proper licensing and insurance in PA. Protect yourself — always verify credentials before work begins.
As of June 2026, RatingsNearMe ranks 20 insurance agents in York, PA by verified customer ratings and review volume. The highest-rated is William Penn Insurance, LLC with a 5.0-star rating from 1,123 verified reviews. Also in the top tier: McMillan Insurance Agency and Peiffer Insurance. The average rating across all listed insurance agents in York is 4.9 stars from 257 reviews per business on average.
Insurance in York: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
257
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
William Penn Insurance, LLC
1120 Roosevelt Ave Suite A, York, PA 17404, USA
Insurance Agents Rankings in York, PA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | William Penn Insurance, LLC1120 Roosevelt Ave Suite A, York, PA 17404, USA | 5.0★ | 1,123 |
| #2 | McMillan Insurance Agency2343 S Queen St, York, PA 17402, USA | 5.0★ | 980 |
| #3 | Peiffer Insurance2220 E Market St, York, PA 17402, USA | 4.9★ | 527 |
| #4 | Nicole Grove - State Farm Insurance Agent4315 W Market St Ste A, York, PA 17408, USA | 4.9★ | 230 |
| #5 | Insurance Services United123 E Market St Fl 3F, York, PA 17401, USA | 4.4★ | 17 |
| #6 | Covenant Insurance Group Inc1940 Carlisle Rd, York, PA 17408, USA | 4.8★ | 111 |
| #7 | Anna Maria Chiaverini: Allstate Insurance2116 S Queen St, York, PA 17403, USA | 4.9★ | 92 |
| #8 | Mike Linkous - State Farm Insurance Agent180 Leader Heights Rd Ste 3, York, PA 17402, USA | 4.9★ | 288 |
| #9 | Guerrini Insurance1801 E Market St, York, PA 17402, USA | 4.9★ | 25 |
| #10 | Ryan California - State Farm Insurance Agent2375 Eastern Blvd Ste B, York, PA 17402, USA | 5.0★ | 506 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in York
Nicole Grove - State Farm Insurance Agent
4315 W Market St Ste A, York, PA 17408, USA
Insurance Services United
123 E Market St Fl 3F, York, PA 17401, USA
Covenant Insurance Group Inc
1940 Carlisle Rd, York, PA 17408, USA
Anna Maria Chiaverini: Allstate Insurance
2116 S Queen St, York, PA 17403, USA
Mike Linkous - State Farm Insurance Agent
180 Leader Heights Rd Ste 3, York, PA 17402, USA
Guerrini Insurance
1801 E Market St, York, PA 17402, USA
Ryan California - State Farm Insurance Agent
2375 Eastern Blvd Ste B, York, PA 17402, USA
Michelle Kreeger - State Farm Insurance Agent
2241 W Market St, York, PA 17404, USA
Basile Insurance Agency
150 Farm Ln 2nd Floor, York, PA 17402, USA
Nicholas Insurance Solutions
1550 Kenneth Rd Suite 5, York, PA 17408, USA
Milestone Insurance Agency
215 N Main St Ste 3, York, PA 17403, USA
Josh Grove - State Farm Insurance Agent
4315 W Market St Ste B, York, PA 17408, USA
AAdvantage Insurance Group, Inc.
1830 E Market St, York, PA 17402, USA
Pennsylvania Car Insurance
1 E Market St STE 103, York, PA 17401, USA
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Frequently Asked Questions — Insurance Agents in York
What is the difference between a captive and independent insurance agent in York?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in PA?
Search the PA Department of Insurance's online license lookup — Google "PA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in PA must be licensed with the state.
How much does working with a local insurance agent in York cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in York?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in York adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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