Top Picks · Safety Harbor
Best Financial Advisors in Safety Harbor, FL
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of June 2026, RatingsNearMe ranks 11 financial advisors in Safety Harbor, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Angle-Lau Wealth Management / Bull & Bear Wealth Management Partners with a 5.0-star rating from 66 Google reviews and an RNM Score of 81/100. Also in the top tier: Bay Harbor Private Wealth Group and Unified Wealth Management. The average rating across all listed financial advisors in Safety Harbor is 4.9 stars from 21 reviews per business on average.
Financial advisors in Safety Harbor typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Safety Harbor, FL is home to a variety of financial advisor services. Consumers in the area can find advisors specializing in retirement planning, wealth management, and investment strategies to help meet their financial goals.
- ✓Advisors in Safety Harbor offer comprehensive financial planning services
- ✓Consumers can find advisors with certifications like CFP® and AAMS®
- ✓Local firms range from national brands to independent wealth management groups
Best Overall
AdviceWise Financial
AdviceWise Financial consistently ranks at the top among Safety Harbor advisors for its client-focused approach and comprehensive financial planning services.
Most Reviewed
Edward Jones - Financial Advisor: Nicholas Macaluso
A high number of reviews indicates broad client experience and trust, which can reflect reliability and community presence.
When choosing a financial advisor in Safety Harbor, compare fee structures and services offered, as independent firms like AdviceWise Financial may differ from larger networks like Edward Jones in personalized attention.
How to Choose a Financial Advisor in Safety Harbor
What to look for
- • Certified Financial Planner (CFP) or Chartered Financial Analyst (CFA) credentials
- • Experience working with clients in the Safety Harbor, FL area
- • Fee-only compensation structure (no commissions)
- • Fiduciary duty to act in your best interest
Questions to ask
- • What is your investment philosophy and approach?
- • How do you get paid, and what are your fees?
- • Can you provide references from existing clients in Safety Harbor?
Red flags
- ⚠ Pushy sales tactics or high-pressure recommendations
- ⚠ Lack of transparency around fees and compensation
- ⚠ Disciplinary actions or complaints filed with regulators
In Florida, financial advisors must be licensed as either a Registered Investment Advisor (RIA) or a broker-dealer representative. It's important to verify their licensing and registration status with the Florida Office of Financial Regulation.
Local Market Snapshot
11
Businesses listed
4.9★
Avg rating
21
Avg reviews
Jun 10, 2026
Last updated
Top Rated Financial Advisors
Rated 5.0 stars from 66 local Google reviews in Safety Harbor.
640 Brooker Creek Blvd Suite 400, Oldsmar, FL 34677, USAExceptional 5.0-star rating from 17 Google reviews for local financial guidance.
1713 S Lois Ave Suite 201, Tampa, FL 33629, USAConsistently rated 5.0 stars from over 40 local Google reviews.
220 Pine Ave N suite a, Oldsmar, FL 34677, USAFinancial Advisors Rankings in Safety Harbor, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Angle-Lau Wealth Management / Bull & Bear Wealth Management Partners640 Brooker Creek Blvd Suite 400, Oldsmar, FL 34677, USA | 5.0★ | 66 |
| #2 | Bay Harbor Private Wealth Group1713 S Lois Ave Suite 201, Tampa, FL 33629, USA | 5.0★ | 17 |
| #3 | Unified Wealth Management220 Pine Ave N suite a, Oldsmar, FL 34677, USA | 5.0★ | 41 |
| #4 | Edward Jones - Financial Advisor: Nicholas Macaluso28100 US Hwy 19 N Suite #305, Clearwater, FL 33761, USA | 5.0★ | 2 |
| #5 | Edward Jones - Financial Advisor: Faith V Wilson, AAMS®1700 McMullen Booth Rd #4, Clearwater, FL 33759, USA | — | — |
| #6 | Rogan & Associates200 9th Ave N #100, Safety Harbor, FL 34695, USA | 4.5★ | 8 |
| #7 | Cortez Wealth Management3935 Tampa Rd STE 3, Oldsmar, FL 34677, USA | 5.0★ | 25 |
| #8 | The Tranel Financial Group310 10th Ave N, Safety Harbor, FL 34695, USA | 5.0★ | 13 |
| #9 | Edward Jones - Financial Advisor: Doris Muller, CFP®|AAMS®300 State St E STE 102, Oldsmar, FL 34677, USA | 5.0★ | 7 |
| #10 | AdviceWise Financial935 Main St STE B1, Safety Harbor, FL 34695, USA | 5.0★ | 13 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Financial Advisors in Safety Harbor
Rated 5.0 stars from 2 Google reviews for trusted local financial guidance.
