Low Cost · Commerce City
Cheap Insurance Agents in Commerce City, CO — Best Prices
Compare insurance agents prices in Commerce City to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of June 2026, RatingsNearMe ranks 19 insurance agents in Commerce City, CO by verified customer ratings and review volume. The highest-rated is Eddie Olivas - State Farm Insurance Agent with a 4.8-star rating from 290 verified reviews. Also in the top tier: Matthew Carlson: Allstate Insurance and Tyrone Byrd - State Farm Insurance Agent. The average rating across all listed insurance agents in Commerce City is 4.6 stars from 71 reviews per business on average.
Insurance in Commerce City: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.6★
Avg rating
71
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Eddie Olivas - State Farm Insurance Agent
7270 Magnolia St, Commerce City, CO 80022, USA
Matthew Carlson: Allstate Insurance
10250 Idalia St Ste 6, Commerce City, CO 80022, USA
Tyrone Byrd - State Farm Insurance Agent
13611 E 104th Ave #700, Commerce City, CO 80022, USA
Insurance Agents Rankings in Commerce City, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Eddie Olivas - State Farm Insurance Agent7270 Magnolia St, Commerce City, CO 80022, USA | 4.8★ | 290 |
| #2 | Matthew Carlson: Allstate Insurance10250 Idalia St Ste 6, Commerce City, CO 80022, USA | 4.9★ | 193 |
| #3 | Tyrone Byrd - State Farm Insurance Agent13611 E 104th Ave #700, Commerce City, CO 80022, USA | 4.8★ | 198 |
| #4 | Fred Loya Insurance6025 Parkway Dr Unit 190, Commerce City, CO 80022, USA | 3.1★ | 48 |
| #5 | Marcus Sanchez - State Farm Insurance Agent18220 E 104th Ave #102, Commerce City, CO 80022, USA | 5.0★ | 35 |
| #6 | Carl Marx & Associates, LLC American Family Insurance13659 E 104th Ave #550, Commerce City, CO 80022, USA | 5.0★ | 23 |
| #7 | The Day Agency13599 E 104th Ave #600, Commerce City, CO 80022, USA | 3.7★ | 3 |
| #8 | Farmers Insurance - Robert Carrillo18335 E 103rd Ave UNIT 204, Commerce City, CO 80022, USA | 4.6★ | 11 |
| #9 | Barbara Santella - Aflac Insurance Agent10203 Salida St, Commerce City, CO 80022, USA | 5.0★ | 2 |
| #10 | Premier Group Insurance Commerce City Colorado6990 CO-2, Commerce City, CO 80022, USA | 4.6★ | 101 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Commerce City
Fred Loya Insurance
6025 Parkway Dr Unit 190, Commerce City, CO 80022, USA
Marcus Sanchez - State Farm Insurance Agent
18220 E 104th Ave #102, Commerce City, CO 80022, USA
Carl Marx & Associates, LLC American Family Insurance
13659 E 104th Ave #550, Commerce City, CO 80022, USA
The Day Agency
13599 E 104th Ave #600, Commerce City, CO 80022, USA
Farmers Insurance - Robert Carrillo
18335 E 103rd Ave UNIT 204, Commerce City, CO 80022, USA
Barbara Santella - Aflac Insurance Agent
10203 Salida St, Commerce City, CO 80022, USA
Premier Group Insurance Commerce City Colorado
6990 CO-2, Commerce City, CO 80022, USA
Medina Professional Insurance
6755 E 72nd Ave, Commerce City, CO 80022, USA
Aspen Insurance Group
6990 E 72nd Ave, Commerce City, CO 80022, USA
Blair & Blair Insurance Unlimited
6401 E 72nd Ave, Commerce City, CO 80022, USA
De Paz Insurance Agency
7290 Magnolia St, Commerce City, CO 80022, USA
ASAP Insurance & Taxes
6105 E 72nd Ave Unit B, Commerce City, CO 80022, USA
Derby Business Solutions and Derby Insurance
6537 E 72nd Pl, Commerce City, CO 80022, USA
Geoffrey Torres American Family Insurance
13659 E 104th Ave #550, Commerce City, CO 80022, USA
CM SR22 Insurance Group
7393 Dahlia St, Commerce City, CO 80022, USA
InsurB Inc.
7249 Magnolia St, Commerce City, CO 80022, USA
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Frequently Asked Questions — Insurance Agents in Commerce City
What is the difference between a captive and independent insurance agent in Commerce City?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CO?
Search the CO Department of Insurance's online license lookup — Google "CO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CO must be licensed with the state.
How much does working with a local insurance agent in Commerce City cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Commerce City?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Commerce City adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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