Highest Rated · Universal City
Top-Rated Mortgage Brokers in Universal City, TX
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of July 2026, RatingsNearMe ranks 8 mortgage brokers in Universal City, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Absolute Mortgage & Lending with a 5.0-star rating from 146 Google reviews and an RNM Score of 97/100. Also in the top tier: New American Funding - Dallas, TX and World Finance. The average rating across all listed mortgage brokers in Universal City is 4.8 stars from 179 reviews per business on average.
Mortgage brokers in Universal City: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Absolute Mortgage & Lending
Absolute Mortgage & Lending is consistently top-ranked for its strong reputation and customer-focused service in Universal City.
Most Reviewed
Security Finance
A high number of reviews indicates broad customer experience and can help you gauge service consistency.
When choosing a mortgage broker in Universal City, compare loan options and fees across multiple brokers, and read recent reviews to ensure the broker aligns with your specific financial needs.
Local Market Snapshot
8
Businesses listed
4.8★
Avg rating
179
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
5.0-star rating from over 140 Google reviews for this Universal City mortgage broker.
4230 Lyndon B Johnson Fwy #626, Dallas, TX 75244, USATrusted by hundreds of local clients, this broker holds a strong 4.7-star rating.
18583 Dallas Pkwy Suite #160, Dallas, TX 75287, USATrusted by hundreds of local homeowners with a flawless 5.0-star rating.
1628 Pat Booker Rd, Universal City, TX 78148, USAMortgage Brokers Rankings in Universal City, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Absolute Mortgage & Lending4230 Lyndon B Johnson Fwy #626, Dallas, TX 75244, USA | 5.0★ | 146 |
| #2 | New American Funding - Dallas, TX18583 Dallas Pkwy Suite #160, Dallas, TX 75287, USA | 4.7★ | 706 |
| #3 | World Finance1628 Pat Booker Rd, Universal City, TX 78148, USA | 5.0★ | 237 |
| #4 | Security Finance2930a Pat Booker Rd, Universal City, TX 78148, USA | 4.8★ | 53 |
| #5 | SWBC Mortgage9311 San Pedro Ave #100, San Antonio, TX 78216, USA | 4.1★ | 13 |
| #6 | Texas Heartland Mortgage1175 W Bitters Rd Building 1 Suite 101, San Antonio, TX 78216, USA | 5.0★ | 3 |
| #7 | Integrity Mortgage Corporation of Texas6370 Lyndon B Johnson Fwy # 275, Dallas, TX 75240, USA | 4.9★ | 248 |
| #8 | Mortgages USA | Texas Mortgage Company14131 Midway Rd #900, Addison, TX 75001, USA | 5.0★ | 29 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Universal City
Trusted by 53 clients with a stellar 4.8-star average rating.
2930a Pat Booker Rd, Universal City, TX 78148, USA
Rated 4.1 stars from 13 Google reviews, this local broker is a solid choice.
9311 San Pedro Ave #100, San Antonio, TX 78216, USA
Exceptional 5.0-star rating from three Google reviews for a local mortgage broker.
1175 W Bitters Rd Building 1 Suite 101, San Antonio, TX 78216, USA
Trusted by hundreds of local clients, boasting an exceptional 4.9-star rating.
6370 Lyndon B Johnson Fwy # 275, Dallas, TX 75240, USA
Proudly holds a perfect 5.0-star rating from nearly 30 reviews.
14131 Midway Rd #900, Addison, TX 75001, USA
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Mortgage Brokers in Universal City, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Absolute Mortgage & Lending | 97/100 | 5.0 ★ | 146 |
| 2 | New American Funding - Dallas, TX | 83/100 | 4.7 ★ | 706 |
| 3 | World Finance | 88/100 | 5.0 ★ | 237 |
| 4 | Security Finance | 77/100 | 4.8 ★ | 53 |
| 5 | SWBC Mortgage | 57/100 | 4.1 ★ | 13 |
| 6 | Texas Heartland Mortgage | 66/100 | 5.0 ★ | 3 |
| 7 | Integrity Mortgage Corporation of Texas | 87/100 | 4.9 ★ | 248 |
| 8 | Mortgages USA | Texas Mortgage Company | 77/100 | 5.0 ★ | 29 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Universal City
What does a mortgage broker do differently than going directly to a bank in Universal City?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Universal City?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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