Real Reviews · Minnetonka
Top-Reviewed Mortgage Brokers in Minnetonka, MN
What are customers actually saying? Read verified reviews for mortgage brokers in Minnetonka — every rating is from a real customer.
As of June 2026, RatingsNearMe ranks 14 mortgage brokers in Minnetonka, MN by verified customer ratings and review volume. The highest-rated is Crosscountry Mortgage - The Lisa Wells Team with a 5.0-star rating from 203 verified reviews. Also in the top tier: Brian & Maxwell Parkinson - Alerus Mortgage and Edge Home Finance- Steve Leesley, Mortgage Broker. The average rating across all listed mortgage brokers in Minnetonka is 5 stars from 64 reviews per business on average.
Mortgage brokers in Minnetonka: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
14
Businesses listed
5★
Avg rating
64
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
Crosscountry Mortgage - The Lisa Wells Team
10900 Wayzata Blvd UNIT 120, Minnetonka, MN 55305, USA
Brian & Maxwell Parkinson - Alerus Mortgage
10900 Minnetonka Blvd Suite 900, Minnetonka, MN 55305, USA
Edge Home Finance- Steve Leesley, Mortgage Broker
5860 Baker Rd, Minnetonka, MN 55345, USA
Mortgage Brokers Rankings in Minnetonka, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Crosscountry Mortgage - The Lisa Wells Team10900 Wayzata Blvd UNIT 120, Minnetonka, MN 55305, USA | 5.0★ | 203 |
| #2 | Brian & Maxwell Parkinson - Alerus Mortgage10900 Minnetonka Blvd Suite 900, Minnetonka, MN 55305, USA | 5.0★ | 140 |
| #3 | Edge Home Finance- Steve Leesley, Mortgage Broker5860 Baker Rd, Minnetonka, MN 55345, USA | 5.0★ | 86 |
| #4 | Edge Home Finance : Thomas Johannsen5860 Baker Rd, Minnetonka, MN 55345, USA | 5.0★ | 44 |
| #5 | Antler Home Mortgage LLC9490 Cottontail Dr, Minnetrista, MN 55375, USA | 5.0★ | 38 |
| #6 | Mike Wright NMLS #308232 Mortgages Done Wright powered by Edge Home Finance5868 Baker Rd, Minnetonka, MN 55345, USA | 5.0★ | 16 |
| #7 | Andy Treno, Loan Goalie - Mortgage Broker5860 Baker Rd, Minnetonka, MN 55345, USA | 4.9★ | 79 |
| #8 | Grace Williams - Edge Home Finance5868 Baker Rd, Minnetonka, MN 55345, USA | 5.0★ | 54 |
| #9 | Josh Little - Edge Home Finance5868 Baker Rd, Minnetonka, MN 55345, USA | 5.0★ | 40 |
| #10 | Edge Home Finance - David Bashel5860 Baker Rd, Minnetonka, MN 55345, USA | 5.0★ | 44 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Minnetonka
Edge Home Finance : Thomas Johannsen
5860 Baker Rd, Minnetonka, MN 55345, USA
Antler Home Mortgage LLC
9490 Cottontail Dr, Minnetrista, MN 55375, USA
Mike Wright NMLS #308232 Mortgages Done Wright powered by Edge Home Finance
5868 Baker Rd, Minnetonka, MN 55345, USA
Andy Treno, Loan Goalie - Mortgage Broker
5860 Baker Rd, Minnetonka, MN 55345, USA
Grace Williams - Edge Home Finance
5868 Baker Rd, Minnetonka, MN 55345, USA
Josh Little - Edge Home Finance
5868 Baker Rd, Minnetonka, MN 55345, USA
Edge Home Finance - David Bashel
5860 Baker Rd, Minnetonka, MN 55345, USA
Sid Larson, Mortgage Broker, NMLS #1548872
5868 Baker Rd, Minnetonka, MN 55345, USA
Nathan Ta- The Loan Ranger: Mortgage Broker at Edgehome Finance
5868 Baker Rd, Minnetonka, MN 55345, USA
Edge Home Finance Corp - Brian Emerson
5860 Baker Rd, Minnetonka, MN 55345, USA
Heidi Pavelka - Executive Mortgage Brokers, LLC.
12800 Whitewater Dr #100A, Minnetonka, MN 55343, USA
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Frequently Asked Questions — Mortgage Brokers in Minnetonka
What does a mortgage broker do differently than going directly to a bank in Minnetonka?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Minnetonka?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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