Low Cost · Baltimore
Cheap Mortgage Brokers in Baltimore, MD — Best Prices
Compare mortgage brokers prices in Baltimore to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of August 2026, RatingsNearMe ranks 19 mortgage brokers in Baltimore, MD by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is NFM Lending with a 5.0-star rating from 2,166 Google reviews and an RNM Score of 88/100. Also in the top tier: Federal Hill Mortgage and Trius Lending Partners. The average rating across all listed mortgage brokers in Baltimore is 5 stars from 284 reviews per business on average.
Mortgage brokers in Baltimore: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated August 25, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
284
Avg reviews
Aug 25, 2026
Last updated
Top Rated Mortgage Brokers
Baltimore's top-rated mortgage broker with a flawless 5.0 from over 2,100 reviews.
1190 Winterson Rd #300, Linthicum Heights, MD 21090, USABaltimore mortgage broker with a 4.9-star rating from over 500 reviews.
1240 Key Hwy, Baltimore, MD 21230, USATrusted Baltimore mortgage broker with a flawless 5.0★ rating from over 360 reviews.
1104 Kenilworth Dr Suite 501, Towson, MD 21204, USAMortgage Brokers Rankings in Baltimore, MD
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | NFM Lending1190 Winterson Rd #300, Linthicum Heights, MD 21090, USA | 5.0★ | 2,166 |
| #2 | Federal Hill Mortgage1240 Key Hwy, Baltimore, MD 21230, USA | 4.9★ | 508 |
| #3 | Trius Lending Partners1104 Kenilworth Dr Suite 501, Towson, MD 21204, USA | 5.0★ | 361 |
| #4 | Secured Funding Corporation3500 Boston St #234, Baltimore, MD 21224, USA | 5.0★ | 34 |
| #5 | Direct Mortgage Loans11011 McCormick Rd Suite 400, Hunt Valley, MD 21031, USA | 4.9★ | 394 |
| #6 | Coastal Lending Group, LLC22 W Padonia Rd C-145, Timonium, MD 21093, USA | 4.9★ | 242 |
| #7 | First Home Mortgage - Canton2700 Lighthouse Point E #340, Baltimore, MD 21224, USA | 4.9★ | 232 |
| #8 | The Hyatt Team Of Direct Mortgage Loans1447 York Rd Suite 400, Lutherville, MD 21093, USA | 5.0★ | 103 |
| #9 | Taylor Paff - Preferred Home Loans514 Oldham St, Baltimore, MD 21224, USA | 5.0★ | 97 |
| #10 | The Pamela Vroman Team of Direct Mortgage Loans2936 O'Donnell St, Baltimore, MD 21224, USA | 4.9★ | 83 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated August 2026
All Mortgage Brokers in Baltimore
Baltimore mortgage broker with a perfect 5.0★ rating from 34 reviews.
3500 Boston St #234, Baltimore, MD 21224, USA
Baltimore mortgage broker with a 4.9-star rating from nearly 400 reviews.
11011 McCormick Rd Suite 400, Hunt Valley, MD 21031, USA
Top-rated Baltimore mortgage broker with 4.9 stars from 242 reviews.
22 W Padonia Rd C-145, Timonium, MD 21093, USA
Baltimore mortgage broker with 4.9 stars from 232 Google reviews.
2700 Lighthouse Point E #340, Baltimore, MD 21224, USA
Baltimore mortgage broker with a perfect 5.0★ rating from over 100 reviews.
1447 York Rd Suite 400, Lutherville, MD 21093, USA
Baltimore mortgage broker with a perfect 5.0-star rating from 97 Google reviews.
514 Oldham St, Baltimore, MD 21224, USA
Baltimore mortgage broker with 83 glowing reviews and an exceptional 4.9-star rating.
2936 O'Donnell St, Baltimore, MD 21224, USA
Baltimore mortgage broker with a 5.0★ rating from 156 Google reviews.
111 Warren Rd #10A, Cockeysville, MD 21030, USA
Baltimore mortgage broker with a flawless 5.0★ rating from 192 Google reviews.
14861 Meriwether Dr, Glenelg, MD 21737, USA
Baltimore mortgage broker with a 4.9-star rating from 116 Google reviews.
3 E Henrietta St, Baltimore, MD 21230, USA
Trusted by 98 clients with a stellar 4.9-star rating.
1425 Clarkview Rd, Baltimore, MD 21209, USA
Baltimore mortgage broker with a 5.0-star rating from 83 Google reviews.
11011 McCormick Rd Suite 400, Hunt Valley, MD 21031, USA
5.0 stars from 64 Google reviews, reflecting exceptional client satisfaction.
400 E Pratt St 8th floor, Baltimore, MD 21202, USA
Baltimore mortgage broker with 4.9 stars from 382 Google reviews.
6211 Greenleigh Ave Suite 145, Middle River, MD 21220, USA
Baltimore's top-rated mortgage broker with a flawless 5.0★ rating from 15 reviews.
1529 Light St, Baltimore, MD 21230, USA
Baltimore mortgage broker with a perfect 5.0-star rating from 70 Google reviews.
2913 O'Donnell St #230, Baltimore, MD 21224, USA
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Mortgage Brokers in Baltimore, MD — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | NFM Lending | 88/100 | 5.0 ★ | 2,166 |
| 2 | Federal Hill Mortgage | 87/100 | 4.9 ★ | 508 |
| 3 | Trius Lending Partners | 88/100 | 5.0 ★ | 361 |
| 4 | Secured Funding Corporation | 78/100 | 5.0 ★ | 34 |
| 5 | Direct Mortgage Loans | 87/100 | 4.9 ★ | 394 |
| 6 | Coastal Lending Group, LLC | 86/100 | 4.9 ★ | 242 |
| 7 | First Home Mortgage - Canton | 86/100 | 4.9 ★ | 232 |
| 8 | The Hyatt Team Of Direct Mortgage Loans | 84/100 | 5.0 ★ | 103 |
| 9 | Taylor Paff - Preferred Home Loans | 83/100 | 5.0 ★ | 97 |
| 10 | The Pamela Vroman Team of Direct Mortgage Loans | 81/100 | 4.9 ★ | 83 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · August 2026
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Frequently Asked Questions — Mortgage Brokers in Baltimore
What does a mortgage broker do differently than going directly to a bank in Baltimore?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Baltimore?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MD?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: August 25, 2026.
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