Top Picks · Sterling Heights
Best Mortgage Brokers in Sterling Heights, MI
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 8 mortgage brokers in Sterling Heights, MI by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is National Mortgage Home Loans with a 4.9-star rating from 775 Google reviews and an RNM Score of 87/100. Also in the top tier: Advantage Lending Corp and Connect Mortgage Funding, Inc.. The average rating across all listed mortgage brokers in Sterling Heights is 5 stars from 205 reviews per business on average.
Mortgage brokers in Sterling Heights: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Disho Sinishtaj - EZ Fundings Home Loans
Disho Sinishtaj - EZ Fundings Home Loans is top-ranked for its strong reputation and personalized service in the Sterling Heights area.
Most Reviewed
Disho Sinishtaj - EZ Fundings Home Loans
A high number of reviews indicates broad customer experience and trust, helping you gauge service reliability.
When choosing a mortgage broker in Sterling Heights, compare loan options and fees from multiple lenders, and prioritize those with transparent communication and local market knowledge.
Local Market Snapshot
8
Businesses listed
5★
Avg rating
205
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Sterling Heights mortgage broker with a 4.9-star rating from hundreds of Google reviews.
4107 John R Rd Suite 100, Troy, MI 48085, USASterling Heights mortgage broker with a perfect 5.0★ rating from 290 reviews.
804 N Main St #1a, Rochester, MI 48307, USAConsistently earns 5.0 stars from hundreds of Google reviews in Sterling Heights.
525 E Big Beaver Rd #303, Troy, MI 48083, USAMortgage Brokers Rankings in Sterling Heights, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | National Mortgage Home Loans4107 John R Rd Suite 100, Troy, MI 48085, USA | 4.9★ | 775 |
| #2 | Advantage Lending Corp804 N Main St #1a, Rochester, MI 48307, USA | 5.0★ | 290 |
| #3 | Connect Mortgage Funding, Inc.525 E Big Beaver Rd #303, Troy, MI 48083, USA | 5.0★ | 250 |
| #4 | Scope Mortgage Group LLC14140 Wayford Run, Shelby Township, MI 48315, USA | 5.0★ | 43 |
| #5 | R-B Financial/Mortgages, Inc.44028 Mound Rd #1, Sterling Heights, MI 48314, USA | 5.0★ | 105 |
| #6 | Sock Mortgage Powered By Affinity Home Lending42633 Garfield Rd #315, Clinton Township, MI 48038, USA | 5.0★ | 96 |
| #7 | Nebo Lending7759 Auburn Rd, Utica, MI 48317, USA | 5.0★ | 59 |
| #8 | Disho Sinishtaj - EZ Fundings Home Loans8300 Hall Rd #203, Utica, MI 48317, USA | 5.0★ | 25 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Sterling Heights
5.0 stars from 43 reviews, reflecting exceptional client satisfaction in Sterling Heights.
14140 Wayford Run, Shelby Township, MI 48315, USA
Trusted by over 100 clients with a perfect 5.0-star rating in Sterling Heights.
44028 Mound Rd #1, Sterling Heights, MI 48314, USA
Rated 5.0 stars from 96 reviews, consistently praised for exceptional service.
42633 Garfield Rd #315, Clinton Township, MI 48038, USA
5.0-star rating from 59 Google reviews in Sterling Heights.
7759 Auburn Rd, Utica, MI 48317, USA
5.0 stars from 25 Google reviews, reflecting exceptional client satisfaction.
8300 Hall Rd #203, Utica, MI 48317, USA
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Mortgage Brokers in Sterling Heights, MI — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | National Mortgage Home Loans | 87/100 | 4.9 ★ | 775 |
| 2 | Advantage Lending Corp | 88/100 | 5.0 ★ | 290 |
| 3 | Connect Mortgage Funding, Inc. | 88/100 | 5.0 ★ | 250 |
| 4 | Scope Mortgage Group LLC | 79/100 | 5.0 ★ | 43 |
| 5 | R-B Financial/Mortgages, Inc. | 84/100 | 5.0 ★ | 105 |
| 6 | Sock Mortgage Powered By Affinity Home Lending | 83/100 | 5.0 ★ | 96 |
| 7 | Nebo Lending | 81/100 | 5.0 ★ | 59 |
| 8 | Disho Sinishtaj - EZ Fundings Home Loans | 76/100 | 5.0 ★ | 25 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Sterling Heights
What does a mortgage broker do differently than going directly to a bank in Sterling Heights?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Sterling Heights?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MI?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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