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We don't have mortgage brokers listed specifically in Ferris yet — these top-rated pros from DeSoto serve your area and are available for calls and quotes today.

Verified · Ferris

Trusted Mortgage Brokers in Ferris, TX

Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Ferris have earned it through hundreds of verified reviews.

As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Ferris, TX by verified customer ratings and review volume. The highest-rated is Trinity Oaks Mortgage with a 4.9-star rating from 253 verified reviews. Also in the top tier: Winn Mortgage LLC and Happy Home Lending. The average rating across all listed mortgage brokers in Ferris is 4.4 stars from 41 reviews per business on average.

Mortgage brokers in Ferris: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

4.4★

Avg rating

41

Avg reviews

May 17, 2026

Last updated

Top Rated Mortgage Brokers

🥇

Trinity Oaks Mortgage

4.9(253 reviews)

421 Century Way #100, Red Oak, TX 75154, USA

🥈

Winn Mortgage LLC

(0 reviews)

Meadowview, 2925 Goldenrod Dr, Lancaster, TX 75134, USA

🥉

Happy Home Lending

4.9(39 reviews)

501 Magnolia Ln, Glenn Heights, TX 75154, USA

Mortgage Brokers Rankings in Ferris, TX

#BusinessRatingReviews
#1Trinity Oaks Mortgage421 Century Way #100, Red Oak, TX 75154, USA4.9253
#2Winn Mortgage LLCMeadowview, 2925 Goldenrod Dr, Lancaster, TX 75134, USA
#3Happy Home Lending501 Magnolia Ln, Glenn Heights, TX 75154, USA4.939
#4Krista Taylor - Mortgage Street104 Broadhead Rd, Waxahachie, TX 75165, USA5.03
#5LTI Mortgage / Hybrid Agent Homes1801 N Hampton Rd #458, DeSoto, TX 75115, USA5.068
#6Cowtown Lending Services, LLC powered by Barrett Financial Group, L.L.C208 Buckskin Dr, Waxahachie, TX 75167, USA5.017
#7CrossCountry Mortgage LLC| Billy Killingsworth | NMLS #356509402 E Trunk St Suite G, Crandall, TX 75114, USA5.06
#8John Walling Mortgage Broker7211 Hamilton Dr, Midlothian, TX 76065, USA5.04
#9Commercial Lending DeSoto,TX1001 Robbie Mince Wy, DeSoto, TX 75115, USA
#10Chase Home Lending303 S Main St, Duncanville, TX 75116, USA3.04

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Mortgage Brokers in Ferris

4

Krista Taylor - Mortgage Street

5.0· 3 reviews

104 Broadhead Rd, Waxahachie, TX 75165, USA

5

LTI Mortgage / Hybrid Agent Homes

5.0· 68 reviews

1801 N Hampton Rd #458, DeSoto, TX 75115, USA

6

Cowtown Lending Services, LLC powered by Barrett Financial Group, L.L.C

5.0· 17 reviews

208 Buckskin Dr, Waxahachie, TX 75167, USA

7

CrossCountry Mortgage LLC| Billy Killingsworth | NMLS #356509

5.0· 6 reviews

402 E Trunk St Suite G, Crandall, TX 75114, USA

8

John Walling Mortgage Broker

5.0· 4 reviews

7211 Hamilton Dr, Midlothian, TX 76065, USA

9

Commercial Lending DeSoto,TX

· 0 reviews

1001 Robbie Mince Wy, DeSoto, TX 75115, USA

10

Chase Home Lending

3.0· 4 reviews

303 S Main St, Duncanville, TX 75116, USA

11

Mesquite Mortgage

4.0· 1 reviews

103 N Broad St, Mesquite, TX 75149, USA

12

Mortgage, Bank of America

1.0· 1 reviews

156 W Belt Line Rd, Cedar Hill, TX 75104, USA

13

Fresh Start Mortgage Assistance

4.6· 22 reviews

610 Uptown Blvd ste 2000, Cedar Hill, TX 75104, USA

14

Capital City Mortgage LLC Funding Your Dreams

2.6· 5 reviews

610 Uptown Blvd ste 2000, Cedar Hill, TX 75104, USA

15

US Mortgage Lenders, LLC

5.0· 189 reviews

785 W Wheatland Rd Ste 407, Duncanville, TX 75116, USA

16

Cedric Pitts - United Mortgage Pros

4.9· 78 reviews

1509 Paintbrush St, Mesquite, TX 75149, USA

17

Geneva Financial LLC

4.7· 14 reviews

407 N Cedar Ridge Dr #235, Duncanville, TX 75116, USA

18

Nicole Carpenter / Home Loan / Platinum Eagle Mortgage

4.8· 21 reviews

571 FM 548 Suite 132, Forney, TX 75126, USA

19

Innovative Lending

5.0· 10 reviews

204 W Broad St Suite C, Forney, TX 75126, USA

20

Angie Thomas Broker/Owner- AT Home Southern Realty

5.0· 6 reviews

3611 Whispering Hills Ct, Midlothian, TX 76065, USA

Data from Google Business listings
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Frequently Asked Questions — Mortgage Brokers in Ferris

What does a mortgage broker do differently than going directly to a bank in Ferris?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Ferris?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in TX?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Mortgage Brokers Directory — Ferris, TX

This page lists and ranks 20 mortgage brokers serving Ferris, TX as of May 2026. The average verified rating across all listings is 4.4 stars, with an average of 41 customer reviews per business. The top-ranked mortgage brokers in Ferris by our algorithm is Trinity Oaks Mortgage (4.9 stars, 253 reviews). Mortgage brokers in Ferris: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Ferris: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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