Low Cost · Wichita
Cheap Mortgage Brokers in Wichita, KS — Best Prices
Compare mortgage brokers prices in Wichita to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of May 2026, RatingsNearMe ranks 19 mortgage brokers in Wichita, KS by verified customer ratings and review volume. The highest-rated is MTG Family Mortgage - Michael Gonzales with a 5.0-star rating from 178 verified reviews. Also in the top tier: Sally Conger - Gateway Mortgage and Sierra Pacific Mortgage Wichita. The average rating across all listed mortgage brokers in Wichita is 5 stars from 47 reviews per business on average.
Mortgage brokers in Wichita: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
47
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
MTG Family Mortgage - Michael Gonzales
2290 N Tyler Rd #200, Wichita, KS 67205, USA
Sally Conger - Gateway Mortgage
12009 E 13th St N, Wichita, KS 67206, USA
Sierra Pacific Mortgage Wichita
10111 E 21st St N STE 200, Wichita, KS 67206, USA
Mortgage Brokers Rankings in Wichita, KS
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | MTG Family Mortgage - Michael Gonzales2290 N Tyler Rd #200, Wichita, KS 67205, USA | 5.0★ | 178 |
| #2 | Sally Conger - Gateway Mortgage12009 E 13th St N, Wichita, KS 67206, USA | 5.0★ | 112 |
| #3 | Sierra Pacific Mortgage Wichita10111 E 21st St N STE 200, Wichita, KS 67206, USA | 4.9★ | 86 |
| #4 | PrimeLending, a PlainsCapital Company - Wichita West7348 W 21st St Suite 118, Wichita, KS 67205, USA | 5.0★ | 68 |
| #5 | Aaron Clark "The Mortgage Dude" - Mortgage Broker144 N Mosley St, Wichita, KS 67202, USA | 4.9★ | 56 |
| #6 | Michelle Post, Licensed Mortgage Specialist, NMLS#25154210111 E 21st St N STE 200, Wichita, KS 67206, USA | 4.9★ | 60 |
| #7 | American Mortgage Firm LLC5025 E Kellogg Dr, Wichita, KS 67218, USA | 5.0★ | 25 |
| #8 | Phoenix Mortgage Group1223 N Rock Rd STE H300, Wichita, KS 67206, USA | 4.8★ | 17 |
| #9 | Flint Hills Mortgage, LLC801 E Douglas Ave FL 2ND #266, Wichita, KS 67202, USA | 5.0★ | 28 |
| #10 | Guild Mortgage - Rick Rangel810 W Douglas Ave SUITE.D, Wichita, KS 67203, USA | 5.0★ | 42 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Wichita
PrimeLending, a PlainsCapital Company - Wichita West
7348 W 21st St Suite 118, Wichita, KS 67205, USA
Aaron Clark "The Mortgage Dude" - Mortgage Broker
144 N Mosley St, Wichita, KS 67202, USA
Michelle Post, Licensed Mortgage Specialist, NMLS#251542
10111 E 21st St N STE 200, Wichita, KS 67206, USA
American Mortgage Firm LLC
5025 E Kellogg Dr, Wichita, KS 67218, USA
Phoenix Mortgage Group
1223 N Rock Rd STE H300, Wichita, KS 67206, USA
Flint Hills Mortgage, LLC
801 E Douglas Ave FL 2ND #266, Wichita, KS 67202, USA
Guild Mortgage - Rick Rangel
810 W Douglas Ave SUITE.D, Wichita, KS 67203, USA
Jessica Hooker, NMLS #2179129
9860 E 21st St N, Wichita, KS 67206, USA
Benchmark Mortgage – Bret Frerichs
2118 N Tyler Rd Building B Suite 102, Wichita, KS 67212, USA
Mortgage Punk
1001 E Douglas Ave, Wichita, KS 67211, USA
Guild Mortgage - Cade Liby
429 South 119th St W Ste. 105, Wichita, KS 67235, USA
Guild Mortgage - Keith Stareck
429 South 119th St W Ste. 105, Wichita, KS 67235, USA
Guild Mortgage - Steven Michels
429 South 119th St W Ste. 105, Wichita, KS 67235, USA
Tyler Kobler - Gateway Mortgage
9915 W 21st St N Suite B, Wichita, KS 67205, USA
Benchmark Mortgage
2118 N Tyler Rd Building B Suite 102, Wichita, KS 67212, USA
Guild Mortgage - Marcus Foster
144 N Oliver St Suite #302, Wichita, KS 67208, USA
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Frequently Asked Questions — Mortgage Brokers in Wichita
What does a mortgage broker do differently than going directly to a bank in Wichita?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Wichita?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in KS?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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