Top Picks · Gallatin
Best Mortgage Brokers in Gallatin, TN
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 11 mortgage brokers in Gallatin, TN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Preferred Rate - Mt. Juliet with a 4.9-star rating from 297 Google reviews and an RNM Score of 98/100. Also in the top tier: Motto Mortgage Lakeside and Christopher Tucker Motto Mortgage Lakeside. The average rating across all listed mortgage brokers in Gallatin is 5 stars from 45 reviews per business on average.
Mortgage brokers in Gallatin: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Endurance Mortgage LLC
Endurance Mortgage LLC is consistently top-ranked for its strong reputation, local expertise, and customer satisfaction in Gallatin.
Most Reviewed
Motto Mortgage Lakeside
A high review count often indicates a track record of serving many clients, which can provide more data points for assessing reliability and service quality.
When choosing a mortgage broker in Gallatin, compare not only top rankings but also the number of recent reviews and the specific types of loans they specialize in to ensure they meet your needs.
Local Market Snapshot
11
Businesses listed
5★
Avg rating
45
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Gallatin's top-rated mortgage broker with a 4.9-star average from nearly 300 reviews.
2055 N Mt Juliet Rd Suite 100, Mt. Juliet, TN 37122, USAGallatin mortgage broker with 60 perfect 5.0-star Google reviews.
880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USAGallatin's top-rated mortgage broker boasts a perfect 5.0★ rating from 27 reviews.
880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USAMortgage Brokers Rankings in Gallatin, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Preferred Rate - Mt. Juliet2055 N Mt Juliet Rd Suite 100, Mt. Juliet, TN 37122, USA | 4.9★ | 297 |
| #2 | Motto Mortgage Lakeside880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA | 5.0★ | 60 |
| #3 | Christopher Tucker Motto Mortgage Lakeside880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA | 5.0★ | 27 |
| #4 | Nelson Keen Motto Mortgage Lakeside880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA | — | — |
| #5 | Endurance Mortgage LLC1509 Hunt Club Blvd STE 600, Gallatin, TN 37066, USA | 5.0★ | 5 |
| #6 | The Chapman Mortgage Team - Mortgage Broker1020 Pittman Dr, Gallatin, TN 37066, USA | 5.0★ | 2 |
| #7 | Cambridge Mortgage Inc115 E Main St # B, Gallatin, TN 37066, USA | 5.0★ | 9 |
| #8 | Megan Bruner Motto Mortgage Lakeside880 GreenLea Blvd Ste A-106, Gallatin, TN 37066, USA | 5.0★ | 1 |
| #9 | Calvin Zimmermann Motto Mortgage Lakeside880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA | 5.0★ | 2 |
| #10 | Wendy Thompson Team Gallatin Mortgage Brokers & Lending Company112 Public Square, Gallatin, TN 37066, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Gallatin
No Google reviews yet for this Gallatin mortgage broker.
880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA
Gallatin mortgage broker with a perfect 5.0-star rating from five reviews.
1509 Hunt Club Blvd STE 600, Gallatin, TN 37066, USA
Exceptional 5.0-star rating from two Google reviews for this local mortgage broker.
1020 Pittman Dr, Gallatin, TN 37066, USA
Gallatin mortgage broker with a perfect 5.0-star rating from 9 Google reviews.
115 E Main St # B, Gallatin, TN 37066, USA
5.0-star rating from multiple reviews on Google.
880 GreenLea Blvd Ste A-106, Gallatin, TN 37066, USA
Gallatin mortgage broker with a perfect 5.0-star rating from customers.
880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA
No reviews yet for this Gallatin mortgage broker; no ratings are available to display.
112 Public Square, Gallatin, TN 37066, USA
Top-rated mortgage broker in Gallatin with a perfect 5.0-star rating from customers.
1517 Hunt Club Blvd Suite 200, Gallatin, TN 37066, USA
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Mortgage Brokers in Gallatin, TN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Preferred Rate - Mt. Juliet | 98/100 | 4.9 ★ | 297 |
| 2 | Motto Mortgage Lakeside | 92/100 | 5.0 ★ | 60 |
| 3 | Christopher Tucker Motto Mortgage Lakeside | 88/100 | 5.0 ★ | 27 |
| 4 | Nelson Keen Motto Mortgage Lakeside | 15/100 | — | 0 |
| 5 | Endurance Mortgage LLC | 80/100 | 5.0 ★ | 5 |
| 6 | The Chapman Mortgage Team - Mortgage Broker | 76/100 | 5.0 ★ | 2 |
| 7 | Cambridge Mortgage Inc | 83/100 | 5.0 ★ | 9 |
| 8 | Megan Bruner Motto Mortgage Lakeside | 74/100 | 5.0 ★ | 1 |
| 9 | Calvin Zimmermann Motto Mortgage Lakeside | 76/100 | 5.0 ★ | 2 |
| 10 | Wendy Thompson Team Gallatin Mortgage Brokers & Lending Company | 15/100 | — | 0 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Gallatin
What does a mortgage broker do differently than going directly to a bank in Gallatin?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Gallatin?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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