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10+ Years · Commerce City

Experienced Insurance Agents in Commerce City, CO

Experience matters. These insurance agents in Commerce City have years of proven work behind them — and the reviews to back it up.

As of June 2026, RatingsNearMe ranks 19 insurance agents in Commerce City, CO by verified customer ratings and review volume. The highest-rated is Eddie Olivas - State Farm Insurance Agent with a 4.8-star rating from 290 verified reviews. Also in the top tier: Matthew Carlson: Allstate Insurance and Tyrone Byrd - State Farm Insurance Agent. The average rating across all listed insurance agents in Commerce City is 4.6 stars from 71 reviews per business on average.

Insurance in Commerce City: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

19

Businesses listed

4.6★

Avg rating

71

Avg reviews

Jun 1, 2026

Last updated

Top Rated Insurance Agents

🥇

Eddie Olivas - State Farm Insurance Agent

4.8(290 reviews)

7270 Magnolia St, Commerce City, CO 80022, USA

🥈

Matthew Carlson: Allstate Insurance

4.9(193 reviews)

10250 Idalia St Ste 6, Commerce City, CO 80022, USA

🥉

Tyrone Byrd - State Farm Insurance Agent

4.8(198 reviews)

13611 E 104th Ave #700, Commerce City, CO 80022, USA

Insurance Agents Rankings in Commerce City, CO

#BusinessRatingReviews
#1Eddie Olivas - State Farm Insurance Agent7270 Magnolia St, Commerce City, CO 80022, USA4.8290
#2Matthew Carlson: Allstate Insurance10250 Idalia St Ste 6, Commerce City, CO 80022, USA4.9193
#3Tyrone Byrd - State Farm Insurance Agent13611 E 104th Ave #700, Commerce City, CO 80022, USA4.8198
#4Premier Group Insurance Commerce City Colorado6990 CO-2, Commerce City, CO 80022, USA4.6101
#5Medina Professional Insurance6755 E 72nd Ave, Commerce City, CO 80022, USA4.659
#6Aspen Insurance Group6990 E 72nd Ave, Commerce City, CO 80022, USA4.8195
#7Blair & Blair Insurance Unlimited6401 E 72nd Ave, Commerce City, CO 80022, USA4.517
#8De Paz Insurance Agency7290 Magnolia St, Commerce City, CO 80022, USA4.816
#9ASAP Insurance & Taxes6105 E 72nd Ave Unit B, Commerce City, CO 80022, USA4.729
#10Derby Business Solutions and Derby Insurance6537 E 72nd Pl, Commerce City, CO 80022, USA4.715

Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026

All Insurance Agents in Commerce City

4

Premier Group Insurance Commerce City Colorado

4.6· 101 reviews

6990 CO-2, Commerce City, CO 80022, USA

5

Medina Professional Insurance

4.6· 59 reviews

6755 E 72nd Ave, Commerce City, CO 80022, USA

6

Aspen Insurance Group

4.8· 195 reviews

6990 E 72nd Ave, Commerce City, CO 80022, USA

7

Blair & Blair Insurance Unlimited

4.5· 17 reviews

6401 E 72nd Ave, Commerce City, CO 80022, USA

8

De Paz Insurance Agency

4.8· 16 reviews

7290 Magnolia St, Commerce City, CO 80022, USA

9

ASAP Insurance & Taxes

4.7· 29 reviews

6105 E 72nd Ave Unit B, Commerce City, CO 80022, USA

10

Derby Business Solutions and Derby Insurance

4.7· 15 reviews

6537 E 72nd Pl, Commerce City, CO 80022, USA

11

Geoffrey Torres American Family Insurance

4.0· 26 reviews

13659 E 104th Ave #550, Commerce City, CO 80022, USA

12

CM SR22 Insurance Group

· 0 reviews

7393 Dahlia St, Commerce City, CO 80022, USA

13

InsurB Inc.

5.0· 14 reviews

7249 Magnolia St, Commerce City, CO 80022, USA

14

Fred Loya Insurance

3.1· 48 reviews

6025 Parkway Dr Unit 190, Commerce City, CO 80022, USA

15

Marcus Sanchez - State Farm Insurance Agent

5.0· 35 reviews

18220 E 104th Ave #102, Commerce City, CO 80022, USA

16

Carl Marx & Associates, LLC American Family Insurance

5.0· 23 reviews

13659 E 104th Ave #550, Commerce City, CO 80022, USA

17

The Day Agency

3.7· 3 reviews

13599 E 104th Ave #600, Commerce City, CO 80022, USA

18

Farmers Insurance - Robert Carrillo

4.6· 11 reviews

18335 E 103rd Ave UNIT 204, Commerce City, CO 80022, USA

19

Barbara Santella - Aflac Insurance Agent

5.0· 2 reviews

10203 Salida St, Commerce City, CO 80022, USA

Data from Google Business listings
Updated regularly with real reviews
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Frequently Asked Questions — Insurance Agents in Commerce City

What is the difference between a captive and independent insurance agent in Commerce City?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in CO?

Search the CO Department of Insurance's online license lookup — Google "CO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CO must be licensed with the state.

How much does working with a local insurance agent in Commerce City cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Commerce City?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Commerce City adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.

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About This Insurance Agents Directory — Commerce City, CO

This page lists and ranks 19 insurance agents serving Commerce City, CO as of June 2026. The average verified rating across all listings is 4.6 stars, with an average of 71 customer reviews per business. The top-ranked insurance agents in Commerce City by our algorithm is Eddie Olivas - State Farm Insurance Agent (4.8 stars, 290 reviews). Insurance in Commerce City: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Commerce City: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the CO licensing board before hiring.

Request Free Quotes — Top-Rated Insurance Agents in Commerce City