Same Day · Roseville
Same-Day Mortgage Brokers in Roseville, CA
Can't wait a week? These mortgage brokers in Roseville offer same-day or next-day appointments. Call now to check availability.
As of August 2026, RatingsNearMe ranks 19 mortgage brokers in Roseville, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Better Rate Mortgage, Inc. with a 5.0-star rating from 306 Google reviews and an RNM Score of 100/100. Also in the top tier: Lennar Mortgage, LLC Sacramento and Direct Realty & Mortgage. The average rating across all listed mortgage brokers in Roseville is 5 stars from 114 reviews per business on average.
Mortgage brokers in Roseville: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated August 23, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
114
Avg reviews
Aug 23, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds of local clients with a perfect 5.0-star rating.
2998 Douglas Blvd Suite 325, Roseville, CA 95661, USARoseville mortgage broker with a 4.9-star rating from 265 Google reviews.
2251 Douglas Blvd Suite 190, Roseville, CA 95661, USATrusted by hundreds of local clients, reflected in a 4.9-star rating.
1382 Blue Oaks Blvd Ste 270, Roseville, CA 95678, USAMortgage Brokers Rankings in Roseville, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Better Rate Mortgage, Inc.2998 Douglas Blvd Suite 325, Roseville, CA 95661, USA | 5.0★ | 306 |
| #2 | Lennar Mortgage, LLC Sacramento2251 Douglas Blvd Suite 190, Roseville, CA 95661, USA | 4.9★ | 265 |
| #3 | Direct Realty & Mortgage1382 Blue Oaks Blvd Ste 270, Roseville, CA 95678, USA | 4.9★ | 154 |
| #4 | JJ Mack Team - American Pacific Mortgage2237 Douglas Blvd #100, Roseville, CA 95661, USA | 4.9★ | 111 |
| #5 | NuVision Lending1731 E Roseville Pkwy #140, Roseville, CA 95661, USA | 5.0★ | 84 |
| #6 | Vivian Tran - Nation Wholesale Lending920 Reserve Dr Suite 120, Roseville, CA 95678, USA | 5.0★ | 16 |
| #7 | Amy DeBusk Home Loans2999 Douglas Blvd STE 180, Roseville, CA 95661, USA | 5.0★ | 129 |
| #8 | Ryan Delfs-Mortgage Broker6085 Douglas Blvd #500, Granite Bay, CA 95746, USA | 5.0★ | 129 |
| #9 | Katie Pastor Trinidad, Sr. Mortgage Lender NMLS #8856541687 Eureka Rd #100, Roseville, CA 95661, USA | 5.0★ | 115 |
| #10 | Ben Karimi- Mortgage Loan Officer1382 Blue Oaks Blvd Ste 270, Roseville, CA 95678, USA | 5.0★ | 103 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated August 2026
All Mortgage Brokers in Roseville
Roseville mortgage broker with a 4.9-star rating from over 100 Google reviews.
2237 Douglas Blvd #100, Roseville, CA 95661, USA
Roseville mortgage broker with a flawless 5.0-star rating from 84 Google reviews.
1731 E Roseville Pkwy #140, Roseville, CA 95661, USA
Roseville mortgage broker with a perfect 5.0-star rating from 16 Google reviews.
920 Reserve Dr Suite 120, Roseville, CA 95678, USA
Top-rated Roseville mortgage broker with a perfect 5.0-star rating from 129 reviews.
2999 Douglas Blvd STE 180, Roseville, CA 95661, USA
5.0-star rating from over 129 Google reviews in Roseville.
6085 Douglas Blvd #500, Granite Bay, CA 95746, USA
Roseville mortgage broker with a flawless 5.0-star rating from over 100 reviews.
1687 Eureka Rd #100, Roseville, CA 95661, USA
Roseville mortgage broker with a perfect 5.0-star rating from over 100 reviews.
1382 Blue Oaks Blvd Ste 270, Roseville, CA 95678, USA
Roseville mortgage broker with a perfect 5.0-star rating from 79 Google reviews.
2140 Professional Dr # 130, Roseville, CA 95661, USA
4.9 stars from 46 reviews, reflecting exceptional client satisfaction in Roseville.
920 Reserve Dr Suite 120, Roseville, CA 95678, USA
Roseville mortgage broker with a flawless 5.0-star rating from 60 Google reviews.
2251 Douglas Blvd #100, Roseville, CA 95661, USA
Consistently rated 5.0 stars from over 130 Google reviews.
2270 Douglas Blvd Ste 215, Roseville, CA 95661, USA
Roseville mortgage broker with a 5.0-star rating from 70 Google reviews.
6085 Douglas Blvd #500, Granite Bay, CA 95746, USA
Roseville mortgage broker with a flawless 5.0-star rating from over 120 reviews.
1687 Eureka Rd #100, Roseville, CA 95661, USA
Roseville mortgage broker with a perfect 5.0-star rating from 60 Google reviews.
5800 Stanford Ranch Rd STE 300, Rocklin, CA 95765, USA
Trusted by hundreds of local clients, this Roseville broker maintains a perfect 5.0-star rating.
3000 Lava Ridge Ct # 100, Roseville, CA 95661, USA
Roseville mortgage broker with a perfect 5.0-star rating from 29 reviews.
970 Reserve Dr #100, Roseville, CA 95678, USA
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Mortgage Brokers in Roseville, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Better Rate Mortgage, Inc. | 100/100 | 5.0 ★ | 306 |
| 2 | Lennar Mortgage, LLC Sacramento | 98/100 | 4.9 ★ | 265 |
| 3 | Direct Realty & Mortgage | 96/100 | 4.9 ★ | 154 |
| 4 | JJ Mack Team - American Pacific Mortgage | 94/100 | 4.9 ★ | 111 |
| 5 | NuVision Lending | 94/100 | 5.0 ★ | 84 |
| 6 | Vivian Tran - Nation Wholesale Lending | 74/100 | 5.0 ★ | 16 |
| 7 | Amy DeBusk Home Loans | 88/100 | 5.0 ★ | 129 |
| 8 | Ryan Delfs-Mortgage Broker | 96/100 | 5.0 ★ | 129 |
| 9 | Katie Pastor Trinidad, Sr. Mortgage Lender NMLS #885654 | 96/100 | 5.0 ★ | 115 |
| 10 | Ben Karimi- Mortgage Loan Officer | 95/100 | 5.0 ★ | 103 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · August 2026
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Frequently Asked Questions — Mortgage Brokers in Roseville
What does a mortgage broker do differently than going directly to a bank in Roseville?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Roseville?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: August 23, 2026.
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