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Insurance Agents in Safety Harbor, FL — Free Estimates
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As of June 2026, RatingsNearMe ranks 10 insurance agents in Safety Harbor, FL by verified customer ratings and review volume. The highest-rated is Brightway Insurance, The Wilson Agency with a 5.0-star rating from 590 verified reviews. Also in the top tier: Brightway Insurance - The Dittman Agency and Crews Insurance Agency. The average rating across all listed insurance agents in Safety Harbor is 4.5 stars from 89 reviews per business on average.
Insurance in Safety Harbor: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
10
Businesses listed
4.5★
Avg rating
89
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Brightway Insurance, The Wilson Agency
500 Main St Suite L, Safety Harbor, FL 34695, USA
Brightway Insurance - The Dittman Agency
3705 Tampa Rd UNIT 1, Oldsmar, FL 34677, USA
Crews Insurance Agency
9355 Seminole Blvd, Seminole, FL 33772, USA
Insurance Agents Rankings in Safety Harbor, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Brightway Insurance, The Wilson Agency500 Main St Suite L, Safety Harbor, FL 34695, USA | 5.0★ | 590 |
| #2 | Brightway Insurance - The Dittman Agency3705 Tampa Rd UNIT 1, Oldsmar, FL 34677, USA | 5.0★ | 125 |
| #3 | Crews Insurance Agency9355 Seminole Blvd, Seminole, FL 33772, USA | 4.9★ | 86 |
| #4 | Coastal Insurance201 S Pinellas Ave, Tarpon Springs, FL 34689, USA | 4.6★ | 18 |
| #5 | Allstate Insurance Agency500 Main St C, Safety Harbor, FL 34695, USA | 1.0★ | 1 |
| #6 | Florida West Insurance Inc3800 Tampa Rd #140, Oldsmar, FL 34677, USA | 5.0★ | 17 |
| #7 | GREAT FLORIDA INS OF SAFETY HARBOR1700 McMullen Booth Rd Ste D2, Clearwater, FL 33759, USA | 5.0★ | 1 |
| #8 | Avrin Insurance Agency853 Main St suite b, Safety Harbor, FL 34695, USA | 4.5★ | 18 |
| #9 | We Insure Oldsmar - Edison Debarros501 St Petersburg Dr E Ste A, Oldsmar, FL 34677, USA | 4.8★ | 34 |
| #10 | Proactive Insure Agency FL53 Valencia Cir, Safety Harbor, FL 34695, USA | 5.0★ | 3 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Safety Harbor
Coastal Insurance
201 S Pinellas Ave, Tarpon Springs, FL 34689, USA
Allstate Insurance Agency
500 Main St C, Safety Harbor, FL 34695, USA
GREAT FLORIDA INS OF SAFETY HARBOR
1700 McMullen Booth Rd Ste D2, Clearwater, FL 33759, USA
Avrin Insurance Agency
853 Main St suite b, Safety Harbor, FL 34695, USA
We Insure Oldsmar - Edison Debarros
501 St Petersburg Dr E Ste A, Oldsmar, FL 34677, USA
Proactive Insure Agency FL
53 Valencia Cir, Safety Harbor, FL 34695, USA
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Frequently Asked Questions — Insurance Agents in Safety Harbor
What is the difference between a captive and independent insurance agent in Safety Harbor?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in FL?
Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.
How much does working with a local insurance agent in Safety Harbor cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Safety Harbor?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Safety Harbor adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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