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We don't have mortgage brokers listed specifically in Ferris yet — these top-rated pros from DeSoto serve your area and are available for calls and quotes today.
Same Day · Ferris
Same-Day Mortgage Brokers in Ferris, TX
Can't wait a week? These mortgage brokers in Ferris offer same-day or next-day appointments. Call now to check availability.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Ferris, TX by verified customer ratings and review volume. The highest-rated is Trinity Oaks Mortgage with a 4.9-star rating from 253 verified reviews. Also in the top tier: Winn Mortgage LLC and Happy Home Lending. The average rating across all listed mortgage brokers in Ferris is 4.4 stars from 41 reviews per business on average.
Mortgage brokers in Ferris: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.4★
Avg rating
41
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Trinity Oaks Mortgage
421 Century Way #100, Red Oak, TX 75154, USA
Winn Mortgage LLC
Meadowview, 2925 Goldenrod Dr, Lancaster, TX 75134, USA
Happy Home Lending
501 Magnolia Ln, Glenn Heights, TX 75154, USA
Mortgage Brokers Rankings in Ferris, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Trinity Oaks Mortgage421 Century Way #100, Red Oak, TX 75154, USA | 4.9★ | 253 |
| #2 | Winn Mortgage LLCMeadowview, 2925 Goldenrod Dr, Lancaster, TX 75134, USA | — | — |
| #3 | Happy Home Lending501 Magnolia Ln, Glenn Heights, TX 75154, USA | 4.9★ | 39 |
| #4 | Krista Taylor - Mortgage Street104 Broadhead Rd, Waxahachie, TX 75165, USA | 5.0★ | 3 |
| #5 | LTI Mortgage / Hybrid Agent Homes1801 N Hampton Rd #458, DeSoto, TX 75115, USA | 5.0★ | 68 |
| #6 | Cowtown Lending Services, LLC powered by Barrett Financial Group, L.L.C208 Buckskin Dr, Waxahachie, TX 75167, USA | 5.0★ | 17 |
| #7 | CrossCountry Mortgage LLC| Billy Killingsworth | NMLS #356509402 E Trunk St Suite G, Crandall, TX 75114, USA | 5.0★ | 6 |
| #8 | John Walling Mortgage Broker7211 Hamilton Dr, Midlothian, TX 76065, USA | 5.0★ | 4 |
| #9 | Commercial Lending DeSoto,TX1001 Robbie Mince Wy, DeSoto, TX 75115, USA | — | — |
| #10 | Chase Home Lending303 S Main St, Duncanville, TX 75116, USA | 3.0★ | 4 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Ferris
Krista Taylor - Mortgage Street
104 Broadhead Rd, Waxahachie, TX 75165, USA
LTI Mortgage / Hybrid Agent Homes
1801 N Hampton Rd #458, DeSoto, TX 75115, USA
Cowtown Lending Services, LLC powered by Barrett Financial Group, L.L.C
208 Buckskin Dr, Waxahachie, TX 75167, USA
CrossCountry Mortgage LLC| Billy Killingsworth | NMLS #356509
402 E Trunk St Suite G, Crandall, TX 75114, USA
Commercial Lending DeSoto,TX
1001 Robbie Mince Wy, DeSoto, TX 75115, USA
Chase Home Lending
303 S Main St, Duncanville, TX 75116, USA
Mesquite Mortgage
103 N Broad St, Mesquite, TX 75149, USA
Mortgage, Bank of America
156 W Belt Line Rd, Cedar Hill, TX 75104, USA
Fresh Start Mortgage Assistance
610 Uptown Blvd ste 2000, Cedar Hill, TX 75104, USA
Capital City Mortgage LLC Funding Your Dreams
610 Uptown Blvd ste 2000, Cedar Hill, TX 75104, USA
US Mortgage Lenders, LLC
785 W Wheatland Rd Ste 407, Duncanville, TX 75116, USA
Cedric Pitts - United Mortgage Pros
1509 Paintbrush St, Mesquite, TX 75149, USA
Geneva Financial LLC
407 N Cedar Ridge Dr #235, Duncanville, TX 75116, USA
Nicole Carpenter / Home Loan / Platinum Eagle Mortgage
571 FM 548 Suite 132, Forney, TX 75126, USA
Innovative Lending
204 W Broad St Suite C, Forney, TX 75126, USA
Angie Thomas Broker/Owner- AT Home Southern Realty
3611 Whispering Hills Ct, Midlothian, TX 76065, USA
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Frequently Asked Questions — Mortgage Brokers in Ferris
What does a mortgage broker do differently than going directly to a bank in Ferris?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Ferris?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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