Top Picks · San Leandro
Best Mortgage Brokers in San Leandro, CA
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of June 2026, RatingsNearMe ranks 6 mortgage brokers in San Leandro, CA by verified customer ratings and review volume. The highest-rated is Sergio Szyrko - Fairway Home Mortgage with a 5.0-star rating from 304 verified reviews. Also in the top tier: Catalina Alvarado - Fairway Independent Mortgage Corporation and EquitySmart Home Loans - Vaneh Hartouni - Sr. Mortgage Advisor. The average rating across all listed mortgage brokers in San Leandro is 5 stars from 84 reviews per business on average.
Mortgage brokers in San Leandro: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
6
Businesses listed
5★
Avg rating
84
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
Sergio Szyrko - Fairway Home Mortgage
3597 E Monarch Sky Ln Suite 240, Office 209, Meridian, ID 83646, USA
Catalina Alvarado - Fairway Independent Mortgage Corporation
2950 Merced St Ste 102J, San Leandro, CA 94577, USA
EquitySmart Home Loans - Vaneh Hartouni - Sr. Mortgage Advisor
1499 Huntington Dr Suite 500, South Pasadena, CA 91030, USA
Mortgage Brokers Rankings in San Leandro, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Sergio Szyrko - Fairway Home Mortgage3597 E Monarch Sky Ln Suite 240, Office 209, Meridian, ID 83646, USA | 5.0★ | 304 |
| #2 | Catalina Alvarado - Fairway Independent Mortgage Corporation2950 Merced St Ste 102J, San Leandro, CA 94577, USA | 5.0★ | 45 |
| #3 | EquitySmart Home Loans - Vaneh Hartouni - Sr. Mortgage Advisor1499 Huntington Dr Suite 500, South Pasadena, CA 91030, USA | 5.0★ | 35 |
| #4 | Gaby Rosales NMLS# 1934387 FIMC2950 Merced St Suite 102 office J, San Leandro, CA 94577, USA | 4.9★ | 29 |
| #5 | Stuart Davis @ e-Star Mortgage2413 Webb Ave e2, Alameda, CA 94501, USA | 5.0★ | 9 |
| #6 | US Bank Mortgage1585 E 14th St, San Leandro, CA 94577, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in San Leandro
Gaby Rosales NMLS# 1934387 FIMC
2950 Merced St Suite 102 office J, San Leandro, CA 94577, USA
Stuart Davis @ e-Star Mortgage
2413 Webb Ave e2, Alameda, CA 94501, USA
US Bank Mortgage
1585 E 14th St, San Leandro, CA 94577, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in San Leandro, CA.
Frequently Asked Questions — Mortgage Brokers in San Leandro
What does a mortgage broker do differently than going directly to a bank in San Leandro?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in San Leandro?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
More Home Services in San Leandro
Related Searches
More ways to find mortgage brokers in San Leandro
Mortgage Brokers in nearby cities