Low Cost · Apopka
Cheap Insurance Agents in Apopka, FL — Best Prices
Compare insurance agents prices in Apopka to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Apopka, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Zachary Ingram - GEICO Insurance Agent with a 5.0-star rating from 2,116 Google reviews and an RNM Score of 100/100. Also in the top tier: Numero Uno Insurance and Richard Moore - State Farm Insurance Agent. The average rating across all listed insurance agents in Apopka is 4.5 stars from 198 reviews per business on average.
Insurance in Apopka: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
The Gaskins Agency LLC
It is listed first among top-ranked agents, suggesting a strong reputation and comprehensive service.
Most Reviewed
Freeway Insurance
A higher number of reviews generally reflects broader customer experience and trust in the agency's reliability.
When choosing an insurance agent in Apopka, compare quotes and read recent reviews to ensure the agency aligns with your specific coverage needs and offers responsive local service.
Local Market Snapshot
20
Businesses listed
4.5★
Avg rating
198
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted by over 2,100 locals with a flawless five‑star Google rating.
3840 E State Rd 436 #1012, Apopka, FL 32703, USARated 5.0 stars from over 300 Google reviews by local clients in Apopka.
380 Semoran Commerce Pl Suite 102, Apopka, FL 32703, USATrusted by hundreds of Apopka clients with a near-perfect 4.9-star rating.
3320 E Semoran Blvd #1000, Apopka, FL 32703, USAInsurance Agents Rankings in Apopka, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Zachary Ingram - GEICO Insurance Agent3840 E State Rd 436 #1012, Apopka, FL 32703, USA | 5.0★ | 2,116 |
| #2 | Numero Uno Insurance380 Semoran Commerce Pl Suite 102, Apopka, FL 32703, USA | 5.0★ | 313 |
| #3 | Richard Moore - State Farm Insurance Agent3320 E Semoran Blvd #1000, Apopka, FL 32703, USA | 4.9★ | 312 |
| #4 | Direct Auto Insurance332 S Central Ave, Apopka, FL 32703, USA | 4.2★ | 78 |
| #5 | Joseph Salerno: Allstate Insurance3060 FL-436 #116, Apopka, FL 32703, USA | 4.6★ | 32 |
| #6 | The Insurance Store USA529 S Orange Blossom Trail, Apopka, FL 32703, USA | 4.8★ | 270 |
| #7 | Freeway Insurance1604 W Orange Blossom Trail, Apopka, FL 32712, USA | 5.0★ | 1 |
| #8 | Strohm Insurance Agency515 N Park Ave, Apopka, FL 32712, USA | 4.4★ | 30 |
| #9 | Gentry Insurance Agency - A Hilb Group Company175 E Main St #200, Apopka, FL 32703, USA | 4.2★ | 30 |
| #10 | State Farm: Shren Yeager49A E 3rd St, Apopka, FL 32703, USA | 4.8★ | 154 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Apopka
4.2-star rating from 78 reviews, reflecting solid local customer satisfaction.
332 S Central Ave, Apopka, FL 32703, USA
Trusted Apopka insurance agent with a strong 4.6-star rating from 32 reviews.
3060 FL-436 #116, Apopka, FL 32703, USA
Top-rated Apopka insurance agent with 4.8 stars from 270 Google reviews.
529 S Orange Blossom Trail, Apopka, FL 32703, USA
5.0-star rating from local clients in Apopka, Florida.
1604 W Orange Blossom Trail, Apopka, FL 32712, USA
A trusted local option with 4.4 stars from 30 Google reviews.
515 N Park Ave, Apopka, FL 32712, USA
4.2 stars from 30 Google reviews, reflecting solid local trust in Apopka.
175 E Main St #200, Apopka, FL 32703, USA
Top-rated Apopka insurance agent with a 4.8-star average from over 150 reviews.
49A E 3rd St, Apopka, FL 32703, USA
4.9-star rating from 76 reviews reflects exceptional local service.
65 E Station St, Apopka, FL 32703, USA
Rated 4.8 stars from 95 Google reviews, this Apopka insurance agent is highly trusted.
218 S Lake Ave, Apopka, FL 32703, USA
Trusted by locals with a 4.6-star rating from over 50 reviews.
1089 W Orange Blossom Trail, Apopka, FL 32712, USA
Exceptional 5.0-star rating from 19 reviews from Apopka insurance clients.
1774 Madison Ivy Cir, Apopka, FL 32712, USA
Consistently rated 4.4 stars from 18 reviews for Apopka insurance services.
7 W Main St, Apopka, FL 32703, USA
Trusted Apopka insurance agent with a solid 4.3-star rating from 64 reviews.
1643 Rock Springs Rd, Apopka, FL 32712, USA
Mixed 3.4-star rating from five Google reviews indicates average customer satisfaction.
1077 W Orange Blossom Trail, Apopka, FL 32712, USA
Apopka insurance agent with a mixed 3.4-star rating from 5 Google reviews.
2755 Border Lake Rd STE 101, Apopka, FL 32703, USA
Exceptional 4.8-star rating from over 270 Google reviews.
1706 E Semoran Blvd STE 104, Apopka, FL 32703, USA
With a 4.3-star rating from 12 reviews, this Apopka agent offers reliable local service.
1116 E Semoran Blvd, Apopka, FL 32703, USA
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Insurance Agents in Apopka, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Zachary Ingram - GEICO Insurance Agent | 100/100 | 5.0 ★ | 2,116 |
| 2 | Numero Uno Insurance | 100/100 | 5.0 ★ | 313 |
| 3 | Richard Moore - State Farm Insurance Agent | 98/100 | 4.9 ★ | 312 |
| 4 | Direct Auto Insurance | 80/100 | 4.2 ★ | 78 |
| 5 | Joseph Salerno: Allstate Insurance | 82/100 | 4.6 ★ | 32 |
| 6 | The Insurance Store USA | 97/100 | 4.8 ★ | 270 |
| 7 | Freeway Insurance | 74/100 | 5.0 ★ | 1 |
| 8 | Strohm Insurance Agency | 78/100 | 4.4 ★ | 30 |
| 9 | Gentry Insurance Agency - A Hilb Group Company | 67/100 | 4.2 ★ | 30 |
| 10 | State Farm: Shren Yeager | 94/100 | 4.8 ★ | 154 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Apopka
What is the difference between a captive and independent insurance agent in Apopka?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in FL?
Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.
How much does working with a local insurance agent in Apopka cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Apopka?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Apopka adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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