Showing results near Chattanooga
We don't have mortgage brokers listed specifically in Chattanooga yet — these top-rated pros from Pasadena serve your area and are available for calls and quotes today.
Local Pros · Chattanooga
Local Mortgage Brokers in Chattanooga, TX
Locally owned and operated mortgage brokers serving Chattanooga and the surrounding area. Supporting local businesses means faster response and accountability.
As of June 2026, RatingsNearMe ranks 20 mortgage brokers in Chattanooga, TX by verified customer ratings and review volume. The highest-rated is Southwest Funding with a 5.0-star rating from 10 verified reviews. Also in the top tier: New American Funding - Cliff Saunders and Capital Home Lending. The average rating across all listed mortgage brokers in Chattanooga is 5 stars from 79 reviews per business on average.
Mortgage brokers in Chattanooga: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
79
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
Southwest Funding
4314 Green Tree Ct, Pasadena, TX 77505, USA
New American Funding - Cliff Saunders
106 E San Augustine St, Deer Park, TX 77536, USA
Capital Home Lending
4532 Pasadena Blvd ste c, Pasadena, TX 77503, USA
Mortgage Brokers Rankings in Chattanooga, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Southwest Funding4314 Green Tree Ct, Pasadena, TX 77505, USA | 5.0★ | 10 |
| #2 | New American Funding - Cliff Saunders106 E San Augustine St, Deer Park, TX 77536, USA | 5.0★ | 433 |
| #3 | Capital Home Lending4532 Pasadena Blvd ste c, Pasadena, TX 77503, USA | 5.0★ | 154 |
| #4 | Clearlake Lending LLC3803 Pine Green Trail, Houston, TX 77059, USA | 5.0★ | 1 |
| #5 | Space City Mortgage Services3515 Preston Ave, Pasadena, TX 77505, USA | — | — |
| #6 | Terry Walters Mortgage NMLS #265781Alliance Mortgage Group LLC, 3515 Preston Ave, Pasadena, TX 77505, USA | 5.0★ | 2 |
| #7 | Michael Velez - Mortgage Expert3515 Preston Ave Suite 202, Pasadena, TX 77505, USA | 5.0★ | 7 |
| #8 | Alliance Mortgage Group LLC | Mortgages | Refinance3515 Preston Ave, Pasadena, TX 77505, USA | 5.0★ | 1 |
| #9 | First Community Mortgage825 Fairmont Pkwy #100, Pasadena, TX 77504, USA | 5.0★ | 20 |
| #10 | Hometrust Mortgage Company1150 Clear Lake City Blvd Suite 204, Houston, TX 77062, USA | 4.9★ | 192 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Chattanooga
Clearlake Lending LLC
3803 Pine Green Trail, Houston, TX 77059, USA
Space City Mortgage Services
3515 Preston Ave, Pasadena, TX 77505, USA
Terry Walters Mortgage NMLS #265781
Alliance Mortgage Group LLC, 3515 Preston Ave, Pasadena, TX 77505, USA
Michael Velez - Mortgage Expert
3515 Preston Ave Suite 202, Pasadena, TX 77505, USA
Alliance Mortgage Group LLC | Mortgages | Refinance
3515 Preston Ave, Pasadena, TX 77505, USA
First Community Mortgage
825 Fairmont Pkwy #100, Pasadena, TX 77504, USA
Hometrust Mortgage Company
1150 Clear Lake City Blvd Suite 204, Houston, TX 77062, USA
1st Franklin Financial
320 Southmore Ave #314, Pasadena, TX 77502, USA
Ali Gol Sabbagh - Mortgage Broker
12621 Featherwood Dr # 110, Houston, TX 77034, USA
Laura Guerra - Texas Choice Home Finance LLC
12941 Gulf Fwy #101, Houston, TX 77034, USA
Fabian Hernandez-Clear Choice Home Loans LLC
12941 Gulf Fwy #101, Houston, TX 77034, USA
Legend Home Lending
17047 El Camino Real #150, Houston, TX 77058, USA
All Reverse Mortgage, Inc. (ARLO™)
17300 El Camino Real #110, Houston, TX 77058, USA
Athena Pena, Sr Loan Officer, Branch Manager at Athena Pena Team NMLS #2104277 at SMP Mortgage, Inc
1322 Space Park Dr, Houston, TX 77058, USA
America's Best Lending- Clear Lake
1100 E NASA Pkwy #211c, Houston, TX 77058, USA
Carlos Luis Diaz - Bilingual Loan Officer
2600 South Shore Blvd #300, League City, TX 77573, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Chattanooga, TX.
Frequently Asked Questions — Mortgage Brokers in Chattanooga
What does a mortgage broker do differently than going directly to a bank in Chattanooga?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Chattanooga?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
More Home Services in Chattanooga
Related Searches
More ways to find mortgage brokers in Chattanooga
Mortgage Brokers in nearby cities