Low Cost · Bedford
Cheap Mortgage Brokers in Bedford, TX — Best Prices
Compare mortgage brokers prices in Bedford to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of July 2026, RatingsNearMe ranks 8 mortgage brokers in Bedford, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Ashley Bedford Mortgage Broker NMLS #1278530 with a 5.0-star rating from 178 Google reviews and an RNM Score of 98/100. Also in the top tier: Andrew Postell at CrossCountry Mortgage and Caltex Funding Nick Buckley Texas Loan Haus. The average rating across all listed mortgage brokers in Bedford is 4.9 stars from 54 reviews per business on average.
Mortgage brokers in Bedford: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Petra Mortgage
Petra Mortgage stands out as a top-ranked broker in Bedford for its consistent high ratings and strong local reputation.
Most Reviewed
Petra Mortgage
Having the most reviews indicates a broad base of customer experiences, which helps consumers gauge reliability and service quality.
When choosing a mortgage broker in Bedford, compare multiple lenders for rates and fees, and read recent reviews to ensure they meet your specific needs. A local broker may offer more personalized service and faster communication.
Local Market Snapshot
8
Businesses listed
4.9★
Avg rating
54
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Boasts a perfect 5.0-star rating from nearly 180 Google reviews.
7680 Universal Blvd # 660, Orlando, FL 32819, USABedford's top-rated mortgage broker with a perfect 5.0 stars from 58 reviews.
404 Airport Fwy #104, Bedford, TX 76022, USAConsistently earns a perfect 5.0-star rating from 44 Google reviews.
3301 Airport Fwy Ste 130, Bedford, TX 76021, USAMortgage Brokers Rankings in Bedford, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Ashley Bedford Mortgage Broker NMLS #12785307680 Universal Blvd # 660, Orlando, FL 32819, USA | 5.0★ | 178 |
| #2 | Andrew Postell at CrossCountry Mortgage404 Airport Fwy #104, Bedford, TX 76022, USA | 5.0★ | 58 |
| #3 | Caltex Funding Nick Buckley Texas Loan Haus3301 Airport Fwy Ste 130, Bedford, TX 76021, USA | 5.0★ | 44 |
| #4 | Brie Henley, Mortgage Lender NMLS #1030121017 Crestview Dr, Bedford, TX 76021, USA | 5.0★ | 69 |
| #5 | Open Mortgage1600 Airport Fwy #362, Bedford, TX 76022, USA | 5.0★ | 10 |
| #6 | Petra Mortgage2217 Martin Dr #200, Bedford, TX 76021, USA | 4.8★ | 25 |
| #7 | Efinity Mortgage1901 Central Dr Suite 612, Bedford, TX 76021, USA | 4.6★ | 39 |
| #8 | Thomas Watson / Platinum Eagle Mortgage3513 Creekside Ct, Bedford, TX 76021, USA | 5.0★ | 6 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Bedford
Bedford mortgage broker with a perfect 5.0-star rating from 69 Google reviews.
1017 Crestview Dr, Bedford, TX 76021, USA
5.0-star-rated mortgage broker in Bedford, TX with 10 glowing Google reviews.
1600 Airport Fwy #362, Bedford, TX 76022, USA
Trusted Bedford mortgage broker with 4.8 stars from 25 client reviews.
2217 Martin Dr #200, Bedford, TX 76021, USA
Rated 4.6 stars from 39 reviews, this Bedford mortgage broker is well-regarded by clients.
1901 Central Dr Suite 612, Bedford, TX 76021, USA
Rated 5.0 stars from six Google reviews, this local broker earns top marks.
3513 Creekside Ct, Bedford, TX 76021, USA
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Mortgage Brokers in Bedford, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Ashley Bedford Mortgage Broker NMLS #1278530 | 98/100 | 5.0 ★ | 178 |
| 2 | Andrew Postell at CrossCountry Mortgage | 92/100 | 5.0 ★ | 58 |
| 3 | Caltex Funding Nick Buckley Texas Loan Haus | 82/100 | 5.0 ★ | 44 |
| 4 | Brie Henley, Mortgage Lender NMLS #103012 | 81/100 | 5.0 ★ | 69 |
| 5 | Open Mortgage | 75/100 | 5.0 ★ | 10 |
| 6 | Petra Mortgage | 84/100 | 4.8 ★ | 25 |
| 7 | Efinity Mortgage | 83/100 | 4.6 ★ | 39 |
| 8 | Thomas Watson / Platinum Eagle Mortgage | 72/100 | 5.0 ★ | 6 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Bedford
What does a mortgage broker do differently than going directly to a bank in Bedford?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Bedford?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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