24/7 Available · Aurora
24-Hour Insurance Agents in Aurora, IL — Always Available
Emergencies don't keep business hours. These insurance agents in Aurora are available 24 hours a day, 7 days a week — including holidays.
As of May 2026, RatingsNearMe ranks 19 insurance agents in Aurora, IL by verified customer ratings and review volume. The highest-rated is Acceptance Insurance with a 5.0-star rating from 725 verified reviews. Also in the top tier: Illinois Vehicle Auto Insurance and Luis F. Garcia - State Farm Insurance Agent. The average rating across all listed insurance agents in Aurora is 4.7 stars from 230 reviews per business on average.
Insurance in Aurora: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.7★
Avg rating
230
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Acceptance Insurance
1230 N Lake St, Aurora, IL 60506, USA
Illinois Vehicle Auto Insurance
25 N Broadway, Aurora, IL 60505, USA
Luis F. Garcia - State Farm Insurance Agent
2003 Montgomery Rd # 101, Aurora, IL 60504, USA
Insurance Agents Rankings in Aurora, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Acceptance Insurance1230 N Lake St, Aurora, IL 60506, USA | 5.0★ | 725 |
| #2 | Illinois Vehicle Auto Insurance25 N Broadway, Aurora, IL 60505, USA | 4.9★ | 645 |
| #3 | Luis F. Garcia - State Farm Insurance Agent2003 Montgomery Rd # 101, Aurora, IL 60504, USA | 5.0★ | 470 |
| #4 | Konen Insurance Inc.2570 Beverly Dr #100, Aurora, IL 60502, USA | 4.9★ | 206 |
| #5 | Kettley Insurance Agency, Inc503 W Galena Blvd, Aurora, IL 60506, USA | 5.0★ | 16 |
| #6 | Tim Fallon at Comparion Insurance Agency2000 W Galena Blvd Suite 201A, Aurora, IL 60506, USA | 5.0★ | 91 |
| #7 | Farmers Insurance- Jason Banks Agency3535 E New York St #214, Aurora, IL 60504, USA | 5.0★ | 133 |
| #8 | Mike Lucas - State Farm Insurance Agent821 W Illinois Ave, Aurora, IL 60506, USA | 4.8★ | 274 |
| #9 | Magnum Insurance Agency700 E New York St, Aurora, IL 60505, USA | 4.2★ | 213 |
| #10 | Farmers Insurance - Sergio Reyna Suarez735 N Lake St, Aurora, IL 60506, USA | 4.8★ | 142 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Aurora
Konen Insurance Inc.
2570 Beverly Dr #100, Aurora, IL 60502, USA
Kettley Insurance Agency, Inc
503 W Galena Blvd, Aurora, IL 60506, USA
Tim Fallon at Comparion Insurance Agency
2000 W Galena Blvd Suite 201A, Aurora, IL 60506, USA
Farmers Insurance- Jason Banks Agency
3535 E New York St #214, Aurora, IL 60504, USA
Mike Lucas - State Farm Insurance Agent
821 W Illinois Ave, Aurora, IL 60506, USA
Magnum Insurance Agency
700 E New York St, Aurora, IL 60505, USA
Farmers Insurance - Sergio Reyna Suarez
735 N Lake St, Aurora, IL 60506, USA
STELLA Insurance Agency Corp.
229 W Galena Blvd, Aurora, IL 60506, USA
Insurance Navy Brokers
314 W Indian Trail, Aurora, IL 60506, USA
Maritza Rodriguez Agency LLC American Family Insurance
1040 N Lake St, Aurora, IL 60506, USA
Epic Insurance
902 N Lake St, Aurora, IL 60506, USA
Elite Agency Services
458 N Lake St 2nd Floor, Aurora, IL 60506, USA
Andrew Fry: Allstate Insurance
2266 Ogden Ave, Aurora, IL 60504, USA
Freeway Insurance
302 W Indian Trail, Aurora, IL 60506, USA
Mary Schur: Allstate Insurance
3577 E New York St Ste 109, Aurora, IL 60504, USA
Brian Helmig - GEICO Insurance Agent
4412 E New York St Unit B, Aurora, IL 60504, USA
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Frequently Asked Questions — Insurance Agents in Aurora
What is the difference between a captive and independent insurance agent in Aurora?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in IL?
Search the IL Department of Insurance's online license lookup — Google "IL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in IL must be licensed with the state.
How much does working with a local insurance agent in Aurora cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Aurora?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Aurora adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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