Best Value · Baltimore
Affordable Insurance Agents in Baltimore, MD
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As of May 2026, RatingsNearMe ranks 19 insurance agents in Baltimore, MD by verified customer ratings and review volume. The highest-rated is Wayne Nieberlein - GEICO Insurance Agent with a 5.0-star rating from 1,745 verified reviews. Also in the top tier: Mad Max Insurance - Ron Max and Main Line Benefits - Adam Richter. The average rating across all listed insurance agents in Baltimore is 4.9 stars from 345 reviews per business on average.
Insurance in Baltimore: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
345
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Wayne Nieberlein - GEICO Insurance Agent
6241 Falls Rd Suite 101, Baltimore, MD 21209, USA
Mad Max Insurance - Ron Max
8129 Hillendale Rd, Baltimore, MD 21234, USA
Main Line Benefits - Adam Richter
1936 Eastern Ave, Baltimore, MD 21231, USA
Insurance Agents Rankings in Baltimore, MD
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Wayne Nieberlein - GEICO Insurance Agent6241 Falls Rd Suite 101, Baltimore, MD 21209, USA | 5.0★ | 1,745 |
| #2 | Mad Max Insurance - Ron Max8129 Hillendale Rd, Baltimore, MD 21234, USA | 5.0★ | 677 |
| #3 | Main Line Benefits - Adam Richter1936 Eastern Ave, Baltimore, MD 21231, USA | 4.9★ | 624 |
| #4 | Liz Sherstad - State Farm Insurance Agent1414 Key Hwy Suite P300M, Baltimore, MD 21230, USA | 5.0★ | 505 |
| #5 | American Insurance and Financial Services , Inc.8615 Ridgelys Choice Dr Suite 104, Nottingham, MD 21236, USA | 5.0★ | 255 |
| #6 | White & Green SR22 Insurance1812 Ashland Ave #111, Baltimore, MD 21205, USA | 5.0★ | 4 |
| #7 | Mason & Carter Inc233 E Redwood St Suite 1100A, Baltimore, MD 21202, USA | 4.9★ | 55 |
| #8 | Stephanie Jameson - State Farm Insurance Agent1120 N Charles St STE 405, Baltimore, MD 21201, USA | 4.9★ | 369 |
| #9 | Rodgers Insurance Agency6800 Holabird Ave Ste A, Baltimore, MD 21222, USA | 4.8★ | 33 |
| #10 | US Home and Auto Insurance Agency - Lutherville-Timonium1615 York Rd Ste 301, Lutherville, MD 21093, USA | 5.0★ | 454 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Baltimore
Liz Sherstad - State Farm Insurance Agent
1414 Key Hwy Suite P300M, Baltimore, MD 21230, USA
American Insurance and Financial Services , Inc.
8615 Ridgelys Choice Dr Suite 104, Nottingham, MD 21236, USA
White & Green SR22 Insurance
1812 Ashland Ave #111, Baltimore, MD 21205, USA
Mason & Carter Inc
233 E Redwood St Suite 1100A, Baltimore, MD 21202, USA
Stephanie Jameson - State Farm Insurance Agent
1120 N Charles St STE 405, Baltimore, MD 21201, USA
Rodgers Insurance Agency
6800 Holabird Ave Ste A, Baltimore, MD 21222, USA
US Home and Auto Insurance Agency - Lutherville-Timonium
1615 York Rd Ste 301, Lutherville, MD 21093, USA
Luray Insurance of Baltimore
66 Painters Mill Rd Suite 112, Owings Mills, MD 21117, USA
George A Jackson: Allstate Insurance
711 W 40th St Ste 311, Baltimore, MD 21211, USA
Kirby Insurance Agency
5517 Oregon Ave, Halethorpe, MD 21227, USA
Mike Doyle - State Farm Insurance Agent
911 S Lakewood Ave, Baltimore, MD 21224, USA
Baltimore Insurance Network
1414 Key Hwy Suite E, Baltimore, MD 21230, USA
Insurance Center of Baltimore
2100 Eastern Ave, Baltimore, MD 21231, USA
Wolf Insurance Agency
9124 Belair Rd, Baltimore, MD 21236, USA
Baltimore Affordable Insurance Excellence
2351 Frederick Ave, Baltimore, MD 21223, USA
Baltimore Equitable Insurance
509 S Exeter St Suite 420, Baltimore, MD 21202, USA
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Frequently Asked Questions — Insurance Agents in Baltimore
What is the difference between a captive and independent insurance agent in Baltimore?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MD?
Search the MD Department of Insurance's online license lookup — Google "MD Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MD must be licensed with the state.
How much does working with a local insurance agent in Baltimore cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Baltimore?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Baltimore adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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