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Top Picks · Winston Salem
Best Mortgage Brokers in Winston Salem, NC
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Winston Salem, NC by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Charlie Shelton - Vandyk Mortgage Corporation with a 5.0-star rating from 5 Google reviews and an RNM Score of 68/100. Also in the top tier: John Dillon - VanDyk Mortgage Corporation and Old Country Mortgage Services Inc. The average rating across all listed mortgage brokers in Winston Salem is 5 stars from 90 reviews per business on average.
Mortgage brokers in Winston Salem: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
90
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Exceptional 5.0-star rating from 5 Google reviews for a Winston-Salem mortgage broker.
1014 Brookstown Ave, Winston-Salem, NC 27101, USAExceptional 5.0-star rating from 19 reviews, trusted Winston-Salem mortgage broker.
1014 Brookstown Ave suite b, Winston-Salem, NC 27101, USAExceptional 5.0-star rating from a handful of local customer reviews.
2150 Country Club Rd Ste 248, Winston-Salem, NC 27104, USAMortgage Brokers Rankings in Winston Salem, NC
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Charlie Shelton - Vandyk Mortgage Corporation1014 Brookstown Ave, Winston-Salem, NC 27101, USA | 5.0★ | 5 |
| #2 | John Dillon - VanDyk Mortgage Corporation1014 Brookstown Ave suite b, Winston-Salem, NC 27101, USA | 5.0★ | 19 |
| #3 | Old Country Mortgage Services Inc2150 Country Club Rd Ste 248, Winston-Salem, NC 27104, USA | 5.0★ | 3 |
| #4 | Andi Lentz at Prosperity Home Mortgage - Winston Salem110 Oakwood Dr Suite 110, Winston-Salem, NC 27103, USA | 5.0★ | 60 |
| #5 | Atlantic Bay Mortgage Group - Winston-Salem, NC110 Oakwood Dr Suite 540, Winston-Salem, NC 27103, USA | 4.9★ | 132 |
| #6 | Karla M Amaya Rivas | Senior Mortgage Banker - NMLS 336441110 Oakwood Dr Suite 540, Winston-Salem, NC 27103, USA | 4.9★ | 51 |
| #7 | Brian Crewey at Prosperity Home Mortgage - Winston-Salem110 Oakwood Dr #110, Winston-Salem, NC 27103, USA | 4.9★ | 23 |
| #8 | Amy Walker Lawson380 Knollwood St Suite 410, Winston-Salem, NC 27103, USA | 5.0★ | 72 |
| #9 | Mike Bailey | Fairway Independent Mortgage Corporation514 S Stratford Rd, Winston-Salem, NC 27103, USA | 5.0★ | 94 |
| #10 | Wesley Ray Jenkins ll NMLS#102329 Chris Blake Jenkins NMLS #71230 | Fairway Independent Mortgage Corporation514 S Stratford Rd Suite 240, Winston-Salem, NC 27103, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Winston Salem
Rated 5.0 stars from 60 Google reviews, this Winston-Salem mortgage broker is highly trusted.
110 Oakwood Dr Suite 110, Winston-Salem, NC 27103, USA
Trusted by over 130 clients with an exceptional 4.9-star rating.
110 Oakwood Dr Suite 540, Winston-Salem, NC 27103, USA
Exceptional 4.9-star rating from 51 Google reviews for Winston-Salem mortgage brokerage.
110 Oakwood Dr Suite 540, Winston-Salem, NC 27103, USA
Trusted by clients with a 4.9-star rating from over 20 reviews.
110 Oakwood Dr #110, Winston-Salem, NC 27103, USA
Top-rated Winston-Salem mortgage broker with a perfect 5.0-star rating from 72 reviews.
380 Knollwood St Suite 410, Winston-Salem, NC 27103, USA
Top-rated Winston-Salem mortgage broker with a flawless 5.0-star rating across 94 reviews.
514 S Stratford Rd, Winston-Salem, NC 27103, USA
This business has no online reviews yet, so its reputation is unknown to shoppers.
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103, USA
Winston-Salem mortgage broker with a perfect 5.0-star rating from 19 reviews.
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103, USA
5.0 stars from 46 Google reviews, reflecting exceptional client satisfaction.
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103, USA
Earned a perfect 5.0-star rating from over 100 Google reviews in Winston-Salem.
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103, USA
Winston-Salem mortgage broker with a perfect 5.0-star rating from 17 reviews.
514 S Stratford Rd, Winston-Salem, NC 27103, USA
Trusted by hundreds of local clients with a stellar 4.9-star rating.
514 S Stratford Rd Suite 240, Winston-Salem, NC 27103, USA
This business currently has no online customer reviews.
190 Charlois Blvd Suite 200, Winston-Salem, NC 27103, USA
Trusted by clients, this Winston-Salem mortgage broker holds a perfect 5.0★ rating from 36 reviews.
190 Charlois Blvd Suite 200, Winston-Salem, NC 27103, USA
Winston-Salem mortgage broker with a 4.9-star rating from over 140 Google reviews.
3500 Vest Mill Rd Ste 1, Winston-Salem, NC 27103, USA
Trusted by hundreds of local clients, this Winston-Salem broker holds a strong 4.7-star rating.
2098 Frontis Plaza Blvd A, Winston-Salem, NC 27103, USA
5.0 stars from 257 reviews, reflecting exceptional client satisfaction in Winston-Salem.
2098 Frontis Plaza Blvd, Winston-Salem, NC 27103, USA
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Mortgage Brokers in Winston Salem, NC — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Charlie Shelton - Vandyk Mortgage Corporation | 68/100 | 5.0 ★ | 5 |
| 2 | John Dillon - VanDyk Mortgage Corporation | 75/100 | 5.0 ★ | 19 |
| 3 | Old Country Mortgage Services Inc | 66/100 | 5.0 ★ | 3 |
| 4 | Andi Lentz at Prosperity Home Mortgage - Winston Salem | 81/100 | 5.0 ★ | 60 |
| 5 | Atlantic Bay Mortgage Group - Winston-Salem, NC | 83/100 | 4.9 ★ | 132 |
| 6 | Karla M Amaya Rivas | Senior Mortgage Banker - NMLS 336441 | 78/100 | 4.9 ★ | 51 |
| 7 | Brian Crewey at Prosperity Home Mortgage - Winston-Salem | 74/100 | 4.9 ★ | 23 |
| 8 | Amy Walker Lawson | 82/100 | 5.0 ★ | 72 |
| 9 | Mike Bailey | Fairway Independent Mortgage Corporation | 95/100 | 5.0 ★ | 94 |
| 10 | Wesley Ray Jenkins ll NMLS#102329 Chris Blake Jenkins NMLS #71230 | Fairway Independent Mortgage Corporation | 3/100 | — | 0 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Winston Salem
What does a mortgage broker do differently than going directly to a bank in Winston Salem?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Winston Salem?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NC?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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