Verified · Cicero
Trusted Mortgage Brokers in Cicero, IL
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Cicero have earned it through hundreds of verified reviews.
As of May 2026, RatingsNearMe ranks 12 mortgage brokers in Cicero, IL by verified customer ratings and review volume. The highest-rated is Neighborhood Loans: Downers Grove - NMLS ID: 222982 with a 4.9-star rating from 843 verified reviews. Also in the top tier: EZ Mortgage and KeySmart Mortgage Co.. The average rating across all listed mortgage brokers in Cicero is 4.8 stars from 207 reviews per business on average.
Mortgage brokers in Cicero: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
4.8★
Avg rating
207
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Neighborhood Loans: Downers Grove - NMLS ID: 222982
1333 Butterfield Rd Suite 600, Downers Grove, IL 60515, USA
EZ Mortgage
2400 N Main St Ste E, East Peoria, IL 61611, USA
KeySmart Mortgage Co.
6847 Cermak Rd, Berwyn, IL 60402, USA
Mortgage Brokers Rankings in Cicero, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Neighborhood Loans: Downers Grove - NMLS ID: 2229821333 Butterfield Rd Suite 600, Downers Grove, IL 60515, USA | 4.9★ | 843 |
| #2 | EZ Mortgage2400 N Main St Ste E, East Peoria, IL 61611, USA | 5.0★ | 687 |
| #3 | KeySmart Mortgage Co.6847 Cermak Rd, Berwyn, IL 60402, USA | 4.9★ | 279 |
| #4 | Guaranteed Financial6231 Roosevelt Rd, Berwyn, IL 60402, USA | 4.9★ | 88 |
| #5 | National Home Mortgage Inc.3100 S Oak Park Ave, Berwyn, IL 60402, USA | 4.9★ | 65 |
| #6 | Preferred Rate - Berwyn6827 Stanley Ave, Berwyn, IL 60402, USA | 5.0★ | 33 |
| #7 | Compass Mortgage, Inc.3200 S Oak Park Ave suite d, Berwyn, IL 60402, USA | 4.5★ | 8 |
| #8 | Cindy Alivo - Preferred Rate339 N Milwaukee Ave, Libertyville, IL 60048, USA | 4.8★ | 68 |
| #9 | Neighborhood Loans: Pulaski - NMLS ID: 2229825756 S Pulaski Rd, Chicago, IL 60629, USA | 4.6★ | 56 |
| #10 | Juan Pablo (JP) Berruti - Preferred Rate6827 Stanley Ave Suite 500, Berwyn, IL 60402, USA | 5.0★ | 19 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Cicero
Guaranteed Financial
6231 Roosevelt Rd, Berwyn, IL 60402, USA
National Home Mortgage Inc.
3100 S Oak Park Ave, Berwyn, IL 60402, USA
Preferred Rate - Berwyn
6827 Stanley Ave, Berwyn, IL 60402, USA
Compass Mortgage, Inc.
3200 S Oak Park Ave suite d, Berwyn, IL 60402, USA
Cindy Alivo - Preferred Rate
339 N Milwaukee Ave, Libertyville, IL 60048, USA
Neighborhood Loans: Pulaski - NMLS ID: 222982
5756 S Pulaski Rd, Chicago, IL 60629, USA
Juan Pablo (JP) Berruti - Preferred Rate
6827 Stanley Ave Suite 500, Berwyn, IL 60402, USA
Juan Agustin Fleitas at CrossCountry Mortgage
3208 Grove Ave 1st Floor, Berwyn, IL 60402, USA
Lifestone Mortgage Corporation
242 S State St, Hampshire, IL 60140, USA
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Frequently Asked Questions — Mortgage Brokers in Cicero
What does a mortgage broker do differently than going directly to a bank in Cicero?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Cicero?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in IL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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