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Top Picks · Winston Salem

Best Mortgage Brokers in Winston Salem, NC

Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.

As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Winston Salem, NC by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Charlie Shelton - Vandyk Mortgage Corporation with a 5.0-star rating from 5 Google reviews and an RNM Score of 68/100. Also in the top tier: John Dillon - VanDyk Mortgage Corporation and Old Country Mortgage Services Inc. The average rating across all listed mortgage brokers in Winston Salem is 5 stars from 90 reviews per business on average.

Mortgage brokers in Winston Salem: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

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Local Market Snapshot

20

Businesses listed

5★

Avg rating

90

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

5.0(5 reviews)

Exceptional 5.0-star rating from 5 Google reviews for a Winston-Salem mortgage broker.

1014 Brookstown Ave, Winston-Salem, NC 27101, USA
5.0(19 reviews)

Exceptional 5.0-star rating from 19 reviews, trusted Winston-Salem mortgage broker.

1014 Brookstown Ave suite b, Winston-Salem, NC 27101, USA
5.0(3 reviews)

Exceptional 5.0-star rating from a handful of local customer reviews.

2150 Country Club Rd Ste 248, Winston-Salem, NC 27104, USA

Mortgage Brokers Rankings in Winston Salem, NC

#BusinessRatingReviews
#1Charlie Shelton - Vandyk Mortgage Corporation1014 Brookstown Ave, Winston-Salem, NC 27101, USA5.05
#2John Dillon - VanDyk Mortgage Corporation1014 Brookstown Ave suite b, Winston-Salem, NC 27101, USA5.019
#3Old Country Mortgage Services Inc2150 Country Club Rd Ste 248, Winston-Salem, NC 27104, USA5.03
#4Andi Lentz at Prosperity Home Mortgage - Winston Salem110 Oakwood Dr Suite 110, Winston-Salem, NC 27103, USA5.060
#5Atlantic Bay Mortgage Group - Winston-Salem, NC110 Oakwood Dr Suite 540, Winston-Salem, NC 27103, USA4.9132
#6Karla M Amaya Rivas | Senior Mortgage Banker - NMLS 336441110 Oakwood Dr Suite 540, Winston-Salem, NC 27103, USA4.951
#7Brian Crewey at Prosperity Home Mortgage - Winston-Salem110 Oakwood Dr #110, Winston-Salem, NC 27103, USA4.923
#8Amy Walker Lawson380 Knollwood St Suite 410, Winston-Salem, NC 27103, USA5.072
#9Mike Bailey | Fairway Independent Mortgage Corporation514 S Stratford Rd, Winston-Salem, NC 27103, USA5.094
#10Wesley Ray Jenkins ll NMLS#102329 Chris Blake Jenkins NMLS #71230 | Fairway Independent Mortgage Corporation514 S Stratford Rd Suite 240, Winston-Salem, NC 27103, USA

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Winston Salem

4
5.0· 60 reviews

Rated 5.0 stars from 60 Google reviews, this Winston-Salem mortgage broker is highly trusted.

110 Oakwood Dr Suite 110, Winston-Salem, NC 27103, USA

5
4.9· 132 reviews

Trusted by over 130 clients with an exceptional 4.9-star rating.

110 Oakwood Dr Suite 540, Winston-Salem, NC 27103, USA

6
4.9· 51 reviews

Exceptional 4.9-star rating from 51 Google reviews for Winston-Salem mortgage brokerage.

110 Oakwood Dr Suite 540, Winston-Salem, NC 27103, USA

7
4.9· 23 reviews

Trusted by clients with a 4.9-star rating from over 20 reviews.

110 Oakwood Dr #110, Winston-Salem, NC 27103, USA

8
5.0· 72 reviews

Top-rated Winston-Salem mortgage broker with a perfect 5.0-star rating from 72 reviews.

380 Knollwood St Suite 410, Winston-Salem, NC 27103, USA

9
5.0· 94 reviews

Top-rated Winston-Salem mortgage broker with a flawless 5.0-star rating across 94 reviews.

