Top Picks · Fairfield
Best Mortgage Brokers in Fairfield, CA
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of May 2026, RatingsNearMe ranks 12 mortgage brokers in Fairfield, CA by verified customer ratings and review volume. The highest-rated is Caliber Home Loans with a 5.0-star rating from 147 verified reviews. Also in the top tier: George R. Kalis, CrossCountry Mortgage Area Manager and Jeanine Nucum-Mortgage Brokers. The average rating across all listed mortgage brokers in Fairfield is 5 stars from 49 reviews per business on average.
Mortgage brokers in Fairfield: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
5★
Avg rating
49
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Caliber Home Loans
3700 Hilborn Rd #700, Fairfield, CA 94534, USA
George R. Kalis, CrossCountry Mortgage Area Manager
1300 Oliver Rd #140, Fairfield, CA 94534, USA
Jeanine Nucum-Mortgage Brokers
490 Chadbourne Rd Suite A147, Fairfield, CA 94534, USA
Mortgage Brokers Rankings in Fairfield, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Caliber Home Loans3700 Hilborn Rd #700, Fairfield, CA 94534, USA | 5.0★ | 147 |
| #2 | George R. Kalis, CrossCountry Mortgage Area Manager1300 Oliver Rd #140, Fairfield, CA 94534, USA | 4.9★ | 100 |
| #3 | Jeanine Nucum-Mortgage Brokers490 Chadbourne Rd Suite A147, Fairfield, CA 94534, USA | 5.0★ | 164 |
| #4 | Home Loans by Ed Esteban490 Chadbourne Rd Ste A132, Fairfield, CA 94534, USA | 4.9★ | 34 |
| #5 | Stacey Solutions490 Chadbourne Rd #172, Fairfield, CA 94534, USA | 5.0★ | 24 |
| #6 | Jason Russell - NEO Home Loans3700 Hilborn Rd, Fairfield, CA 94534, USA | 5.0★ | 22 |
| #7 | US Bank Mortgage5055 Business Center Dr, Fairfield, CA 94534, USA | 5.0★ | 1 |
| #8 | Dawn Palestini - MLO NMLS #361616 - Palestini Home Loans490 Chadbourne Rd A172, Fairfield, CA 94534, USA | 5.0★ | 38 |
| #9 | Chrissy Sittinger - Mortgage Consultant1 Harbor Center Ste. 350, Suisun City, CA 94585, USA | 5.0★ | 39 |
| #10 | Steve Case, Caliber Home Loans2420 Martin Rd STE 150, Fairfield, CA 94534, USA | 4.7★ | 11 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Fairfield
Home Loans by Ed Esteban
490 Chadbourne Rd Ste A132, Fairfield, CA 94534, USA
Jason Russell - NEO Home Loans
3700 Hilborn Rd, Fairfield, CA 94534, USA
US Bank Mortgage
5055 Business Center Dr, Fairfield, CA 94534, USA
Dawn Palestini - MLO NMLS #361616 - Palestini Home Loans
490 Chadbourne Rd A172, Fairfield, CA 94534, USA
Chrissy Sittinger - Mortgage Consultant
1 Harbor Center Ste. 350, Suisun City, CA 94585, USA
Steve Case, Caliber Home Loans
2420 Martin Rd STE 150, Fairfield, CA 94534, USA
Kristi Markel - Movement Mortgage
5140 Business Center Dr #210, Fairfield, CA 94534, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Fairfield, CA.
Frequently Asked Questions — Mortgage Brokers in Fairfield
What does a mortgage broker do differently than going directly to a bank in Fairfield?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Fairfield?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in Fairfield
Related Searches
More ways to find mortgage brokers in Fairfield
Mortgage Brokers in nearby cities