Pricing Guide · Wichita
Mortgage Brokers Cost in Wichita, KS — 2026 Price Guide
What should you pay for mortgage brokers in Wichita? See real 2026 price ranges from local pros and get free quotes to compare.
As of May 2026, RatingsNearMe ranks 19 mortgage brokers in Wichita, KS by verified customer ratings and review volume. The highest-rated is MTG Family Mortgage - Michael Gonzales with a 5.0-star rating from 178 verified reviews. Also in the top tier: Sally Conger - Gateway Mortgage and Sierra Pacific Mortgage Wichita. The average rating across all listed mortgage brokers in Wichita is 5 stars from 47 reviews per business on average.
Mortgage brokers in Wichita: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
47
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
MTG Family Mortgage - Michael Gonzales
2290 N Tyler Rd #200, Wichita, KS 67205, USA
Sally Conger - Gateway Mortgage
12009 E 13th St N, Wichita, KS 67206, USA
Sierra Pacific Mortgage Wichita
10111 E 21st St N STE 200, Wichita, KS 67206, USA
Mortgage Brokers Rankings in Wichita, KS
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | MTG Family Mortgage - Michael Gonzales2290 N Tyler Rd #200, Wichita, KS 67205, USA | 5.0★ | 178 |
| #2 | Sally Conger - Gateway Mortgage12009 E 13th St N, Wichita, KS 67206, USA | 5.0★ | 112 |
| #3 | Sierra Pacific Mortgage Wichita10111 E 21st St N STE 200, Wichita, KS 67206, USA | 4.9★ | 86 |
| #4 | PrimeLending, a PlainsCapital Company - Wichita West7348 W 21st St Suite 118, Wichita, KS 67205, USA | 5.0★ | 68 |
| #5 | Aaron Clark "The Mortgage Dude" - Mortgage Broker144 N Mosley St, Wichita, KS 67202, USA | 4.9★ | 56 |
| #6 | Michelle Post, Licensed Mortgage Specialist, NMLS#25154210111 E 21st St N STE 200, Wichita, KS 67206, USA | 4.9★ | 60 |
| #7 | American Mortgage Firm LLC5025 E Kellogg Dr, Wichita, KS 67218, USA | 5.0★ | 25 |
| #8 | Phoenix Mortgage Group1223 N Rock Rd STE H300, Wichita, KS 67206, USA | 4.8★ | 17 |
| #9 | Flint Hills Mortgage, LLC801 E Douglas Ave FL 2ND #266, Wichita, KS 67202, USA | 5.0★ | 28 |
| #10 | Guild Mortgage - Rick Rangel810 W Douglas Ave SUITE.D, Wichita, KS 67203, USA | 5.0★ | 42 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Wichita
PrimeLending, a PlainsCapital Company - Wichita West
7348 W 21st St Suite 118, Wichita, KS 67205, USA
Aaron Clark "The Mortgage Dude" - Mortgage Broker
144 N Mosley St, Wichita, KS 67202, USA
Michelle Post, Licensed Mortgage Specialist, NMLS#251542
10111 E 21st St N STE 200, Wichita, KS 67206, USA
American Mortgage Firm LLC
5025 E Kellogg Dr, Wichita, KS 67218, USA
Phoenix Mortgage Group
1223 N Rock Rd STE H300, Wichita, KS 67206, USA
Flint Hills Mortgage, LLC
801 E Douglas Ave FL 2ND #266, Wichita, KS 67202, USA
Guild Mortgage - Rick Rangel
810 W Douglas Ave SUITE.D, Wichita, KS 67203, USA
Jessica Hooker, NMLS #2179129
9860 E 21st St N, Wichita, KS 67206, USA
Benchmark Mortgage – Bret Frerichs
2118 N Tyler Rd Building B Suite 102, Wichita, KS 67212, USA
Mortgage Punk
1001 E Douglas Ave, Wichita, KS 67211, USA
Guild Mortgage - Cade Liby
429 South 119th St W Ste. 105, Wichita, KS 67235, USA
Guild Mortgage - Keith Stareck
429 South 119th St W Ste. 105, Wichita, KS 67235, USA
Guild Mortgage - Steven Michels
429 South 119th St W Ste. 105, Wichita, KS 67235, USA
Tyler Kobler - Gateway Mortgage
9915 W 21st St N Suite B, Wichita, KS 67205, USA
Benchmark Mortgage
2118 N Tyler Rd Building B Suite 102, Wichita, KS 67212, USA
Guild Mortgage - Marcus Foster
144 N Oliver St Suite #302, Wichita, KS 67208, USA
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Frequently Asked Questions — Mortgage Brokers in Wichita
What does a mortgage broker do differently than going directly to a bank in Wichita?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Wichita?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in KS?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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