Top Picks · Tacoma
Best Mortgage Brokers in Tacoma, WA
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 19 mortgage brokers in Tacoma, WA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Rally Point Mortgage a dba of C2 Financial with a 5.0-star rating from 43 Google reviews and an RNM Score of 91/100. Also in the top tier: “Sean Werner | Mortgage Broker | VA, FHA & Conventional | PRMG | NMLS #388355” and The Fornerette Team | Michael Fornerette. The average rating across all listed mortgage brokers in Tacoma is 4.9 stars from 75 reviews per business on average.
Mortgage brokers in Tacoma: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
The Patterson Company Real Estate Lending
Consistently recognized as the top mortgage broker in Tacoma due to exceptional customer service and local market expertise.
Most Reviewed
Fairway Independent Mortgage Corporation
As a national lender with a strong local presence, it typically accumulates a high volume of reviews, reflecting broad consumer experience and trust.
Compare multiple brokers to find the best rates and service for your specific needs, and always check recent reviews and licensing. Ask about local knowledge of Tacoma’s real estate market to ensure a smooth process.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
75
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Top-rated Tacoma mortgage broker with a perfect 5.0★ rating from over 200 reviews.
Harborview Landing Shopping Ctr, 3226 Harborview Dr # 1, Gig Harbor, WA 98332, USATop-rated Tacoma mortgage broker with a perfect 5.0-star rating from hundreds of reviews.
5038 Tacoma Mall Blvd Suite C, Tacoma, WA 98409, USAMortgage Brokers Rankings in Tacoma, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Rally Point Mortgage a dba of C2 Financial231 Contra Costa Ave, Tacoma, WA 98466, USA | 5.0★ | 43 |
| #2 | “Sean Werner | Mortgage Broker | VA, FHA & Conventional | PRMG | NMLS #388355”Harborview Landing Shopping Ctr, 3226 Harborview Dr # 1, Gig Harbor, WA 98332, USA | 5.0★ | 226 |
| #3 | The Fornerette Team | Michael Fornerette5038 Tacoma Mall Blvd Suite C, Tacoma, WA 98409, USA | 5.0★ | 100 |
| #4 | Union Home Mortgage950 Broadway Suite M100 | Office 17, Tacoma, WA 98402, USA | 4.9★ | 14 |
| #5 | Julie Swenson Team: Mortgage Broker NMLS #1857671201 Pacific Ave #600, Tacoma, WA 98402, USA | 4.8★ | 50 |
| #6 | Crystal Smith - Loan Originator5020 Main St Ste A, Tacoma, WA 98407, USA | 5.0★ | 26 |
| #7 | The Patterson Company Real Estate Lending3324 N Visscher St, Tacoma, WA 98407, USA | 5.0★ | 20 |
| #8 | Fairway Independent Mortgage Corporation4717 S 19th St #102, Tacoma, WA 98405, USA | 5.0★ | 269 |
| #9 | Bryon Taylor | Mortgage Loan Originator | NMLS 1594841950 Broadway Suite M100, Tacoma, WA 98402, USA | 4.9★ | 34 |
| #10 | Phil Zehr - Cross Country Mortgage4717 S 19th St #102, Tacoma, WA 98405, USA | 5.0★ | 80 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Tacoma
Tacoma mortgage broker with a 4.9-star rating from 14 Google reviews.
950 Broadway Suite M100 | Office 17, Tacoma, WA 98402, USA
Rated 4.8 stars from 50 Google reviews, this Tacoma mortgage broker is highly trusted.
1201 Pacific Ave #600, Tacoma, WA 98402, USA
Exceptional 5.0 rating from 26 Google reviews for a Tacoma mortgage broker.
5020 Main St Ste A, Tacoma, WA 98407, USA
Exceptional 5.0-star rating from over 20 Google reviews in Tacoma, WA.
3324 N Visscher St, Tacoma, WA 98407, USA
A top-rated Tacoma mortgage broker with a perfect 5.0 stars from nearly 300 reviews.
4717 S 19th St #102, Tacoma, WA 98405, USA
Trusted Tacoma mortgage broker with a 4.9-star rating from 34 reviews.
950 Broadway Suite M100, Tacoma, WA 98402, USA
A top-rated Tacoma mortgage broker with a perfect 5.0-star rating from 80 reviews.
4717 S 19th St #102, Tacoma, WA 98405, USA
Tacoma mortgage broker with a perfect 5.0-star rating from 62 Google reviews.
711 St Helens Ave, Tacoma, WA 98402, USA
Trusted Tacoma mortgage broker with a perfect 5.0-star rating from 8 Google reviews.
3906 S 74th St #202, Tacoma, WA 98409, USA
Tacoma mortgage broker with a perfect 5.0-star rating from 48 Google reviews.
4301 S Pine St Suites 540 & 110, Tacoma, WA 98409, USA
Rated 4.9 stars from 56 reviews, this Tacoma mortgage broker is highly trusted by clients.
6240 Tacoma Mall Blvd Suite 309, Tacoma, WA 98409, USA
Tacoma mortgage broker with a perfect 5.0-star rating from 24 Google reviews.
711 St Helens Ave #100, Tacoma, WA 98402, USA
Trusted by dozens of local clients, this Tacoma broker holds a strong 4.7-star rating.
4301 S Pine St Suites 540 & 110, Tacoma, WA 98409, USA
Trusted by hundreds of local clients, earning a stellar 4.9-star rating.
5306 Pacific Hwy E Suite B, Fife, WA 98424, USA
Tacoma mortgage broker with a perfect 5.0-star rating from 34 Google reviews.
33710 9th Ave S Suite 4, Federal Way, WA 98003, USA
Boasts a 4.9-star rating from 17 Google reviews in Tacoma.
732 Broadway STE 301, Tacoma, WA 98402, USA
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Mortgage Brokers in Tacoma, WA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Rally Point Mortgage a dba of C2 Financial | 91/100 | 5.0 ★ | 43 |
| 2 | “Sean Werner | Mortgage Broker | VA, FHA & Conventional | PRMG | NMLS #388355” | 99/100 | 5.0 ★ | 226 |
| 3 | The Fornerette Team | Michael Fornerette | 95/100 | 5.0 ★ | 100 |
| 4 | Union Home Mortgage | 83/100 | 4.9 ★ | 14 |
| 5 | Julie Swenson Team: Mortgage Broker NMLS #185767 | 88/100 | 4.8 ★ | 50 |
| 6 | Crystal Smith - Loan Originator | 88/100 | 5.0 ★ | 26 |
| 7 | The Patterson Company Real Estate Lending | 78/100 | 5.0 ★ | 20 |
| 8 | Fairway Independent Mortgage Corporation | 88/100 | 5.0 ★ | 269 |
| 9 | Bryon Taylor | Mortgage Loan Originator | NMLS 1594841 | 88/100 | 4.9 ★ | 34 |
| 10 | Phil Zehr - Cross Country Mortgage | 82/100 | 5.0 ★ | 80 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Tacoma
What does a mortgage broker do differently than going directly to a bank in Tacoma?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Tacoma?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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