Near You · Sparks
Mortgage Brokers Near You in Sparks, NV
Find mortgage brokers close to you in Sparks. All results are sorted by proximity and rated by real local customers.
As of June 2026, RatingsNearMe ranks 8 mortgage brokers in Sparks, NV by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Guild Mortgage - Debra Secord with a 5.0-star rating from 116 Google reviews and an RNM Score of 84/100. Also in the top tier: Stephanie Hanna- Omega Mortgage Group and Guild Mortgage - Jennifer Fiore. The average rating across all listed mortgage brokers in Sparks is 5 stars from 53 reviews per business on average.
Mortgage brokers in Sparks: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Sparks, NV is home to several reputable mortgage brokers who can assist consumers with home financing. When searching for a local mortgage broker, consumers should consider factors such as experience, customer reviews, and the range of loan products offered.
- ✓Experienced mortgage brokers in Sparks, NV
- ✓Variety of loan options available from local brokers
- ✓Importance of reviewing customer reviews and broker credentials
Best Overall
Premier Mortgage Resources, LLC | Sparks
Premier Mortgage Resources is top-ranked for its strong reputation and comprehensive mortgage services in Sparks.
Most Reviewed
Premier Mortgage Resources, LLC | Sparks
A high number of reviews indicates broad customer experience and trust, helping you gauge service reliability.
When choosing a mortgage broker in Sparks, compare loan options and fees across multiple brokers, and read recent reviews to find one that fits your specific needs.
How to Choose a Mortgage Broker in Sparks
What to look for
- • Years of experience in the Sparks, NV mortgage market
- • Strong local knowledge of Sparks neighborhoods and real estate trends
- • A wide network of lender relationships to shop the best rates and terms
- • Clear communication and responsiveness throughout the process
Questions to ask
- • How long have you been a mortgage broker in Sparks?
- • What are the typical loan programs and interest rates you are able to offer clients in this area?
- • Can you provide references from recent Sparks clients?
Red flags
- ⚠ Unwillingness to provide licensing information or proof of insurance
- ⚠ Lack of familiarity with the Sparks real estate market
- ⚠ Unusually high or hidden fees
In Nevada, mortgage brokers must be licensed by the Division of Mortgage Lending. Be sure to verify the broker's license and check for any disciplinary actions or complaints.
Local Market Snapshot
8
Businesses listed
5★
Avg rating
53
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Scores a perfect 5.0 rating from over 100 local Google reviews.
3150 Vista Blvd Suite 102, Sparks, NV 89436, USA5.0 stars from 97 Google reviews, reflecting exceptional client satisfaction in Sparks.
1030 Caughlin Crossing, Reno, NV 89519, USARated 5.0 stars from 53 Google reviews, this local mortgage broker is highly trusted.
3150 Vista Blvd Suite 102, Sparks, NV 89436, USAMortgage Brokers Rankings in Sparks, NV
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Guild Mortgage - Debra Secord3150 Vista Blvd Suite 102, Sparks, NV 89436, USA | 5.0★ | 116 |
| #2 | Stephanie Hanna- Omega Mortgage Group1030 Caughlin Crossing, Reno, NV 89519, USA | 5.0★ | 97 |
| #3 | Guild Mortgage - Jennifer Fiore3150 Vista Blvd Suite 102, Sparks, NV 89436, USA | 5.0★ | 53 |
| #4 | Premier Mortgage Resources, LLC | Sparks1025 Roberta Ln, Sparks, NV 89431, USA | 5.0★ | 8 |
| #5 | Sage Home Lending - Rashelle Kotch100 N Arlington Ave Ste 340C, Reno, NV 89501, USA | 5.0★ | 51 |
| #6 | Guild Mortgage - Tasha Hastings3150 Vista Blvd Suite 102, Sparks, NV 89436, USA | 5.0★ | 51 |
| #7 | Nallely Mena-Rios, Mortgage Broker5595 Kietzke Ln #100, Reno, NV 89511, USA | 5.0★ | 41 |
| #8 | Greater Nevada Mortgage1101 Los Altos Pkwy, Sparks, NV 89436, USA | 5.0★ | 3 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Sparks
Rated 5.0 stars from 8 Google reviews, this local broker earns top marks.
1025 Roberta Ln, Sparks, NV 89431, USA
Sparks mortgage broker with a perfect 5.0-star rating from 51 reviews.
100 N Arlington Ave Ste 340C, Reno, NV 89501, USA
Earns a perfect 5.0-star rating from over 50 Google reviews in Sparks.
3150 Vista Blvd Suite 102, Sparks, NV 89436, USA
Sparks mortgage broker with a perfect 5.0-star rating from 41 Google reviews.
5595 Kietzke Ln #100, Reno, NV 89511, USA
This local lender holds a perfect 5.0-star rating from 3 Google reviews.
1101 Los Altos Pkwy, Sparks, NV 89436, USA
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Mortgage Brokers in Sparks, NV — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Guild Mortgage - Debra Secord | 84/100 | 5.0 ★ | 116 |
| 2 | Stephanie Hanna- Omega Mortgage Group | 83/100 | 5.0 ★ | 97 |
| 3 | Guild Mortgage - Jennifer Fiore | 80/100 | 5.0 ★ | 53 |
| 4 | Premier Mortgage Resources, LLC | Sparks | 70/100 | 5.0 ★ | 8 |
| 5 | Sage Home Lending - Rashelle Kotch | 80/100 | 5.0 ★ | 51 |
| 6 | Guild Mortgage - Tasha Hastings | 80/100 | 5.0 ★ | 51 |
| 7 | Nallely Mena-Rios, Mortgage Broker | 79/100 | 5.0 ★ | 41 |
| 8 | Greater Nevada Mortgage | 66/100 | 5.0 ★ | 3 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Sparks
What does a mortgage broker do differently than going directly to a bank in Sparks?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Sparks?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NV?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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