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We don't have insurance agents listed specifically in Bayonne yet — these top-rated pros from Jersey City serve your area and are available for calls and quotes today.

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Emergency Insurance Agents in Bayonne, NJ — Available 24/7

When you can't wait, these insurance agents in Bayonne offer emergency response. Call now — most respond within the hour.

As of July 2026, RatingsNearMe ranks 20 insurance agents in Bayonne, NJ by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Insurance Agency Jersey City with a 5.0-star rating from 8 Google reviews and an RNM Score of 70/100. Also in the top tier: Petrocci Agency and Freeway Insurance. The average rating across all listed insurance agents in Bayonne is 4.7 stars from 98 reviews per business on average.

Insurance in Bayonne: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

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Local Market Snapshot

20

Businesses listed

4.7★

Avg rating

98

Avg reviews

Jul 4, 2026

Last updated

Top Rated Insurance Agents

5.0(8 reviews)

5.0-star rating from 8 Google reviews for an insurance agent in Jersey City.

236 Neptune Ave, Jersey City, NJ 07305, USA
4.6(10 reviews)

Trusted by customers with a strong 4.6-star rating from 10 reviews.

1674 John F. Kennedy Blvd # A, Jersey City, NJ 07305, USA
4.9(461 reviews)

Top-rated insurance agent in Jersey City with a 4.9-star average from 461 reviews.

2184 John F. Kennedy Blvd, Jersey City, NJ 07305, USA

Insurance Agents Rankings in Bayonne, NJ

#BusinessRatingReviews
#1Insurance Agency Jersey City236 Neptune Ave, Jersey City, NJ 07305, USA5.08
#2Petrocci Agency1674 John F. Kennedy Blvd # A, Jersey City, NJ 07305, USA4.610
#3Freeway Insurance2184 John F. Kennedy Blvd, Jersey City, NJ 07305, USA4.9461
#4JC Insurance Agency2184 John F. Kennedy Blvd, Jersey City, NJ 07305, USA4.029
#5Tawanda Jackson - State Farm Insurance Agent422 West Side Ave, Jersey City, NJ 07305, USA4.8191
#6The Blake Agency52 Atlantic St, Jersey City, NJ 07304, USA4.414
#7Coe Insurance Agency2330 John F. Kennedy Blvd, Jersey City, NJ 07304, USA4.36
#8MSM Insurance Agency78 John Miller Way Suite 326, Kearny, NJ 07032, USA5.0109
#9J&J Assurance Group550 West Side Ave, Jersey City, NJ 07304, USA5.024
#10Empire Multi Services LLC131 1st St, Elizabeth, NJ 07206, USA5.042

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Insurance Agents in Bayonne

4
4.0· 29 reviews

A reliable local agent with a solid 4.0-star rating from nearly 30 reviews.

2184 John F. Kennedy Blvd, Jersey City, NJ 07305, USA

5
4.8· 191 reviews

A trusted Jersey City insurance agent with a stellar 4.8★ rating from nearly 200 reviews.

422 West Side Ave, Jersey City, NJ 07305, USA

6
4.4· 14 reviews

4.4 stars from 14 reviews, indicating solid local customer satisfaction.

52 Atlantic St, Jersey City, NJ 07304, USA

7
4.3· 6 reviews

4.3 stars from 6 Google reviews, reflecting solid local customer satisfaction.

2330 John F. Kennedy Blvd, Jersey City, NJ 07304, USA

8
5.0· 109 reviews

Top-rated 5.0★ insurance agent in Newark with hundreds of excellent Google reviews.

78 John Miller Way Suite 326, Kearny, NJ 07032, USA

9
5.0· 24 reviews

Praised for exceptional 5.0-star service across two dozen reviews in Jersey City.

550 West Side Ave, Jersey City, NJ 07304, USA

10
5.0· 42 reviews

Consistently rated 5.0 stars from over 40 Google reviews in Elizabeth.

131 1st St, Elizabeth, NJ 07206, USA

11
4.2· 41 reviews

Trusted local insurance agent with a solid 4.2-star rating from 41 Google reviews.

58 3rd St, Elizabethport, NJ 07206, USA

12
5.0· 5 reviews

Highly rated Newark insurance agent with a perfect 5.0-star score from local clients.

128 Wilson Ave, Newark, NJ 07105, USA

13
4.7· 155 reviews

Trusted by locals with a 4.7-star average from over 150 Google reviews.

360 Chestnut St, Newark, NJ 07105, USA

14
4.6· 48 reviews

Trusted locally with a 4.6-star rating from 48 reviews.

443 Elizabeth Ave, Elizabeth, NJ 07206, USA

15
4.9· 571 reviews

Trusted by hundreds of local clients, this agent holds a stellar 4.9-star rating.

34 Rankin St, Elizabeth, NJ 07206, USA

16
4.6· 59 reviews

Trusted by locals with a strong 4.6-star rating from 59 reviews.

847 E Jersey St, Elizabeth, NJ 07201, USA

17
4.8· 20 reviews

Rated 4.8 stars across 20 reviews for trusted insurance guidance in Newark.

177 Adams St, Newark, NJ 07105, USA

18
· 0 reviews

New insurance agent in Newark; no customer reviews available yet to share.

51 Nichols St, Newark, NJ 07105, USA

19
5.0· 7 reviews

5.0 stars from 7 reviews, indicating exceptional customer satisfaction.

114 Liberty View Dr., Jersey City, NJ 07302, USA

20
4.1· 61 reviews

Trusted Jersey City insurance agent with a solid 4.1-star rating from 61 reviews.

844 Bergen Ave, Jersey City, NJ 07306, USA

Data from Google Business listings
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Insurance Agents in Bayonne, NJ — Compared

#BusinessRNM ScoreRatingReviews
1Insurance Agency Jersey City70/1005.0 ★8
2Petrocci Agency65/1004.6 ★10
3Freeway Insurance98/1004.9 ★461
4JC Insurance Agency60/1004.0 ★29
5Tawanda Jackson - State Farm Insurance Agent87/1004.8 ★191
6The Blake Agency75/1004.4 ★14
7Coe Insurance Agency69/1004.3 ★6
8MSM Insurance Agency84/1005.0 ★109
9J&J Assurance Group76/1005.0 ★24
10Empire Multi Services LLC79/1005.0 ★42

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Insurance Agents in Bayonne

What is the difference between a captive and independent insurance agent in Bayonne?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in NJ?

Search the NJ Department of Insurance's online license lookup — Google "NJ Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in NJ must be licensed with the state.

How much does working with a local insurance agent in Bayonne cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Bayonne?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Bayonne adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Insurance Agents Directory — Bayonne, NJ

This page lists and ranks 20 insurance agents serving Bayonne, NJ as of July 2026. The average verified rating across all listings is 4.7 stars, with an average of 98 customer reviews per business. The top-ranked insurance agents in Bayonne by our algorithm is Insurance Agency Jersey City (5.0 stars, 8 reviews). Insurance in Bayonne: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Bayonne: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the NJ licensing board before hiring.

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