Pricing Guide · Universal City
Mortgage Brokers Cost in Universal City, TX — 2026 Price Guide
What should you pay for mortgage brokers in Universal City? See real 2026 price ranges from local pros and get free quotes to compare.
As of May 2026, RatingsNearMe ranks 8 mortgage brokers in Universal City, TX by verified customer ratings and review volume. The highest-rated is Absolute Mortgage & Lending with a 5.0-star rating from 146 verified reviews. Also in the top tier: New American Funding - Dallas, TX and World Finance. The average rating across all listed mortgage brokers in Universal City is 4.8 stars from 179 reviews per business on average.
Mortgage brokers in Universal City: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
8
Businesses listed
4.8★
Avg rating
179
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Absolute Mortgage & Lending
4230 Lyndon B Johnson Fwy #626, Dallas, TX 75244, USA
New American Funding - Dallas, TX
18583 Dallas Pkwy Suite #160, Dallas, TX 75287, USA
World Finance
1628 Pat Booker Rd, Universal City, TX 78148, USA
Mortgage Brokers Rankings in Universal City, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Absolute Mortgage & Lending4230 Lyndon B Johnson Fwy #626, Dallas, TX 75244, USA | 5.0★ | 146 |
| #2 | New American Funding - Dallas, TX18583 Dallas Pkwy Suite #160, Dallas, TX 75287, USA | 4.7★ | 706 |
| #3 | World Finance1628 Pat Booker Rd, Universal City, TX 78148, USA | 5.0★ | 237 |
| #4 | Mortgages USA | Texas Mortgage Company14131 Midway Rd #900, Addison, TX 75001, USA | 5.0★ | 29 |
| #5 | SWBC Mortgage9311 San Pedro Ave #100, San Antonio, TX 78216, USA | 4.1★ | 13 |
| #6 | Security Finance2930a Pat Booker Rd, Universal City, TX 78148, USA | 4.8★ | 53 |
| #7 | Texas Heartland Mortgage1175 W Bitters Rd Building 1 Suite 101, San Antonio, TX 78216, USA | 5.0★ | 3 |
| #8 | Integrity Mortgage Corporation of Texas6370 Lyndon B Johnson Fwy # 275, Dallas, TX 75240, USA | 4.9★ | 248 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Universal City
Mortgages USA | Texas Mortgage Company
14131 Midway Rd #900, Addison, TX 75001, USA
SWBC Mortgage
9311 San Pedro Ave #100, San Antonio, TX 78216, USA
Security Finance
2930a Pat Booker Rd, Universal City, TX 78148, USA
Texas Heartland Mortgage
1175 W Bitters Rd Building 1 Suite 101, San Antonio, TX 78216, USA
Integrity Mortgage Corporation of Texas
6370 Lyndon B Johnson Fwy # 275, Dallas, TX 75240, USA
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Frequently Asked Questions — Mortgage Brokers in Universal City
What does a mortgage broker do differently than going directly to a bank in Universal City?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Universal City?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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