Highest Rated · Apex
Top-Rated Mortgage Brokers in Apex, NC
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of July 2026, RatingsNearMe ranks 11 mortgage brokers in Apex, NC by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is GoPrime Mortgage, Inc. - Steve Cooper with a 4.9-star rating from 129 Google reviews and an RNM Score of 95/100. Also in the top tier: Lighthouse Lending and Carolina Equity Services, Inc.. The average rating across all listed mortgage brokers in Apex is 4.9 stars from 46 reviews per business on average.
Mortgage brokers in Apex: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
GoPrime Mortgage, Inc. - Steve Cooper
Steve Cooper at GoPrime Mortgage is consistently top-ranked for his personalized service, local expertise, and strong client satisfaction in the Apex area.
Most Reviewed
GoPrime Mortgage, Inc. - Steve Cooper
A high number of reviews indicates a proven track record of reliable service and trust from many past clients.
When choosing a mortgage broker in Apex, compare loan options and fees from multiple top-ranked brokers, and prioritize those with strong local reputations and responsive communication.
Local Market Snapshot
11
Businesses listed
4.9★
Avg rating
46
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds, this Apex broker holds a flawless 4.9★ rating from 129 reviews.
320 N Salem St #300, Apex, NC 27502, USATop-rated Apex mortgage broker with 5.0 stars from over 100 Google reviews.
300 S Main St Suite 212, Holly Springs, NC 27540, USARated 4.9 stars from 53 Google reviews, this Apex broker is highly trusted.
1111 Pemberton Hill Rd Suite 101, Apex, NC 27502, USAMortgage Brokers Rankings in Apex, NC
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | GoPrime Mortgage, Inc. - Steve Cooper320 N Salem St #300, Apex, NC 27502, USA | 4.9★ | 129 |
| #2 | Lighthouse Lending300 S Main St Suite 212, Holly Springs, NC 27540, USA | 5.0★ | 100 |
| #3 | Carolina Equity Services, Inc.1111 Pemberton Hill Rd Suite 101, Apex, NC 27502, USA | 4.9★ | 53 |
| #4 | Barrett Financial Group, L.L.C. - Mortgage Broker350 Raleigh St, Holly Springs, NC 27540, USA | 4.8★ | 24 |
| #5 | Apex Mortgage Brokers, Your Incredible Lender LLC16 Linden Ln, Breckenridge, CO 80424, USA | 5.0★ | 8 |
| #6 | Sunset Lake Mortgage - Steve Trease Mortgage Broker1100 Holly Springs Rd Ste 203, Holly Springs, NC 27540, USA | 5.0★ | 30 |
| #7 | GoPrime Mortgage, Inc.320 N Salem St, Apex, NC 27502, USA | 4.2★ | 53 |
| #8 | Andy Holloman - GoPrime Mortgage320 N Salem St #300, Apex, NC 27502, USA | 5.0★ | 29 |
| #9 | OVAL Mortgage320 N Salem St, Apex, NC 27502, USA | 4.9★ | 29 |
| #10 | Apex Mortgage Brokers - Colorado16 Linden Ln, Breckenridge, CO 80424, USA | 5.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Apex
Trusted by 24 clients with an exceptional 4.8-star rating.
350 Raleigh St, Holly Springs, NC 27540, USA
Trusted Apex mortgage broker with a perfect 5.0★ rating from 8 Google reviews.
16 Linden Ln, Breckenridge, CO 80424, USA
Apex mortgage broker with a perfect 5.0-star rating from 30 Google reviews.
1100 Holly Springs Rd Ste 203, Holly Springs, NC 27540, USA
Trusted by many with a solid 4.2-star rating across dozens of local reviews.
320 N Salem St, Apex, NC 27502, USA
Trusted by clients with a perfect 5.0★ rating across 29 reviews.
320 N Salem St #300, Apex, NC 27502, USA
Trusted by local clients with a 4.9-star rating from 29 Google reviews.
320 N Salem St, Apex, NC 27502, USA
Trusted Apex mortgage broker with a perfect 5.0-star rating from client reviews.
16 Linden Ln, Breckenridge, CO 80424, USA
A local mortgage broker in Apex with no customer reviews yet online.
3455 Apex Peakway, Apex, NC 27502, USA
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Mortgage Brokers in Apex, NC — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | GoPrime Mortgage, Inc. - Steve Cooper | 95/100 | 4.9 ★ | 129 |
| 2 | Lighthouse Lending | 95/100 | 5.0 ★ | 100 |
| 3 | Carolina Equity Services, Inc. | 90/100 | 4.9 ★ | 53 |
| 4 | Barrett Financial Group, L.L.C. - Mortgage Broker | 84/100 | 4.8 ★ | 24 |
| 5 | Apex Mortgage Brokers, Your Incredible Lender LLC | 82/100 | 5.0 ★ | 8 |
| 6 | Sunset Lake Mortgage - Steve Trease Mortgage Broker | 80/100 | 5.0 ★ | 30 |
| 7 | GoPrime Mortgage, Inc. | 78/100 | 4.2 ★ | 53 |
| 8 | Andy Holloman - GoPrime Mortgage | 88/100 | 5.0 ★ | 29 |
| 9 | OVAL Mortgage | 87/100 | 4.9 ★ | 29 |
| 10 | Apex Mortgage Brokers - Colorado | 74/100 | 5.0 ★ | 1 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Apex
What does a mortgage broker do differently than going directly to a bank in Apex?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Apex?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NC?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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