24/7 Available · Sterling Heights
24-Hour Insurance Agents in Sterling Heights, MI — Always Available
Emergencies don't keep business hours. These insurance agents in Sterling Heights are available 24 hours a day, 7 days a week — including holidays.
As of June 2026, RatingsNearMe ranks 18 insurance agents in Sterling Heights, MI by verified customer ratings and review volume. The highest-rated is First Independent Insurance Agency with a 4.9-star rating from 594 verified reviews. Also in the top tier: Summit Health Services and Catherine Van Tiem: Allstate Insurance. The average rating across all listed insurance agents in Sterling Heights is 4.6 stars from 139 reviews per business on average.
Insurance in Sterling Heights: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
4.6★
Avg rating
139
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
First Independent Insurance Agency
15945 Canal Rd, Clinton Township, MI 48038, USA
Summit Health Services
43409 Schoenherr Rd, Sterling Heights, MI 48313, USA
Catherine Van Tiem: Allstate Insurance
42770 Van Dyke Ave, Sterling Heights, MI 48314, USA
Insurance Agents Rankings in Sterling Heights, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | First Independent Insurance Agency15945 Canal Rd, Clinton Township, MI 48038, USA | 4.9★ | 594 |
| #2 | Summit Health Services43409 Schoenherr Rd, Sterling Heights, MI 48313, USA | 5.0★ | 302 |
| #3 | Catherine Van Tiem: Allstate Insurance42770 Van Dyke Ave, Sterling Heights, MI 48314, USA | 4.9★ | 271 |
| #4 | The Salvati Insurance Group, Inc.42370 Van Dyke Ave Ste 711, Sterling Heights, MI 48314, USA | 5.0★ | 140 |
| #5 | Gallagher Insurance, Risk Management & Consulting13900 Lakeside Cir, Sterling Heights, MI 48313, USA | 4.1★ | 114 |
| #6 | Clear View Insurance13854 Lakeside Cir Ste 212, Sterling Heights, MI 48313, USA | 5.0★ | 59 |
| #7 | Lakeside Insurance Agency13900 Lakeside Cir, Sterling Heights, MI 48313, USA | 4.3★ | 149 |
| #8 | ISU-Great Northern Insurance Agency39850 Van Dyke Ave, Sterling Heights, MI 48313, USA | 4.8★ | 29 |
| #9 | Beyond Insurance Group42140 Van Dyke Ave #210, Sterling Heights, MI 48314, USA | 5.0★ | 69 |
| #10 | Frolka Insurance Agency Goosehead Insurance44444 Mound Rd Suite 400C, Sterling Heights, MI 48314, USA | 5.0★ | 84 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Sterling Heights
The Salvati Insurance Group, Inc.
42370 Van Dyke Ave Ste 711, Sterling Heights, MI 48314, USA
Gallagher Insurance, Risk Management & Consulting
13900 Lakeside Cir, Sterling Heights, MI 48313, USA
Clear View Insurance
13854 Lakeside Cir Ste 212, Sterling Heights, MI 48313, USA
Lakeside Insurance Agency
13900 Lakeside Cir, Sterling Heights, MI 48313, USA
ISU-Great Northern Insurance Agency
39850 Van Dyke Ave, Sterling Heights, MI 48313, USA
Beyond Insurance Group
42140 Van Dyke Ave #210, Sterling Heights, MI 48314, USA
Frolka Insurance Agency Goosehead Insurance
44444 Mound Rd Suite 400C, Sterling Heights, MI 48314, USA
Cherokee Insurance Company
34200 Mound Rd, Sterling Heights, MI 48310, USA
Primary Insurance Group
2071 15 Mile Rd, Sterling Heights, MI 48310, USA
Denys Michael Agency
43599 Schoenherr Rd #200a, Sterling Heights, MI 48313, USA
AAA Insurance - Adnan Jilani Insurance Agency
13462 15 Mile Rd, Sterling Heights, MI 48312, USA
Progressive Insurance - Claims Office
40770 Mound Rd Suite 150, Sterling Heights, MI 48310, USA
AAA Insurance - R. Petros Insurance Agency
35830 Van Dyke Ave, Sterling Heights, MI 48312, USA
Brightway Insurance, The Mitten Shield Agency
13854 Lakeside Cir Suite 213, Sterling Heights, MI 48313, USA
MI Insurance Agency
40684 Hayes Rd, Clinton Township, MI 48038, USA
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Frequently Asked Questions — Insurance Agents in Sterling Heights
What is the difference between a captive and independent insurance agent in Sterling Heights?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MI?
Search the MI Department of Insurance's online license lookup — Google "MI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MI must be licensed with the state.
How much does working with a local insurance agent in Sterling Heights cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Sterling Heights?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Sterling Heights adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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