4.5+ Stars · Bastrop
Highly Rated Insurance Agents in Bastrop, TX
Only the best make this list. These insurance agents in Bastrop have earned 4.5+ star ratings from real customers — consistently.
As of June 2026, RatingsNearMe ranks 17 insurance agents in Bastrop, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Freeway Insurance with a 4.9-star rating from 223 Google reviews and an RNM Score of 86/100. Also in the top tier: Jessica Runnels - State Farm Insurance Agent and Lori Tuggle - State Farm Insurance Agent. The average rating across all listed insurance agents in Bastrop is 4.7 stars from 49 reviews per business on average.
Insurance in Bastrop: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Bastrop, TX is home to a variety of insurance agents offering coverage for home, auto, life, and business needs. When searching for an insurance agent locally, consumers should consider factors like customer reviews, coverage options, and responsiveness to inquiries.
- ✓Diverse insurance agent options in Bastrop, TX
- ✓Factors to consider when choosing an insurance agent include reviews, coverage, and responsiveness
- ✓Insurance agents can provide policies for home, auto, life, and business
Best Overall
Koehler Barton Insurance
Koehler Barton Insurance stands out as the top-ranked agent in Bastrop due to its strong local reputation, personalized service, and comprehensive coverage options.
Most Reviewed
Koehler Barton Insurance
A high number of reviews signals consistent customer satisfaction and trust, making it easier for consumers to gauge reliability.
When choosing an insurance agent in Bastrop, compare quotes from multiple agents and read recent reviews to ensure the coverage and service align with your specific needs.
How to Choose a Insurance Agent in Bastrop
What to look for
- • Local presence and knowledge of the Bastrop, TX market
- • Experience working with clients in your industry or with similar insurance needs
- • Positive reviews and references from other Bastrop, TX customers
- • Availability to meet in person and provide personalized service
Questions to ask
- • How long have you been an insurance agent serving the Bastrop, TX area?
- • What types of insurance policies and coverage do you specialize in?
- • Can you provide references from other Bastrop, TX clients you've worked with?
Red flags
- ⚠ Unwillingness to meet in person or provide references
- ⚠ Lack of familiarity with the Bastrop, TX insurance market
- ⚠ High-pressure sales tactics or inability to clearly explain coverage options
In Texas, insurance agents must be licensed by the Texas Department of Insurance. When evaluating potential agents, be sure to verify their license is active and in good standing.
Local Market Snapshot
17
Businesses listed
4.7★
Avg rating
49
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
4.9-star rating from over 200 Google reviews reflects exceptional local service.
494 State Hwy 71 #130, Bastrop, TX 78602, USABastrop insurance agent with a perfect 5.0-star rating from over 100 reviews.
815 State Hwy 71 Unit A, Bastrop, TX 78602, USATrusted by locals with a stellar 4.9★ rating from over 120 reviews.
815 State Hwy 71 Ste D, Bastrop, TX 78602, USAInsurance Agents Rankings in Bastrop, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Freeway Insurance494 State Hwy 71 #130, Bastrop, TX 78602, USA | 4.9★ | 223 |
| #2 | Jessica Runnels - State Farm Insurance Agent815 State Hwy 71 Unit A, Bastrop, TX 78602, USA | 5.0★ | 110 |
| #3 | Lori Tuggle - State Farm Insurance Agent815 State Hwy 71 Ste D, Bastrop, TX 78602, USA | 4.9★ | 124 |
| #4 | AI United Insurance109 S Hasler Blvd Suite 400, Bastrop, TX 78602, USA | 4.4★ | 24 |
| #5 | Texas Farm Bureau Insurance - Ned Stinson Jr501 Old Austin Hwy, Bastrop, TX 78602, USA | 4.7★ | 10 |
| #6 | Germer Insurance Services799 State Hwy 71, Bastrop, TX 78602, USA | 5.0★ | 5 |
| #7 | Rollo Insurance79 TX-150 Loop, Bastrop, TX 78602, USA | 5.0★ | 19 |
| #8 | Reliable Insurance Bastrop434 State Hwy 71, Bastrop, TX 78602, USA | 5.0★ | 8 |
| #9 | The Nitsche Group1017 Main St, Bastrop, TX 78602, USA | 4.8★ | 4 |
| #10 | Fred Loya Insurance489 Agnes #110, Bastrop, TX 78602, USA | 3.8★ | 49 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Bastrop
4.4 stars from 24 reviews; a consistently well-regarded local insurance office.
109 S Hasler Blvd Suite 400, Bastrop, TX 78602, USA
Trusted local insurance agent with a strong 4.7-star rating from 10 Google reviews.
501 Old Austin Hwy, Bastrop, TX 78602, USA
Boasting a perfect 5.0-star rating from 5 local Google reviews.
799 State Hwy 71, Bastrop, TX 78602, USA
Trusted by locals with a perfect 5.0★ rating across 19 reviews in Bastrop.
79 TX-150 Loop, Bastrop, TX 78602, USA
5.0 stars from 8 reviews, reflecting exceptional local client satisfaction.
434 State Hwy 71, Bastrop, TX 78602, USA
4.8 stars from 4 Google reviews reflects strong local client satisfaction.
1017 Main St, Bastrop, TX 78602, USA
49 Google reviews give this Bastrop insurance agent a mixed 3.8-star rating.
489 Agnes #110, Bastrop, TX 78602, USA
A local Bastrop insurance agent with a 3.8-star rating from 8 Google reviews.
715 Old Austin Hwy Ste 250, Bastrop, TX 78602, USA
Trusted Bastrop insurance agent with 4.8 stars from 56 Google reviews.
1108 Main St, Bastrop, TX 78602, USA
Highly rated Bastrop insurance agent with 4.5 stars from over 130 customer reviews.
906 Chestnut St, Bastrop, TX 78602, USA
Trusted by locals with a stellar 4.8-star rating from 47 reviews in Bastrop.
702 Pine St, Bastrop, TX 78602, USA
Trusted local insurance agent with a solid 4.4-star rating from 5 reviews.
501 Old Austin Hwy, Bastrop, TX 78602, USA
4.7 stars from 3 reviews, indicating strong local satisfaction.
799 State Hwy 71, Bastrop, TX 78602, USA
Exceptional 5.0-star rating from two Google reviews for insurance services in Bastrop.
483 Frontage Rd, Bastrop, TX 78602, USA
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Insurance Agents in Bastrop, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Freeway Insurance | 86/100 | 4.9 ★ | 223 |
| 2 | Jessica Runnels - State Farm Insurance Agent | 84/100 | 5.0 ★ | 110 |
| 3 | Lori Tuggle - State Farm Insurance Agent | 83/100 | 4.9 ★ | 124 |
| 4 | AI United Insurance | 66/100 | 4.4 ★ | 24 |
| 5 | Texas Farm Bureau Insurance - Ned Stinson Jr | 66/100 | 4.7 ★ | 10 |
| 6 | Germer Insurance Services | 68/100 | 5.0 ★ | 5 |
| 7 | Rollo Insurance | 75/100 | 5.0 ★ | 19 |
| 8 | Reliable Insurance Bastrop | 70/100 | 5.0 ★ | 8 |
| 9 | The Nitsche Group | 64/100 | 4.8 ★ | 4 |
| 10 | Fred Loya Insurance | 59/100 | 3.8 ★ | 49 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Bastrop
What is the difference between a captive and independent insurance agent in Bastrop?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Bastrop cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Bastrop?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Bastrop adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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