4.5+ Stars · Shoreline
Highly Rated Mortgage Brokers in Shoreline, WA
Only the best make this list. These mortgage brokers in Shoreline have earned 4.5+ star ratings from real customers — consistently.
As of May 2026, RatingsNearMe ranks 9 mortgage brokers in Shoreline, WA by verified customer ratings and review volume. The highest-rated is American Pacific Mortgage (NMLS #1850) with a 4.9-star rating from 820 verified reviews. Also in the top tier: Fairway Independent Mortgage and Beeline Mortgage. The average rating across all listed mortgage brokers in Shoreline is 4.9 stars from 157 reviews per business on average.
Mortgage brokers in Shoreline: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 16, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
9
Businesses listed
4.9★
Avg rating
157
Avg reviews
May 16, 2026
Last updated
Top Rated Mortgage Brokers
American Pacific Mortgage (NMLS #1850)
3000 Lava Ridge Ct Suite 200, Roseville, CA 95661, USA
Fairway Independent Mortgage
5800 236th St SW, Mountlake Terrace, WA 98043, USA
Beeline Mortgage
1421 N Meadowwood Ln Ste 71, Liberty Lake, WA 99019, USA
Mortgage Brokers Rankings in Shoreline, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | American Pacific Mortgage (NMLS #1850)3000 Lava Ridge Ct Suite 200, Roseville, CA 95661, USA | 4.9★ | 820 |
| #2 | Fairway Independent Mortgage5800 236th St SW, Mountlake Terrace, WA 98043, USA | 5.0★ | 152 |
| #3 | Beeline Mortgage1421 N Meadowwood Ln Ste 71, Liberty Lake, WA 99019, USA | 5.0★ | 104 |
| #4 | Daniel Mery | NMLS# 66934/1850 | American Pacific Mortgage dba MY Miracle Mortgage14708 15th Ave NE Suit A, Shoreline, WA 98155, USA | 4.9★ | 103 |
| #5 | Northshore Capital Funding15712 Mill Creek Blvd #7, Mill Creek, WA 98012, USA | 5.0★ | 14 |
| #6 | Infinity Mortgage Group654 5th Ave S #300b, Edmonds, WA 98020, USA | 4.8★ | 34 |
| #7 | True Lending Company123 2nd Ave S Suite 230, Edmonds, WA 98020, USA | 4.9★ | 58 |
| #8 | CMG Home Loans120 W Dayton St Suite B-6, Edmonds, WA 98020, USA | 5.0★ | 40 |
| #9 | Cornerstone Home Lending3500 188th St SW #400, Lynnwood, WA 98037, USA | 5.0★ | 86 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Shoreline
Daniel Mery | NMLS# 66934/1850 | American Pacific Mortgage dba MY Miracle Mortgage
14708 15th Ave NE Suit A, Shoreline, WA 98155, USA
Northshore Capital Funding
15712 Mill Creek Blvd #7, Mill Creek, WA 98012, USA
Infinity Mortgage Group
654 5th Ave S #300b, Edmonds, WA 98020, USA
True Lending Company
123 2nd Ave S Suite 230, Edmonds, WA 98020, USA
CMG Home Loans
120 W Dayton St Suite B-6, Edmonds, WA 98020, USA
Cornerstone Home Lending
3500 188th St SW #400, Lynnwood, WA 98037, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Shoreline, WA.
Frequently Asked Questions — Mortgage Brokers in Shoreline
What does a mortgage broker do differently than going directly to a bank in Shoreline?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Shoreline?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 16, 2026.
More Home Services in Shoreline
Related Searches
More ways to find mortgage brokers in Shoreline
Mortgage Brokers in nearby cities