24/7 Available · Brentwood
24-Hour Mortgage Brokers in Brentwood, TN — Always Available
Emergencies don't keep business hours. These mortgage brokers in Brentwood are available 24 hours a day, 7 days a week — including holidays.
As of May 2026, RatingsNearMe ranks 12 mortgage brokers in Brentwood, TN by verified customer ratings and review volume. The highest-rated is Churchill Mortgage - Brentwood with a 4.9-star rating from 1,787 verified reviews. Also in the top tier: Legacy Home Loans and The Phillips Team at Churchill Mortgage. The average rating across all listed mortgage brokers in Brentwood is 4.9 stars from 276 reviews per business on average.
Mortgage brokers in Brentwood: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
4.9★
Avg rating
276
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Churchill Mortgage - Brentwood
1749 Mallory Ln Ste 100, Brentwood, TN 37027, USA
Legacy Home Loans
8119 Isabella Ln, Brentwood, TN 37027, USA
The Phillips Team at Churchill Mortgage
1749 Mallory Ln, Brentwood, TN 37027, USA
Mortgage Brokers Rankings in Brentwood, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Churchill Mortgage - Brentwood1749 Mallory Ln Ste 100, Brentwood, TN 37027, USA | 4.9★ | 1,787 |
| #2 | Legacy Home Loans8119 Isabella Ln, Brentwood, TN 37027, USA | 5.0★ | 783 |
| #3 | The Phillips Team at Churchill Mortgage1749 Mallory Ln, Brentwood, TN 37027, USA | 5.0★ | 213 |
| #4 | Chris Reynolds, NMLS 2142225750 Old Hickory Blvd Building 2, STE 130, Brentwood, TN 37027, USA | 5.0★ | 71 |
| #5 | Mortgage Investors Group750 Old Hickory Boulevard, Building Two, Brentwood Commons Way UNIT 130, Brentwood, TN 37027, USA | 4.8★ | 75 |
| #6 | Garrett Locklear at Rate (NMLS #820797)12 Cadillac Dr Suite 180, Brentwood, TN 37027, USA | 4.9★ | 133 |
| #7 | Steadfast Mortgage2 Cadillac Dr #100, Brentwood, TN 37027, USA | 4.8★ | 25 |
| #8 | Sam McMullen at CrossCountry Mortgage320 Seven Springs Way Suite 250 Office 225, Brentwood, TN 37027, USA | 5.0★ | 24 |
| #9 | New American Funding - Brentwood, TN555 Church St E #101, Brentwood, TN 37027, USA | 4.9★ | 93 |
| #10 | Mutual of Omaha Mortgage9005 Overlook Blvd Suite 118, Brentwood, TN 37027, USA | 4.9★ | 75 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Brentwood
Chris Reynolds, NMLS 2142225
750 Old Hickory Blvd Building 2, STE 130, Brentwood, TN 37027, USA
Mortgage Investors Group
750 Old Hickory Boulevard, Building Two, Brentwood Commons Way UNIT 130, Brentwood, TN 37027, USA
Garrett Locklear at Rate (NMLS #820797)
12 Cadillac Dr Suite 180, Brentwood, TN 37027, USA
Steadfast Mortgage
2 Cadillac Dr #100, Brentwood, TN 37027, USA
Sam McMullen at CrossCountry Mortgage
320 Seven Springs Way Suite 250 Office 225, Brentwood, TN 37027, USA
New American Funding - Brentwood, TN
555 Church St E #101, Brentwood, TN 37027, USA
Mutual of Omaha Mortgage
9005 Overlook Blvd Suite 118, Brentwood, TN 37027, USA
Charlie Thompson
320 Seven Springs Way UNIT 120, Brentwood, TN 37027, USA
Josh Montgomery, Mortgage Broker
636 Grassmere Park Suite 130, Nashville, TN 37211, USA
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Frequently Asked Questions — Mortgage Brokers in Brentwood
What does a mortgage broker do differently than going directly to a bank in Brentwood?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Brentwood?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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