Highest Rated · Austin
Top-Rated Insurance Agents in Austin, TX
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of June 2026, RatingsNearMe ranks 17 insurance agents in Austin, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Abt Insurance Agency with a 5.0-star rating from 760 Google reviews and an RNM Score of 100/100. Also in the top tier: Acceptance Insurance and Heaton Bennett Insurance. The average rating across all listed insurance agents in Austin is 4.6 stars from 204 reviews per business on average.
Insurance in Austin: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.6★
Avg rating
204
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Boasting a perfect 5.0-star rating from over 760 Google reviews in Austin.
2301 W Anderson Ln. UNIT 129, Austin, TX 78757, USA4.8★ rating from 415 reviews confirms exceptional local insurance service.
4201 S Congress Ave STE 103, Austin, TX 78745, USA4.9-star rating from nearly 1,000 Google reviews in Austin.
3933 Steck Ave B119, Austin, TX 78759, USAInsurance Agents Rankings in Austin, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Abt Insurance Agency2301 W Anderson Ln. UNIT 129, Austin, TX 78757, USA | 5.0★ | 760 |
| #2 | Acceptance Insurance4201 S Congress Ave STE 103, Austin, TX 78745, USA | 4.8★ | 415 |
| #3 | Heaton Bennett Insurance3933 Steck Ave B119, Austin, TX 78759, USA | 4.9★ | 954 |
| #4 | Austin Insurance Group / Authorized Progressive Agent2521 Rutland Dr # 150, Austin, TX 78758, USA | 4.6★ | 34 |
| #5 | Central Insurance Agency, Inc.6000 N Lamar Blvd, Austin, TX 78752, USA | 4.5★ | 42 |
| #6 | Contigo Insurance Agency9310 Georgian Dr Suite A, Austin, TX 78753, USA | 4.8★ | 181 |
| #7 | CoverMile – Texas Insurance Agency1700 S Lamar Blvd #338, Austin, TX 78704, USA | 4.8★ | 23 |
| #8 | Southwest Insurance Center901 S MoPac Expy Bldg 1, Ste 300, Austin, TX 78746, USA | 4.8★ | 21 |
| #9 | Insurance4Dallas304 W 15th St, Austin, TX 78701, USA | 5.0★ | 12 |
| #10 | Progressive Car InsuranceColorado St, Austin, TX 78701, USA | 1.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Austin
4.6 stars from 34 reviews, trusted Austin insurance agent.
2521 Rutland Dr # 150, Austin, TX 78758, USA
Consistently rated 4.5 stars from over 40 Google reviews.
6000 N Lamar Blvd, Austin, TX 78752, USA
Earns a 4.8-star rating from 181 Google reviews for reliable local service.
9310 Georgian Dr Suite A, Austin, TX 78753, USA
Known for exceptional service with a stellar 4.8-star rating from over 20 reviews.
1700 S Lamar Blvd #338, Austin, TX 78704, USA
Rated 4.8 stars from 21 reviews, this Austin insurance agent is highly trusted.
901 S MoPac Expy Bldg 1, Ste 300, Austin, TX 78746, USA
Rated 5.0 stars from 12 Google reviews, this Austin insurance agent is highly recommended.
304 W 15th St, Austin, TX 78701, USA
Check 1.0-star rating from one Google review before choosing this Austin insurance agent.
Colorado St, Austin, TX 78701, USA
4.6 stars from 66 Google reviews, reflecting strong local customer satisfaction.
1139 W Braker Ln STE 202, Austin, TX 78758, USA
Rated 4.7 stars from 58 reviews, this Austin agent is highly recommended.
4009 Banister Ln Suite 230, Austin, TX 78704, USA
Rated 5.0 stars from 136 reviews for trusted local insurance guidance.
1213 W Slaughter Ln #140, Austin, TX 78748, USA
Rated 4.9 stars from 222 Google reviews, this Austin agent is highly trusted.
8801 Research Blvd #104, Austin, TX 78758, USA
4.5 stars from 72 Google reviews, reflecting strong local customer satisfaction.
1405 E Riverside Dr, Austin, TX 78741, USA
Earns a stellar 4.9-star rating from over 200 local Google reviews.
901 S MoPac Expy Bldg.1, Suite 300, Austin, TX 78746, USA
Trusted Austin insurance agent with a 4.7-star rating from over 250 reviews.
4011 S 1st St, Austin, TX 78745, USA
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Insurance Agents in Austin, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Abt Insurance Agency | 100/100 | 5.0 ★ | 760 |
| 2 | Acceptance Insurance | 97/100 | 4.8 ★ | 415 |
| 3 | Heaton Bennett Insurance | 87/100 | 4.9 ★ | 954 |
| 4 | Austin Insurance Group / Authorized Progressive Agent | 83/100 | 4.6 ★ | 34 |
| 5 | Central Insurance Agency, Inc. | 82/100 | 4.5 ★ | 42 |
| 6 | Contigo Insurance Agency | 95/100 | 4.8 ★ | 181 |
| 7 | CoverMile – Texas Insurance Agency | 84/100 | 4.8 ★ | 23 |
| 8 | Southwest Insurance Center | 83/100 | 4.8 ★ | 21 |
| 9 | Insurance4Dallas | 76/100 | 5.0 ★ | 12 |
| 10 | Progressive Car Insurance | 26/100 | 1.0 ★ | 1 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Austin
What is the difference between a captive and independent insurance agent in Austin?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Austin cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Austin?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Austin adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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