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Emergency Mortgage Brokers in Cicero, IL — Available 24/7
When you can't wait, these mortgage brokers in Cicero offer emergency response. Call now — most respond within the hour.
As of May 2026, RatingsNearMe ranks 12 mortgage brokers in Cicero, IL by verified customer ratings and review volume. The highest-rated is EZ Mortgage with a 5.0-star rating from 687 verified reviews. Also in the top tier: Neighborhood Loans: Downers Grove - NMLS ID: 222982 and KeySmart Mortgage Co.. The average rating across all listed mortgage brokers in Cicero is 4.8 stars from 207 reviews per business on average.
Mortgage brokers in Cicero: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
4.8★
Avg rating
207
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
EZ Mortgage
2400 N Main St Ste E, East Peoria, IL 61611, USA
Neighborhood Loans: Downers Grove - NMLS ID: 222982
1333 Butterfield Rd Suite 600, Downers Grove, IL 60515, USA
KeySmart Mortgage Co.
6847 Cermak Rd, Berwyn, IL 60402, USA
Mortgage Brokers Rankings in Cicero, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | EZ Mortgage2400 N Main St Ste E, East Peoria, IL 61611, USA | 5.0★ | 687 |
| #2 | Neighborhood Loans: Downers Grove - NMLS ID: 2229821333 Butterfield Rd Suite 600, Downers Grove, IL 60515, USA | 4.9★ | 843 |
| #3 | KeySmart Mortgage Co.6847 Cermak Rd, Berwyn, IL 60402, USA | 4.9★ | 279 |
| #4 | Guaranteed Financial6231 Roosevelt Rd, Berwyn, IL 60402, USA | 4.9★ | 88 |
| #5 | National Home Mortgage Inc.3100 S Oak Park Ave, Berwyn, IL 60402, USA | 4.9★ | 65 |
| #6 | Preferred Rate - Berwyn6827 Stanley Ave, Berwyn, IL 60402, USA | 5.0★ | 33 |
| #7 | Compass Mortgage, Inc.3200 S Oak Park Ave suite d, Berwyn, IL 60402, USA | 4.5★ | 8 |
| #8 | Cindy Alivo - Preferred Rate339 N Milwaukee Ave, Libertyville, IL 60048, USA | 4.8★ | 68 |
| #9 | Neighborhood Loans: Pulaski - NMLS ID: 2229825756 S Pulaski Rd, Chicago, IL 60629, USA | 4.6★ | 56 |
| #10 | Juan Pablo (JP) Berruti - Preferred Rate6827 Stanley Ave Suite 500, Berwyn, IL 60402, USA | 5.0★ | 19 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Cicero
Guaranteed Financial
6231 Roosevelt Rd, Berwyn, IL 60402, USA
National Home Mortgage Inc.
3100 S Oak Park Ave, Berwyn, IL 60402, USA
Preferred Rate - Berwyn
6827 Stanley Ave, Berwyn, IL 60402, USA
Compass Mortgage, Inc.
3200 S Oak Park Ave suite d, Berwyn, IL 60402, USA
Cindy Alivo - Preferred Rate
339 N Milwaukee Ave, Libertyville, IL 60048, USA
Neighborhood Loans: Pulaski - NMLS ID: 222982
5756 S Pulaski Rd, Chicago, IL 60629, USA
Juan Pablo (JP) Berruti - Preferred Rate
6827 Stanley Ave Suite 500, Berwyn, IL 60402, USA
Juan Agustin Fleitas at CrossCountry Mortgage
3208 Grove Ave 1st Floor, Berwyn, IL 60402, USA
Lifestone Mortgage Corporation
242 S State St, Hampshire, IL 60140, USA
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Frequently Asked Questions — Mortgage Brokers in Cicero
What does a mortgage broker do differently than going directly to a bank in Cicero?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Cicero?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in IL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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