Local Pros · San Leandro
Local Mortgage Brokers in San Leandro, CA
Locally owned and operated mortgage brokers serving San Leandro and the surrounding area. Supporting local businesses means faster response and accountability.
As of June 2026, RatingsNearMe ranks 6 mortgage brokers in San Leandro, CA by verified customer ratings and review volume. The highest-rated is Sergio Szyrko - Fairway Home Mortgage with a 5.0-star rating from 304 verified reviews. Also in the top tier: Catalina Alvarado - Fairway Independent Mortgage Corporation and EquitySmart Home Loans - Vaneh Hartouni - Sr. Mortgage Advisor. The average rating across all listed mortgage brokers in San Leandro is 5 stars from 84 reviews per business on average.
Mortgage brokers in San Leandro: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
6
Businesses listed
5★
Avg rating
84
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
Sergio Szyrko - Fairway Home Mortgage
3597 E Monarch Sky Ln Suite 240, Office 209, Meridian, ID 83646, USA
Catalina Alvarado - Fairway Independent Mortgage Corporation
2950 Merced St Ste 102J, San Leandro, CA 94577, USA
EquitySmart Home Loans - Vaneh Hartouni - Sr. Mortgage Advisor
1499 Huntington Dr Suite 500, South Pasadena, CA 91030, USA
Mortgage Brokers Rankings in San Leandro, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Sergio Szyrko - Fairway Home Mortgage3597 E Monarch Sky Ln Suite 240, Office 209, Meridian, ID 83646, USA | 5.0★ | 304 |
| #2 | Catalina Alvarado - Fairway Independent Mortgage Corporation2950 Merced St Ste 102J, San Leandro, CA 94577, USA | 5.0★ | 45 |
| #3 | EquitySmart Home Loans - Vaneh Hartouni - Sr. Mortgage Advisor1499 Huntington Dr Suite 500, South Pasadena, CA 91030, USA | 5.0★ | 35 |
| #4 | Gaby Rosales NMLS# 1934387 FIMC2950 Merced St Suite 102 office J, San Leandro, CA 94577, USA | 4.9★ | 29 |
| #5 | Stuart Davis @ e-Star Mortgage2413 Webb Ave e2, Alameda, CA 94501, USA | 5.0★ | 9 |
| #6 | US Bank Mortgage1585 E 14th St, San Leandro, CA 94577, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in San Leandro
Gaby Rosales NMLS# 1934387 FIMC
2950 Merced St Suite 102 office J, San Leandro, CA 94577, USA
Stuart Davis @ e-Star Mortgage
2413 Webb Ave e2, Alameda, CA 94501, USA
US Bank Mortgage
1585 E 14th St, San Leandro, CA 94577, USA
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Frequently Asked Questions — Mortgage Brokers in San Leandro
What does a mortgage broker do differently than going directly to a bank in San Leandro?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in San Leandro?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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