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Affordable Financial Advisors in Bayonne, NJ
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As of May 2026, RatingsNearMe ranks 20 financial advisors in Bayonne, NJ by verified customer ratings and review volume. The highest-rated is Hackney & Associates. Also in the top tier: Ria Money Transfer and Ricardo Financial Services. The average rating across all listed financial advisors in Bayonne is 4.5 stars from 67 reviews per business on average.
Financial advisors in Bayonne typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.5★
Avg rating
67
Avg reviews
May 17, 2026
Last updated
Top Rated Financial Advisors
Hackney & Associates
410 Chestnut St, Newark, NJ 07105, USA
Ria Money Transfer
560 Elizabeth Ave, Elizabeth, NJ 07206, USA
Ricardo Financial Services
746 Bergen Ave, Jersey City, NJ 07306, USA
Financial Advisors Rankings in Bayonne, NJ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Hackney & Associates410 Chestnut St, Newark, NJ 07105, USA | — | — |
| #2 | Ria Money Transfer560 Elizabeth Ave, Elizabeth, NJ 07206, USA | 4.9★ | 972 |
| #3 | Ricardo Financial Services746 Bergen Ave, Jersey City, NJ 07306, USA | 4.4★ | 36 |
| #4 | HR Financial Services308 Ferry St, Newark, NJ 07105, USA | 5.0★ | 1 |
| #5 | Alberto Alves - Prudential Financial88 Pacific St, Newark, NJ 07105, USA | 1.0★ | 1 |
| #6 | M & M Financial Services48 Pacific St, Newark, NJ 07105, USA | 5.0★ | 2 |
| #7 | Jim’s Financial Services LLC918 Elizabeth Ave, Elizabeth, NJ 07201, USA | 5.0★ | 7 |
| #8 | G M Financial Center Inc910 Bergen Ave #204, Jersey City, NJ 07306, USA | 4.4★ | 33 |
| #9 | Legacy Care Wealth201 Montgomery St #2022, Jersey City, NJ 07302, USA | 4.5★ | 8 |
| #10 | Solution Financial816 Sheridan Ave, Elizabeth, NJ 07208, USA | 5.0★ | 3 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Financial Advisors in Bayonne
HR Financial Services
308 Ferry St, Newark, NJ 07105, USA
Alberto Alves - Prudential Financial
88 Pacific St, Newark, NJ 07105, USA
M & M Financial Services
48 Pacific St, Newark, NJ 07105, USA
Jim’s Financial Services LLC
918 Elizabeth Ave, Elizabeth, NJ 07201, USA
G M Financial Center Inc
910 Bergen Ave #204, Jersey City, NJ 07306, USA
Legacy Care Wealth
201 Montgomery St #2022, Jersey City, NJ 07302, USA
Solution Financial
816 Sheridan Ave, Elizabeth, NJ 07208, USA
BNY
International Financial Center, 95 Christopher Columbus Dr, Jersey City, NJ 07302, USA
Tomolonis Financial LLC
95 Christopher Columbus Dr 16th floor, Jersey City, NJ 07302, USA
Financial Focus Group
International Financial Center, 95 Christopher Columbus Dr 16th floor, Jersey City, NJ 07302, USA
BNY Pershing
1 Pershing Plz, Jersey City, NJ 07302, USA
TG Advisor Tax & Financial
1122 Dickinson St, Elizabeth, NJ 07201, USA
Goldman Sachs
30 Hudson St, Jersey City, NJ 07302, USA
Elite Financial Boutique LLC
101 Hudson St 21st fl, Jersey City, NJ 07302, USA
Merrill Lynch Wealth Management
101 Hudson St 6th Floor, Jersey City, NJ 07302, USA
Taurus Financial
1 Evertrust Plaza Suite 305, Jersey City, NJ 07302, USA
Astra Wealth Partners
101 Hudson St #2100, Jersey City, NJ 07302, USA
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Frequently Asked Questions — Financial Advisors in Bayonne
What is a fiduciary financial advisor and why does it matter in Bayonne?
A fiduciary is legally required to act in your interest at all times. Non-fiduciary advisors (like some broker-dealers) only need to recommend "suitable" products, which may earn them higher commissions. Before hiring any financial advisor in Bayonne, ask directly: "Are you a fiduciary 100% of the time?" If they hesitate, keep looking.
How do I verify a financial advisor is registered and legitimate?
Use FINRA BrokerCheck (finra.org/brokercheck) to verify licenses and check for complaints or disciplinary actions. For Registered Investment Advisors, search SEC's IAPD at adviserinfo.sec.gov. CFP credentials can be verified at cfp.net/verify. These are free public tools — always check before handing over your finances.
How do financial advisors charge for their services in Bayonne?
Three main structures: (1) Fee-only — flat fee, hourly ($200–$500/hr), or a percentage of assets under management (typically 0.5–1.5% annually) with no commissions; (2) Fee-based — advisory fee plus commissions on products they sell; (3) Commission-only — free to meet, they earn commissions on products. Fee-only is the most transparent and avoids conflicts of interest.
What credentials should I look for in a financial advisor?
CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. CFA (Chartered Financial Analyst) is strongest for investment management. CPWA, ChFC, and RICP are recognized specializations. Avoid "advisor" titles without credentials — the term is unregulated. Verify any credential directly with the issuing organization.
How are the financial advisors on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every financial advisors on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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