10+ Years · Fairfield
Experienced Mortgage Brokers in Fairfield, CA
Experience matters. These mortgage brokers in Fairfield have years of proven work behind them — and the reviews to back it up.
As of July 2026, RatingsNearMe ranks 12 mortgage brokers in Fairfield, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Caliber Home Loans with a 5.0-star rating from 147 Google reviews and an RNM Score of 97/100. Also in the top tier: George R. Kalis, CrossCountry Mortgage Area Manager and Jeanine Nucum-Mortgage Brokers. The average rating across all listed mortgage brokers in Fairfield is 5 stars from 49 reviews per business on average.
Mortgage brokers in Fairfield: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Caliber Home Loans
Caliber Home Loans appears multiple times in the top-ranked list, indicating strong local presence and trust in Fairfield.
Most Reviewed
Caliber Home Loans
A high review count suggests a large number of past clients, which can indicate reliability and experience in the market.
When choosing a mortgage broker in Fairfield, consider comparing loan options and fees from multiple brokers, and always verify licensing and customer reviews to ensure you find a trustworthy partner for your home financing.
Local Market Snapshot
12
Businesses listed
5★
Avg rating
49
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Fairfield mortgage broker with a perfect 5.0-star rating from 147 reviews.
3700 Hilborn Rd #700, Fairfield, CA 94534, USATrusted by hundreds of clients with a stellar 4.9-star rating in Fairfield.
1300 Oliver Rd #140, Fairfield, CA 94534, USATop-rated Fairfield mortgage broker with a perfect 5.0★ rating from over 160 reviews.
490 Chadbourne Rd Suite A147, Fairfield, CA 94534, USAMortgage Brokers Rankings in Fairfield, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Caliber Home Loans3700 Hilborn Rd #700, Fairfield, CA 94534, USA | 5.0★ | 147 |
| #2 | George R. Kalis, CrossCountry Mortgage Area Manager1300 Oliver Rd #140, Fairfield, CA 94534, USA | 4.9★ | 100 |
| #3 | Jeanine Nucum-Mortgage Brokers490 Chadbourne Rd Suite A147, Fairfield, CA 94534, USA | 5.0★ | 164 |
| #4 | Kristi Markel - Movement Mortgage5140 Business Center Dr #210, Fairfield, CA 94534, USA | 5.0★ | 3 |
| #5 | Debbie Lintao NMLS#2608673234 Banff Dr, Fairfield, CA 94534, USA | 5.0★ | 1 |
| #6 | Chrissy Sittinger - Mortgage Consultant1 Harbor Center Ste. 350, Suisun City, CA 94585, USA | 5.0★ | 39 |
| #7 | Dawn Palestini - MLO NMLS #361616 - Palestini Home Loans490 Chadbourne Rd A172, Fairfield, CA 94534, USA | 5.0★ | 38 |
| #8 | Home Loans by Ed Esteban490 Chadbourne Rd Ste A132, Fairfield, CA 94534, USA | 4.9★ | 34 |
| #9 | Stacey Solutions490 Chadbourne Rd #172, Fairfield, CA 94534, USA | 5.0★ | 24 |
| #10 | Jason Russell - NEO Home Loans3700 Hilborn Rd, Fairfield, CA 94534, USA | 5.0★ | 22 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Fairfield
Exceptional 5.0-star rating based on the first three Google reviews.
5140 Business Center Dr #210, Fairfield, CA 94534, USA
Earns a perfect 5.0-star rating from its early Google reviews in Fairfield.
3234 Banff Dr, Fairfield, CA 94534, USA
Fairfield mortgage broker with a perfect 5.0-star rating from 39 Google reviews.
1 Harbor Center Ste. 350, Suisun City, CA 94585, USA
5.0-star rating from 38 reviews, reflecting exceptional local client satisfaction.
490 Chadbourne Rd A172, Fairfield, CA 94534, USA
Trusted Fairfield mortgage broker with 4.9 stars from 34 Google reviews.
490 Chadbourne Rd Ste A132, Fairfield, CA 94534, USA
Trusted Fairfield mortgage broker with a perfect 5.0-star rating from 24 reviews.
490 Chadbourne Rd #172, Fairfield, CA 94534, USA
Fairfield's top-rated mortgage broker with a perfect 5.0★ score from 22 reviews.
3700 Hilborn Rd, Fairfield, CA 94534, USA
Known for a strong 4.7-star rating from 11 Google reviews in Fairfield.
2420 Martin Rd STE 150, Fairfield, CA 94534, USA
Rated 5.0 stars from one glowing Google review, this Fairfield broker delivers exceptional service.
5055 Business Center Dr, Fairfield, CA 94534, USA
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Mortgage Brokers in Fairfield, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Caliber Home Loans | 97/100 | 5.0 ★ | 147 |
| 2 | George R. Kalis, CrossCountry Mortgage Area Manager | 93/100 | 4.9 ★ | 100 |
| 3 | Jeanine Nucum-Mortgage Brokers | 86/100 | 5.0 ★ | 164 |
| 4 | Kristi Markel - Movement Mortgage | 78/100 | 5.0 ★ | 3 |
| 5 | Debbie Lintao NMLS#260867 | 74/100 | 5.0 ★ | 1 |
| 6 | Chrissy Sittinger - Mortgage Consultant | 82/100 | 5.0 ★ | 39 |
| 7 | Dawn Palestini - MLO NMLS #361616 - Palestini Home Loans | 90/100 | 5.0 ★ | 38 |
| 8 | Home Loans by Ed Esteban | 76/100 | 4.9 ★ | 34 |
| 9 | Stacey Solutions | 79/100 | 5.0 ★ | 24 |
| 10 | Jason Russell - NEO Home Loans | 87/100 | 5.0 ★ | 22 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Fairfield
What does a mortgage broker do differently than going directly to a bank in Fairfield?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Fairfield?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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