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We don't have insurance agents listed specifically in Carmel yet — these top-rated pros from Pflugerville serve your area and are available for calls and quotes today.
Licensed · Carmel
Licensed & Insured Insurance Agents in Carmel, TX
Every insurance agents listed here carries proper licensing and insurance in TX. Protect yourself — always verify credentials before work begins.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Carmel, TX by verified customer ratings and review volume. The highest-rated is Birdseye Insurance Agency of Austin with a 5.0-star rating from 15 verified reviews. Also in the top tier: Erickson Sullivan - State Farm Insurance Agent and Freeway Insurance. The average rating across all listed insurance agents in Carmel is 4.5 stars from 55 reviews per business on average.
Insurance in Carmel: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.5★
Avg rating
55
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Birdseye Insurance Agency of Austin
1010 Old Austin Hutto Rd Ste, Pflugerville, TX 78660, USA
Erickson Sullivan - State Farm Insurance Agent
701 FM 685 Ste 110, Pflugerville, TX 78660, USA
Freeway Insurance
1616 FM 685 STE 105, Pflugerville, TX 78660, USA
Insurance Agents Rankings in Carmel, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Birdseye Insurance Agency of Austin1010 Old Austin Hutto Rd Ste, Pflugerville, TX 78660, USA | 5.0★ | 15 |
| #2 | Erickson Sullivan - State Farm Insurance Agent701 FM 685 Ste 110, Pflugerville, TX 78660, USA | 4.9★ | 403 |
| #3 | Freeway Insurance1616 FM 685 STE 105, Pflugerville, TX 78660, USA | 4.8★ | 99 |
| #4 | Michael Leonard Insurance Agency203 N Railroad Ave, Pflugerville, TX 78660, USA | 5.0★ | 5 |
| #5 | Pflugerville Insurance Agency103 E Main St, Pflugerville, TX 78660, USA | 2.2★ | 5 |
| #6 | Jeff Coleman - State Farm Insurance Agent306 1st St N, Pflugerville, TX 78660, USA | 4.8★ | 87 |
| #7 | MH P&C Insurance Agency100 2nd St S, Pflugerville, TX 78660, USA | 4.6★ | 10 |
| #8 | Texas Surety14401 FM973, Manor, TX 78653, USA | 5.0★ | 1 |
| #9 | A&G Insurance Agency-Manor TX13700 FM973 blg B Unit 204, Manor, TX 78653, USA | 4.6★ | 10 |
| #10 | V&W Insurance Agency1508 Dessau Ridge Ln APT 704, Austin, TX 78754, USA | 5.0★ | 17 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Carmel
Michael Leonard Insurance Agency
203 N Railroad Ave, Pflugerville, TX 78660, USA
Pflugerville Insurance Agency
103 E Main St, Pflugerville, TX 78660, USA
Jeff Coleman - State Farm Insurance Agent
306 1st St N, Pflugerville, TX 78660, USA
MH P&C Insurance Agency
100 2nd St S, Pflugerville, TX 78660, USA
Texas Surety
14401 FM973, Manor, TX 78653, USA
A&G Insurance Agency-Manor TX
13700 FM973 blg B Unit 204, Manor, TX 78653, USA
V&W Insurance Agency
1508 Dessau Ridge Ln APT 704, Austin, TX 78754, USA
Best Buy Insurance
909 N Caldwell St, Manor, TX 78653, USA
Stephen Miller - State Farm Insurance Agent
310 W Murray Ave Suite 100, Manor, TX 78653, USA
Farmers Insurance - John Jonse
103 W Murray Ave St, Manor, TX 78653, USA
ATX Title Transfers
810 N Caldwell St Suite B300, Manor, TX 78653, USA
Fred Loya Insurance
11828 Ring Dr Ste 104, Manor, TX 78653, USA
Fred Loya Insurance
2110 W Pecan St Ste 101, Pflugerville, TX 78660, USA
Eazy Start Insurance Agency
201 E Parsons St suite c, Manor, TX 78653, USA
RISE & Notarize, LLC
12437 Ostrich Trl, Manor, TX 78653, USA
Texas Farm Bureau Insurance Company
2415 W Pecan St, Pflugerville, TX 78660, USA
Farmers Insurance - Saydi Vasquez De Tome
821 Grand Ave Pkwy Suite 303, Pflugerville, TX 78660, USA
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Frequently Asked Questions — Insurance Agents in Carmel
What is the difference between a captive and independent insurance agent in Carmel?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Carmel cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Carmel?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Carmel adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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