24/7 Emergency · Minneapolis
Emergency Insurance Agents in Minneapolis, MN — Available 24/7
When you can't wait, these insurance agents in Minneapolis offer emergency response. Call now — most respond within the hour.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Minneapolis, MN by verified customer ratings and review volume. The highest-rated is Insurance Brokers of MN, Inc with a 5.0-star rating from 813 verified reviews. Also in the top tier: Kim Nybo - State Farm Insurance Agent and John Lee - State Farm Insurance Agent. The average rating across all listed insurance agents in Minneapolis is 4.9 stars from 232 reviews per business on average.
Insurance in Minneapolis: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
232
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Insurance Brokers of MN, Inc
6300 Shingle Creek Pkwy #140, Brooklyn Center, MN 55430, USA
Kim Nybo - State Farm Insurance Agent
2724 University Ave SE, Minneapolis, MN 55414, USA
John Lee - State Farm Insurance Agent
3957 42nd Ave S Ste 3961, Minneapolis, MN 55406, USA
Insurance Agents Rankings in Minneapolis, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Insurance Brokers of MN, Inc6300 Shingle Creek Pkwy #140, Brooklyn Center, MN 55430, USA | 5.0★ | 813 |
| #2 | Kim Nybo - State Farm Insurance Agent2724 University Ave SE, Minneapolis, MN 55414, USA | 4.9★ | 685 |
| #3 | John Lee - State Farm Insurance Agent3957 42nd Ave S Ste 3961, Minneapolis, MN 55406, USA | 5.0★ | 427 |
| #4 | Insurance Brokers of MN-Brett Flatmoe6941 Nicollet Ave, Richfield, MN 55423, USA | 5.0★ | 125 |
| #5 | Birimo Insurance Agency200 W Lake St suit 325, Minneapolis, MN 55408, USA | 5.0★ | 139 |
| #6 | Farmers Insurance - Natalie Lyon4937 S 28th Ave, Minneapolis, MN 55417, USA | 5.0★ | 169 |
| #7 | MN Insurance LLC3455 4th Ave S, Minneapolis, MN 55408, USA | 4.3★ | 7 |
| #8 | Minneapolis Insurance Specialists Team333 N Washington Ave Suit 300, Minneapolis, MN 55401, USA | 5.0★ | 5 |
| #9 | Germain Insurance Agency, Inc.7101 York Ave S #40, Edina, MN 55435, USA | 4.9★ | 45 |
| #10 | Insurance Resource Group4286 Dahlberg Dr, Minneapolis, MN 55422, USA | 4.9★ | 374 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Minneapolis
Insurance Brokers of MN-Brett Flatmoe
6941 Nicollet Ave, Richfield, MN 55423, USA
Birimo Insurance Agency
200 W Lake St suit 325, Minneapolis, MN 55408, USA
Farmers Insurance - Natalie Lyon
4937 S 28th Ave, Minneapolis, MN 55417, USA
MN Insurance LLC
3455 4th Ave S, Minneapolis, MN 55408, USA
Minneapolis Insurance Specialists Team
333 N Washington Ave Suit 300, Minneapolis, MN 55401, USA
Germain Insurance Agency, Inc.
7101 York Ave S #40, Edina, MN 55435, USA
Insurance Resource Group
4286 Dahlberg Dr, Minneapolis, MN 55422, USA
Matt Gallegos - GEICO Insurance Agent
7101 France Ave S Suite 201, Minneapolis, MN 55435, USA
Minnesota Insurance Service Agency Inc.
1818 Wooddale Dr UNIT 203, Woodbury, MN 55125, USA
State Insurance Agency
4900 US-169 N Suite # 304, New Hope, MN 55428, USA
BlueJay Insurance Agency, Inc.
1229 Tyler St NE Suite 292, Minneapolis, MN 55413, USA
Abbott Insurance Agency, LLC
317 W 46th St, Minneapolis, MN 55419, USA
Kaphy Insurance Agency
2910 Pleasant Ave 1st Floor, Suite 80A, Minneapolis, MN 55408, USA
Allinsurance seguros
3125 Hennepin Ave, Minneapolis, MN 55408, USA
One Source Insurance Brokers
1300 Godward St NE Suite 1900, Minneapolis, MN 55413, USA
Higgins Insurance Agency Inc.
2214 Central Ave NE, Minneapolis, MN 55418, USA
Crosstown Insurance
9220 Bass Lake Rd #225, New Hope, MN 55428, USA
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Frequently Asked Questions — Insurance Agents in Minneapolis
What is the difference between a captive and independent insurance agent in Minneapolis?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MN?
Search the MN Department of Insurance's online license lookup — Google "MN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MN must be licensed with the state.
How much does working with a local insurance agent in Minneapolis cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Minneapolis?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Minneapolis adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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