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Local Mortgage Brokers in Minnetonka, MN

Locally owned and operated mortgage brokers serving Minnetonka and the surrounding area. Supporting local businesses means faster response and accountability.

As of June 2026, RatingsNearMe ranks 14 mortgage brokers in Minnetonka, MN by verified customer ratings and review volume. The highest-rated is Crosscountry Mortgage - The Lisa Wells Team with a 5.0-star rating from 203 verified reviews. Also in the top tier: Brian & Maxwell Parkinson - Alerus Mortgage and Edge Home Finance- Steve Leesley, Mortgage Broker. The average rating across all listed mortgage brokers in Minnetonka is 5 stars from 64 reviews per business on average.

Mortgage brokers in Minnetonka: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

14

Businesses listed

5★

Avg rating

64

Avg reviews

Jun 1, 2026

Last updated

Top Rated Mortgage Brokers

🥇

Crosscountry Mortgage - The Lisa Wells Team

5.0(203 reviews)

10900 Wayzata Blvd UNIT 120, Minnetonka, MN 55305, USA

🥈

Brian & Maxwell Parkinson - Alerus Mortgage

5.0(140 reviews)

10900 Minnetonka Blvd Suite 900, Minnetonka, MN 55305, USA

🥉

Edge Home Finance- Steve Leesley, Mortgage Broker

5.0(86 reviews)

5860 Baker Rd, Minnetonka, MN 55345, USA

Mortgage Brokers Rankings in Minnetonka, MN

#BusinessRatingReviews
#1Crosscountry Mortgage - The Lisa Wells Team10900 Wayzata Blvd UNIT 120, Minnetonka, MN 55305, USA5.0203
#2Brian & Maxwell Parkinson - Alerus Mortgage10900 Minnetonka Blvd Suite 900, Minnetonka, MN 55305, USA5.0140
#3Edge Home Finance- Steve Leesley, Mortgage Broker5860 Baker Rd, Minnetonka, MN 55345, USA5.086
#4Edge Home Finance : Thomas Johannsen5860 Baker Rd, Minnetonka, MN 55345, USA5.044
#5Antler Home Mortgage LLC9490 Cottontail Dr, Minnetrista, MN 55375, USA5.038
#6Mike Wright NMLS #308232 Mortgages Done Wright powered by Edge Home Finance5868 Baker Rd, Minnetonka, MN 55345, USA5.016
#7Andy Treno, Loan Goalie - Mortgage Broker5860 Baker Rd, Minnetonka, MN 55345, USA4.979
#8Grace Williams - Edge Home Finance5868 Baker Rd, Minnetonka, MN 55345, USA5.054
#9Josh Little - Edge Home Finance5868 Baker Rd, Minnetonka, MN 55345, USA5.040
#10Edge Home Finance - David Bashel5860 Baker Rd, Minnetonka, MN 55345, USA5.044

Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026

All Mortgage Brokers in Minnetonka

4

Edge Home Finance : Thomas Johannsen

5.0· 44 reviews

5860 Baker Rd, Minnetonka, MN 55345, USA

5

Antler Home Mortgage LLC

5.0· 38 reviews

9490 Cottontail Dr, Minnetrista, MN 55375, USA

6

Mike Wright NMLS #308232 Mortgages Done Wright powered by Edge Home Finance

5.0· 16 reviews

5868 Baker Rd, Minnetonka, MN 55345, USA

7

Andy Treno, Loan Goalie - Mortgage Broker

4.9· 79 reviews

5860 Baker Rd, Minnetonka, MN 55345, USA

8

Grace Williams - Edge Home Finance

5.0· 54 reviews

5868 Baker Rd, Minnetonka, MN 55345, USA

9

Josh Little - Edge Home Finance

5.0· 40 reviews

5868 Baker Rd, Minnetonka, MN 55345, USA

10

Edge Home Finance - David Bashel

5.0· 44 reviews

5860 Baker Rd, Minnetonka, MN 55345, USA

11

Sid Larson, Mortgage Broker, NMLS #1548872

5.0· 10 reviews

5868 Baker Rd, Minnetonka, MN 55345, USA

12

Nathan Ta- The Loan Ranger: Mortgage Broker at Edgehome Finance

5.0· 54 reviews

5868 Baker Rd, Minnetonka, MN 55345, USA

13

Edge Home Finance Corp - Brian Emerson

5.0· 65 reviews

5860 Baker Rd, Minnetonka, MN 55345, USA

14

Heidi Pavelka - Executive Mortgage Brokers, LLC.

5.0· 21 reviews

12800 Whitewater Dr #100A, Minnetonka, MN 55343, USA

Data from Google Business listings
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Frequently Asked Questions — Mortgage Brokers in Minnetonka

What does a mortgage broker do differently than going directly to a bank in Minnetonka?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Minnetonka?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in MN?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.

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About This Mortgage Brokers Directory — Minnetonka, MN

This page lists and ranks 14 mortgage brokers serving Minnetonka, MN as of June 2026. The average verified rating across all listings is 5 stars, with an average of 64 customer reviews per business. The top-ranked mortgage brokers in Minnetonka by our algorithm is Crosscountry Mortgage - The Lisa Wells Team (5.0 stars, 203 reviews). Mortgage brokers in Minnetonka: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Minnetonka: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the MN licensing board before hiring.

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