28100 US Hwy 19 N Suite #305, Clearwater, FL 33761, USA
This financial advisor has not yet received any Google reviews.
1700 McMullen Booth Rd #4, Clearwater, FL 33759, USA
4.5 stars from 8 Google reviews, reflecting strong local client satisfaction.
200 9th Ave N #100, Safety Harbor, FL 34695, USA
5.0 stars from 25 glowing reviews for financial guidance in Safety Harbor.
3935 Tampa Rd STE 3, Oldsmar, FL 34677, USA
Earns a perfect 5.0-star rating from 13 local Google reviews in Safety Harbor.
310 10th Ave N, Safety Harbor, FL 34695, USA
Rated 5.0 stars across 7 Google reviews from clients in Safety Harbor.
300 State St E STE 102, Oldsmar, FL 34677, USA
5.0 stars from 13 Google reviews, reflecting exceptional client satisfaction in Safety Harbor.
935 Main St STE B1, Safety Harbor, FL 34695, USA
No ratings yet; no Google reviews currently available for this Safety Harbor financial advisor.
500 Main St Suite F, Safety Harbor, FL 34695, USA
Get Free Quotes
We'll connect you with the top financial advisors in Safety Harbor, FL.
Financial Advisors in Safety Harbor, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Angle-Lau Wealth Management / Bull & Bear Wealth Management Partners | 81/100 | 5.0 ★ | 66 |
| 2 | Bay Harbor Private Wealth Group | 86/100 | 5.0 ★ | 17 |
| 3 | Unified Wealth Management | 79/100 | 5.0 ★ | 41 |
| 4 | Edward Jones - Financial Advisor: Nicholas Macaluso | 68/100 | 5.0 ★ | 2 |
| 5 | Edward Jones - Financial Advisor: Faith V Wilson, AAMS® | 7/100 | — | 0 |
| 6 | Rogan & Associates | 73/100 | 4.5 ★ | 8 |
| 7 | Cortez Wealth Management | 76/100 | 5.0 ★ | 25 |
| 8 | The Tranel Financial Group | 73/100 | 5.0 ★ | 13 |
| 9 | Edward Jones - Financial Advisor: Doris Muller, CFP®|AAMS® | 70/100 | 5.0 ★ | 7 |
| 10 | AdviceWise Financial | 73/100 | 5.0 ★ | 13 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
Get your business on AI — ChatGPT, Perplexity & Google AI
AI assistants increasingly recommend local financial advisors straight from RatingsNearMe. Claim your spot in Safety Harbor to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.
Frequently Asked Questions — Financial Advisors in Safety Harbor
What is a fiduciary financial advisor and why does it matter in Safety Harbor?
A fiduciary is legally required to act in your interest at all times. Non-fiduciary advisors (like some broker-dealers) only need to recommend "suitable" products, which may earn them higher commissions. Before hiring any financial advisor in Safety Harbor, ask directly: "Are you a fiduciary 100% of the time?" If they hesitate, keep looking.
How do I verify a financial advisor is registered and legitimate?
Use FINRA BrokerCheck (finra.org/brokercheck) to verify licenses and check for complaints or disciplinary actions. For Registered Investment Advisors, search SEC's IAPD at adviserinfo.sec.gov. CFP credentials can be verified at cfp.net/verify. These are free public tools — always check before handing over your finances.
How do financial advisors charge for their services in Safety Harbor?
Three main structures: (1) Fee-only — flat fee, hourly ($200–$500/hr), or a percentage of assets under management (typically 0.5–1.5% annually) with no commissions; (2) Fee-based — advisory fee plus commissions on products they sell; (3) Commission-only — free to meet, they earn commissions on products. Fee-only is the most transparent and avoids conflicts of interest.
What credentials should I look for in a financial advisor?
CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. CFA (Chartered Financial Analyst) is strongest for investment management. CPWA, ChFC, and RICP are recognized specializations. Avoid "advisor" titles without credentials — the term is unregulated. Verify any credential directly with the issuing organization.
How are the financial advisors on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Financial Advisors in Nearby Cities
Compare top-rated financial advisors in cities near you.
How Rankings Work on This Page
Every financial advisors on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
More Home Services in Safety Harbor
Related Searches
More ways to find financial advisors in Safety Harbor
Financial Advisors in nearby cities