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24-Hour Mortgage Brokers in Apex, NC — Always Available
Emergencies don't keep business hours. These mortgage brokers in Apex are available 24 hours a day, 7 days a week — including holidays.
As of May 2026, RatingsNearMe ranks 11 mortgage brokers in Apex, NC by verified customer ratings and review volume. The highest-rated is GoPrime Mortgage, Inc. - Steve Cooper with a 4.9-star rating from 129 verified reviews. Also in the top tier: Lighthouse Lending and Carolina Equity Services, Inc.. The average rating across all listed mortgage brokers in Apex is 4.9 stars from 46 reviews per business on average.
Mortgage brokers in Apex: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
11
Businesses listed
4.9★
Avg rating
46
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
GoPrime Mortgage, Inc. - Steve Cooper
320 N Salem St #300, Apex, NC 27502, USA
Lighthouse Lending
300 S Main St Suite 212, Holly Springs, NC 27540, USA
Carolina Equity Services, Inc.
1111 Pemberton Hill Rd Suite 101, Apex, NC 27502, USA
Mortgage Brokers Rankings in Apex, NC
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | GoPrime Mortgage, Inc. - Steve Cooper320 N Salem St #300, Apex, NC 27502, USA | 4.9★ | 129 |
| #2 | Lighthouse Lending300 S Main St Suite 212, Holly Springs, NC 27540, USA | 5.0★ | 100 |
| #3 | Carolina Equity Services, Inc.1111 Pemberton Hill Rd Suite 101, Apex, NC 27502, USA | 4.9★ | 53 |
| #4 | Sunset Lake Mortgage - Steve Trease Mortgage Broker1100 Holly Springs Rd Ste 203, Holly Springs, NC 27540, USA | 5.0★ | 30 |
| #5 | OVAL Mortgage320 N Salem St, Apex, NC 27502, USA | 4.9★ | 29 |
| #6 | GoPrime Mortgage, Inc.320 N Salem St, Apex, NC 27502, USA | 4.2★ | 53 |
| #7 | Andy Holloman - GoPrime Mortgage320 N Salem St #300, Apex, NC 27502, USA | 5.0★ | 29 |
| #8 | Apex Mortgage Brokers3455 Apex Peakway, Apex, NC 27502, USA | — | — |
| #9 | Apex Mortgage Brokers - Colorado16 Linden Ln, Breckenridge, CO 80424, USA | 5.0★ | 1 |
| #10 | Barrett Financial Group, L.L.C. - Mortgage Broker350 Raleigh St, Holly Springs, NC 27540, USA | 4.8★ | 24 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Apex
Sunset Lake Mortgage - Steve Trease Mortgage Broker
1100 Holly Springs Rd Ste 203, Holly Springs, NC 27540, USA
Andy Holloman - GoPrime Mortgage
320 N Salem St #300, Apex, NC 27502, USA
Apex Mortgage Brokers - Colorado
16 Linden Ln, Breckenridge, CO 80424, USA
Barrett Financial Group, L.L.C. - Mortgage Broker
350 Raleigh St, Holly Springs, NC 27540, USA
Apex Mortgage Brokers, Your Incredible Lender LLC
16 Linden Ln, Breckenridge, CO 80424, USA
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Frequently Asked Questions — Mortgage Brokers in Apex
What does a mortgage broker do differently than going directly to a bank in Apex?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Apex?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NC?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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