10+ Years · Roseville
Experienced Mortgage Brokers in Roseville, CA
Experience matters. These mortgage brokers in Roseville have years of proven work behind them — and the reviews to back it up.
As of July 2026, RatingsNearMe ranks 19 mortgage brokers in Roseville, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Better Rate Mortgage, Inc. with a 5.0-star rating from 306 Google reviews and an RNM Score of 100/100. Also in the top tier: Lennar Mortgage, LLC Sacramento and Direct Realty & Mortgage. The average rating across all listed mortgage brokers in Roseville is 5 stars from 114 reviews per business on average.
Mortgage brokers in Roseville: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
JJ Mack Team - American Pacific Mortgage
This business stands out as top-ranked due to its strong reputation and comprehensive mortgage services in Roseville.
Most Reviewed
Ben Karimi- Mortgage Loan Officer
A high volume of reviews signals a proven track record of client satisfaction and reliable service.
When choosing a mortgage broker in Roseville, compare interest rates, closing costs, and customer service responsiveness. Reading recent reviews can help you gauge which broker best fits your specific financial situation.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
114
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds of local clients with a perfect 5.0-star rating.
2998 Douglas Blvd Suite 325, Roseville, CA 95661, USARoseville mortgage broker with a 4.9-star rating from 265 Google reviews.
2251 Douglas Blvd Suite 190, Roseville, CA 95661, USATrusted by hundreds of local clients, reflected in a 4.9-star rating.
1382 Blue Oaks Blvd Ste 270, Roseville, CA 95678, USAMortgage Brokers Rankings in Roseville, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Better Rate Mortgage, Inc.2998 Douglas Blvd Suite 325, Roseville, CA 95661, USA | 5.0★ | 306 |
| #2 | Lennar Mortgage, LLC Sacramento2251 Douglas Blvd Suite 190, Roseville, CA 95661, USA | 4.9★ | 265 |
| #3 | Direct Realty & Mortgage1382 Blue Oaks Blvd Ste 270, Roseville, CA 95678, USA | 4.9★ | 154 |
| #4 | NuVision Lending1731 E Roseville Pkwy #140, Roseville, CA 95661, USA | 5.0★ | 84 |
| #5 | Nation Wholesale Lending920 Reserve Dr Suite 120, Roseville, CA 95678, USA | 4.9★ | 46 |
| #6 | Loan City Mortgage2251 Douglas Blvd #100, Roseville, CA 95661, USA | 5.0★ | 60 |
| #7 | Paul Bozek | Unified Home Loans2270 Douglas Blvd Ste 215, Roseville, CA 95661, USA | 5.0★ | 130 |
| #8 | Green Mortgage Solutions6085 Douglas Blvd #500, Granite Bay, CA 95746, USA | 5.0★ | 70 |
| #9 | Partners Mortgage1687 Eureka Rd #100, Roseville, CA 95661, USA | 5.0★ | 121 |
| #10 | Rocklin Mortgage Brokers - Marissa Knasko5800 Stanford Ranch Rd STE 300, Rocklin, CA 95765, USA | 5.0★ | 60 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Roseville
Roseville mortgage broker with a flawless 5.0-star rating from 84 Google reviews.
1731 E Roseville Pkwy #140, Roseville, CA 95661, USA
4.9 stars from 46 reviews, reflecting exceptional client satisfaction in Roseville.
920 Reserve Dr Suite 120, Roseville, CA 95678, USA
Roseville mortgage broker with a flawless 5.0-star rating from 60 Google reviews.
2251 Douglas Blvd #100, Roseville, CA 95661, USA
Consistently rated 5.0 stars from over 130 Google reviews.
2270 Douglas Blvd Ste 215, Roseville, CA 95661, USA
Roseville mortgage broker with a 5.0-star rating from 70 Google reviews.
6085 Douglas Blvd #500, Granite Bay, CA 95746, USA
Roseville mortgage broker with a flawless 5.0-star rating from over 120 reviews.
1687 Eureka Rd #100, Roseville, CA 95661, USA
Roseville mortgage broker with a perfect 5.0-star rating from 60 Google reviews.
5800 Stanford Ranch Rd STE 300, Rocklin, CA 95765, USA
Trusted by hundreds of local clients, this Roseville broker maintains a perfect 5.0-star rating.
3000 Lava Ridge Ct # 100, Roseville, CA 95661, USA
Roseville mortgage broker with a flawless 5.0-star rating from over 100 reviews.
1687 Eureka Rd #100, Roseville, CA 95661, USA
Roseville mortgage broker with a perfect 5.0-star rating from over 100 reviews.
1382 Blue Oaks Blvd Ste 270, Roseville, CA 95678, USA
Roseville mortgage broker with a perfect 5.0-star rating from 16 Google reviews.
920 Reserve Dr Suite 120, Roseville, CA 95678, USA
Top-rated Roseville mortgage broker with a perfect 5.0-star rating from 129 reviews.
2999 Douglas Blvd STE 180, Roseville, CA 95661, USA
5.0-star rating from over 129 Google reviews in Roseville.
6085 Douglas Blvd #500, Granite Bay, CA 95746, USA
Roseville mortgage broker with a perfect 5.0-star rating from 29 reviews.
970 Reserve Dr #100, Roseville, CA 95678, USA
Roseville mortgage broker with a 4.9-star rating from over 100 Google reviews.
2237 Douglas Blvd #100, Roseville, CA 95661, USA
Roseville mortgage broker with a perfect 5.0-star rating from 79 Google reviews.
2140 Professional Dr # 130, Roseville, CA 95661, USA
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Mortgage Brokers in Roseville, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Better Rate Mortgage, Inc. | 100/100 | 5.0 ★ | 306 |
| 2 | Lennar Mortgage, LLC Sacramento | 98/100 | 4.9 ★ | 265 |
| 3 | Direct Realty & Mortgage | 96/100 | 4.9 ★ | 154 |
| 4 | NuVision Lending | 94/100 | 5.0 ★ | 84 |
| 5 | Nation Wholesale Lending | 89/100 | 4.9 ★ | 46 |
| 6 | Loan City Mortgage | 92/100 | 5.0 ★ | 60 |
| 7 | Paul Bozek | Unified Home Loans | 96/100 | 5.0 ★ | 130 |
| 8 | Green Mortgage Solutions | 93/100 | 5.0 ★ | 70 |
| 9 | Partners Mortgage | 96/100 | 5.0 ★ | 121 |
| 10 | Rocklin Mortgage Brokers - Marissa Knasko | 92/100 | 5.0 ★ | 60 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Roseville
What does a mortgage broker do differently than going directly to a bank in Roseville?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Roseville?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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