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We don't have insurance agents listed specifically in Carmel yet — these top-rated pros from Pflugerville serve your area and are available for calls and quotes today.

Verified · Carmel

Trusted Insurance Agents in Carmel, TX

Trust matters when you're inviting a pro into your home or business. These insurance agents in Carmel have earned it through hundreds of verified reviews.

As of June 2026, RatingsNearMe ranks 20 insurance agents in Carmel, TX by verified customer ratings and review volume. The highest-rated is Birdseye Insurance Agency of Austin with a 5.0-star rating from 15 verified reviews. Also in the top tier: Erickson Sullivan - State Farm Insurance Agent and Freeway Insurance. The average rating across all listed insurance agents in Carmel is 4.5 stars from 55 reviews per business on average.

Insurance in Carmel: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

Businesses listed

4.5★

Avg rating

Avg reviews

Jun 1, 2026

Last updated

Top Rated Insurance Agents

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Birdseye Insurance Agency of Austin

5.0(15 reviews)

1010 Old Austin Hutto Rd Ste, Pflugerville, TX 78660, USA

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Erickson Sullivan - State Farm Insurance Agent

4.9(403 reviews)

701 FM 685 Ste 110, Pflugerville, TX 78660, USA

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Freeway Insurance

4.8(99 reviews)

1616 FM 685 STE 105, Pflugerville, TX 78660, USA

Insurance Agents Rankings in Carmel, TX

#	Business	Rating	Reviews	Price
#1	Birdseye Insurance Agency of Austin1010 Old Austin Hutto Rd Ste, Pflugerville, TX 78660, USA	5.0★	15	Free quotes
#2	Erickson Sullivan - State Farm Insurance Agent701 FM 685 Ste 110, Pflugerville, TX 78660, USA	4.9★	403	Free quotes
#3	Freeway Insurance1616 FM 685 STE 105, Pflugerville, TX 78660, USA	4.8★	99	Free quotes
#4	Michael Leonard Insurance Agency203 N Railroad Ave, Pflugerville, TX 78660, USA	5.0★	5	Free quotes
#5	Pflugerville Insurance Agency103 E Main St, Pflugerville, TX 78660, USA	2.2★	5	Free quotes
#6	Jeff Coleman - State Farm Insurance Agent306 1st St N, Pflugerville, TX 78660, USA	4.8★	87	Free quotes
#7	MH P&C Insurance Agency100 2nd St S, Pflugerville, TX 78660, USA	4.6★	10	Free quotes
#8	Texas Surety14401 FM973, Manor, TX 78653, USA	5.0★	1	Free quotes
#9	A&G Insurance Agency-Manor TX13700 FM973 blg B Unit 204, Manor, TX 78653, USA	4.6★	10	Free quotes
#10	V&W Insurance Agency1508 Dessau Ridge Ln APT 704, Austin, TX 78754, USA	5.0★	17	Free quotes

Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026

All Insurance Agents in Carmel

Michael Leonard Insurance Agency

5.0· 5 reviews

203 N Railroad Ave, Pflugerville, TX 78660, USA

Pflugerville Insurance Agency

2.2· 5 reviews

103 E Main St, Pflugerville, TX 78660, USA

Jeff Coleman - State Farm Insurance Agent

4.8· 87 reviews

306 1st St N, Pflugerville, TX 78660, USA

MH P&C Insurance Agency

4.6· 10 reviews

100 2nd St S, Pflugerville, TX 78660, USA

Texas Surety

5.0· 1 reviews

14401 FM973, Manor, TX 78653, USA

A&G Insurance Agency-Manor TX

4.6· 10 reviews

13700 FM973 blg B Unit 204, Manor, TX 78653, USA

V&W Insurance Agency

5.0· 17 reviews

1508 Dessau Ridge Ln APT 704, Austin, TX 78754, USA

Best Buy Insurance

3.6· 8 reviews

909 N Caldwell St, Manor, TX 78653, USA

Stephen Miller - State Farm Insurance Agent

5.0· 236 reviews

310 W Murray Ave Suite 100, Manor, TX 78653, USA

Farmers Insurance - John Jonse

4.8· 5 reviews

103 W Murray Ave St, Manor, TX 78653, USA

ATX Title Transfers

5.0· 6 reviews

810 N Caldwell St Suite B300, Manor, TX 78653, USA

Fred Loya Insurance

3.7· 18 reviews

11828 Ring Dr Ste 104, Manor, TX 78653, USA

Fred Loya Insurance

3.4· 48 reviews

2110 W Pecan St Ste 101, Pflugerville, TX 78660, USA

Eazy Start Insurance Agency

4.7· 12 reviews

201 E Parsons St suite c, Manor, TX 78653, USA

RISE & Notarize, LLC

4.9· 48 reviews

12437 Ostrich Trl, Manor, TX 78653, USA

Texas Farm Bureau Insurance Company

3.8· 29 reviews

2415 W Pecan St, Pflugerville, TX 78660, USA

Farmers Insurance - Saydi Vasquez De Tome

5.0· 37 reviews

821 Grand Ave Pkwy Suite 303, Pflugerville, TX 78660, USA

Data from Google Business listings

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Frequently Asked Questions — Insurance Agents in Carmel

What is the difference between a captive and independent insurance agent in Carmel?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in TX?

Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.

How much does working with a local insurance agent in Carmel cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Carmel?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Carmel adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.