Pricing Guide · Sparks
Mortgage Brokers Cost in Sparks, NV — 2026 Price Guide
What should you pay for mortgage brokers in Sparks? See real 2026 price ranges from local pros and get free quotes to compare.
As of May 2026, RatingsNearMe ranks 8 mortgage brokers in Sparks, NV by verified customer ratings and review volume. The highest-rated is Guild Mortgage - Debra Secord with a 5.0-star rating from 116 verified reviews. Also in the top tier: Stephanie Hanna- Omega Mortgage Group and Guild Mortgage - Jennifer Fiore. The average rating across all listed mortgage brokers in Sparks is 5 stars from 53 reviews per business on average.
Mortgage brokers in Sparks: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
8
Businesses listed
5★
Avg rating
53
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Guild Mortgage - Debra Secord
3150 Vista Blvd Suite 102, Sparks, NV 89436, USA
Stephanie Hanna- Omega Mortgage Group
1030 Caughlin Crossing, Reno, NV 89519, USA
Guild Mortgage - Jennifer Fiore
3150 Vista Blvd Suite 102, Sparks, NV 89436, USA
Mortgage Brokers Rankings in Sparks, NV
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Guild Mortgage - Debra Secord3150 Vista Blvd Suite 102, Sparks, NV 89436, USA | 5.0★ | 116 |
| #2 | Stephanie Hanna- Omega Mortgage Group1030 Caughlin Crossing, Reno, NV 89519, USA | 5.0★ | 97 |
| #3 | Guild Mortgage - Jennifer Fiore3150 Vista Blvd Suite 102, Sparks, NV 89436, USA | 5.0★ | 53 |
| #4 | Premier Mortgage Resources, LLC | Sparks1025 Roberta Ln, Sparks, NV 89431, USA | 5.0★ | 8 |
| #5 | Sage Home Lending - Rashelle Kotch100 N Arlington Ave Ste 340C, Reno, NV 89501, USA | 5.0★ | 51 |
| #6 | Nallely Mena-Rios, Mortgage Broker5595 Kietzke Ln #100, Reno, NV 89511, USA | 5.0★ | 41 |
| #7 | Greater Nevada Mortgage1101 Los Altos Pkwy, Sparks, NV 89436, USA | 5.0★ | 3 |
| #8 | Guild Mortgage - Tasha Hastings3150 Vista Blvd Suite 102, Sparks, NV 89436, USA | 5.0★ | 51 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Sparks
Premier Mortgage Resources, LLC | Sparks
1025 Roberta Ln, Sparks, NV 89431, USA
Sage Home Lending - Rashelle Kotch
100 N Arlington Ave Ste 340C, Reno, NV 89501, USA
Nallely Mena-Rios, Mortgage Broker
5595 Kietzke Ln #100, Reno, NV 89511, USA
Greater Nevada Mortgage
1101 Los Altos Pkwy, Sparks, NV 89436, USA
Guild Mortgage - Tasha Hastings
3150 Vista Blvd Suite 102, Sparks, NV 89436, USA
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Frequently Asked Questions — Mortgage Brokers in Sparks
What does a mortgage broker do differently than going directly to a bank in Sparks?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Sparks?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NV?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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