514 S Stratford Rd, Winston-Salem, NC 27103, USA

10
· 0 reviews

This business has no online reviews yet, so its reputation is unknown to shoppers.

514 S Stratford Rd Suite 240, Winston-Salem, NC 27103, USA

11
5.0· 19 reviews

Winston-Salem mortgage broker with a perfect 5.0-star rating from 19 reviews.

514 S Stratford Rd Suite 240, Winston-Salem, NC 27103, USA

12
5.0· 46 reviews

5.0 stars from 46 Google reviews, reflecting exceptional client satisfaction.

514 S Stratford Rd Suite 240, Winston-Salem, NC 27103, USA

13
5.0· 112 reviews

Earned a perfect 5.0-star rating from over 100 Google reviews in Winston-Salem.

514 S Stratford Rd Suite 240, Winston-Salem, NC 27103, USA

14
5.0· 17 reviews

Winston-Salem mortgage broker with a perfect 5.0-star rating from 17 reviews.

514 S Stratford Rd, Winston-Salem, NC 27103, USA

15
4.9· 389 reviews

Trusted by hundreds of local clients with a stellar 4.9-star rating.

514 S Stratford Rd Suite 240, Winston-Salem, NC 27103, USA

16
· 0 reviews

This business currently has no online customer reviews.

190 Charlois Blvd Suite 200, Winston-Salem, NC 27103, USA

17
5.0· 36 reviews

Trusted by clients, this Winston-Salem mortgage broker holds a perfect 5.0★ rating from 36 reviews.

190 Charlois Blvd Suite 200, Winston-Salem, NC 27103, USA

18
4.9· 145 reviews

Winston-Salem mortgage broker with a 4.9-star rating from over 140 Google reviews.

3500 Vest Mill Rd Ste 1, Winston-Salem, NC 27103, USA

19
4.7· 145 reviews

Trusted by hundreds of local clients, this Winston-Salem broker holds a strong 4.7-star rating.

2098 Frontis Plaza Blvd A, Winston-Salem, NC 27103, USA

20
5.0· 257 reviews

5.0 stars from 257 reviews, reflecting exceptional client satisfaction in Winston-Salem.

2098 Frontis Plaza Blvd, Winston-Salem, NC 27103, USA

Data from Google Business listings
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Mortgage Brokers in Winston Salem, NC — Compared

#BusinessRNM ScoreRatingReviews
1Charlie Shelton - Vandyk Mortgage Corporation68/1005.0 ★5
2John Dillon - VanDyk Mortgage Corporation75/1005.0 ★19
3Old Country Mortgage Services Inc66/1005.0 ★3
4Andi Lentz at Prosperity Home Mortgage - Winston Salem81/1005.0 ★60
5Atlantic Bay Mortgage Group - Winston-Salem, NC83/1004.9 ★132
6Karla M Amaya Rivas | Senior Mortgage Banker - NMLS 33644178/1004.9 ★51
7Brian Crewey at Prosperity Home Mortgage - Winston-Salem74/1004.9 ★23
8Amy Walker Lawson82/1005.0 ★72
9Mike Bailey | Fairway Independent Mortgage Corporation95/1005.0 ★94
10Wesley Ray Jenkins ll NMLS#102329 Chris Blake Jenkins NMLS #71230 | Fairway Independent Mortgage Corporation3/1000

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Winston Salem

What does a mortgage broker do differently than going directly to a bank in Winston Salem?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Winston Salem?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in NC?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Winston Salem, NC

This page lists and ranks 20 mortgage brokers serving Winston Salem, NC as of July 2026. The average verified rating across all listings is 5 stars, with an average of 90 customer reviews per business. The top-ranked mortgage brokers in Winston Salem by our algorithm is Charlie Shelton - Vandyk Mortgage Corporation (5.0 stars, 5 reviews). Mortgage brokers in Winston Salem: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Winston Salem: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the NC licensing board before hiring.

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