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Trusted Insurance Agents in Minneapolis, MN

Trust matters when you're inviting a pro into your home or business. These insurance agents in Minneapolis have earned it through hundreds of verified reviews.

As of June 2026, RatingsNearMe ranks 20 insurance agents in Minneapolis, MN by verified customer ratings and review volume. The highest-rated is Insurance Brokers of MN, Inc with a 5.0-star rating from 813 verified reviews. Also in the top tier: Kim Nybo - State Farm Insurance Agent and John Lee - State Farm Insurance Agent. The average rating across all listed insurance agents in Minneapolis is 4.9 stars from 232 reviews per business on average.

Insurance in Minneapolis: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

4.9★

Avg rating

232

Avg reviews

Jun 1, 2026

Last updated

Top Rated Insurance Agents

🥇

Insurance Brokers of MN, Inc

5.0(813 reviews)

6300 Shingle Creek Pkwy #140, Brooklyn Center, MN 55430, USA

🥈

Kim Nybo - State Farm Insurance Agent

4.9(685 reviews)

2724 University Ave SE, Minneapolis, MN 55414, USA

🥉

John Lee - State Farm Insurance Agent

5.0(427 reviews)

3957 42nd Ave S Ste 3961, Minneapolis, MN 55406, USA

Insurance Agents Rankings in Minneapolis, MN

#BusinessRatingReviews
#1Insurance Brokers of MN, Inc6300 Shingle Creek Pkwy #140, Brooklyn Center, MN 55430, USA5.0813
#2Kim Nybo - State Farm Insurance Agent2724 University Ave SE, Minneapolis, MN 55414, USA4.9685
#3John Lee - State Farm Insurance Agent3957 42nd Ave S Ste 3961, Minneapolis, MN 55406, USA5.0427
#4Birimo Insurance Agency200 W Lake St suit 325, Minneapolis, MN 55408, USA5.0139
#5Farmers Insurance - Natalie Lyon4937 S 28th Ave, Minneapolis, MN 55417, USA5.0169
#6MN Insurance LLC3455 4th Ave S, Minneapolis, MN 55408, USA4.37
#7Minneapolis Insurance Specialists Team333 N Washington Ave Suit 300, Minneapolis, MN 55401, USA5.05
#8Germain Insurance Agency, Inc.7101 York Ave S #40, Edina, MN 55435, USA4.945
#9Insurance Resource Group4286 Dahlberg Dr, Minneapolis, MN 55422, USA4.9374
#10Matt Gallegos - GEICO Insurance Agent7101 France Ave S Suite 201, Minneapolis, MN 55435, USA4.8581

Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026

All Insurance Agents in Minneapolis

4

Birimo Insurance Agency

5.0· 139 reviews

200 W Lake St suit 325, Minneapolis, MN 55408, USA

5

Farmers Insurance - Natalie Lyon

5.0· 169 reviews

4937 S 28th Ave, Minneapolis, MN 55417, USA

6

MN Insurance LLC

4.3· 7 reviews

3455 4th Ave S, Minneapolis, MN 55408, USA

7

Minneapolis Insurance Specialists Team

5.0· 5 reviews

333 N Washington Ave Suit 300, Minneapolis, MN 55401, USA

8

Germain Insurance Agency, Inc.

4.9· 45 reviews

7101 York Ave S #40, Edina, MN 55435, USA

9

Insurance Resource Group

4.9· 374 reviews

4286 Dahlberg Dr, Minneapolis, MN 55422, USA

10

Matt Gallegos - GEICO Insurance Agent

4.8· 581 reviews

7101 France Ave S Suite 201, Minneapolis, MN 55435, USA

11

Minnesota Insurance Service Agency Inc.

4.8· 53 reviews

1818 Wooddale Dr UNIT 203, Woodbury, MN 55125, USA

12

State Insurance Agency

5.0· 69 reviews

4900 US-169 N Suite # 304, New Hope, MN 55428, USA

13

BlueJay Insurance Agency, Inc.

4.9· 209 reviews

1229 Tyler St NE Suite 292, Minneapolis, MN 55413, USA

14

Abbott Insurance Agency, LLC

4.9· 177 reviews

317 W 46th St, Minneapolis, MN 55419, USA

15

Kaphy Insurance Agency

4.9· 88 reviews

2910 Pleasant Ave 1st Floor, Suite 80A, Minneapolis, MN 55408, USA

16

Allinsurance seguros

4.9· 263 reviews

3125 Hennepin Ave, Minneapolis, MN 55408, USA

17

One Source Insurance Brokers

4.9· 129 reviews

1300 Godward St NE Suite 1900, Minneapolis, MN 55413, USA

18

Higgins Insurance Agency Inc.

4.5· 26 reviews

2214 Central Ave NE, Minneapolis, MN 55418, USA

19

Crosstown Insurance

4.9· 248 reviews

9220 Bass Lake Rd #225, New Hope, MN 55428, USA

20

Insurance Brokers of MN-Brett Flatmoe

5.0· 125 reviews

6941 Nicollet Ave, Richfield, MN 55423, USA

Data from Google Business listings
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Frequently Asked Questions — Insurance Agents in Minneapolis

What is the difference between a captive and independent insurance agent in Minneapolis?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in MN?

Search the MN Department of Insurance's online license lookup — Google "MN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MN must be licensed with the state.

How much does working with a local insurance agent in Minneapolis cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Minneapolis?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Minneapolis adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.

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About This Insurance Agents Directory — Minneapolis, MN

This page lists and ranks 20 insurance agents serving Minneapolis, MN as of June 2026. The average verified rating across all listings is 4.9 stars, with an average of 232 customer reviews per business. The top-ranked insurance agents in Minneapolis by our algorithm is Insurance Brokers of MN, Inc (5.0 stars, 813 reviews). Insurance in Minneapolis: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Minneapolis: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the MN licensing board before hiring.

Request Free Quotes — Top-Rated Insurance Agents in Minneapolis