Same Day · Berkeley
Same-Day Insurance Agents in Berkeley, CA
Can't wait a week? These insurance agents in Berkeley offer same-day or next-day appointments. Call now to check availability.
As of May 2026, RatingsNearMe ranks 17 insurance agents in Berkeley, CA by verified customer ratings and review volume. The highest-rated is Jessica McArdle - State Farm Insurance Agent with a 5.0-star rating from 240 verified reviews. Also in the top tier: Frank Bliss - State Farm Insurance Agent and Client 1st Insurance Agency. The average rating across all listed insurance agents in Berkeley is 4.8 stars from 124 reviews per business on average.
Insurance in Berkeley: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.8★
Avg rating
124
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Jessica McArdle - State Farm Insurance Agent
2025 Rose St #100, Berkeley, CA 94709, USA
Frank Bliss - State Farm Insurance Agent
1700 Solano Ave A, Berkeley, CA 94707, USA
Client 1st Insurance Agency
2980 College Ave #1, Berkeley, CA 94705, USA
Insurance Agents Rankings in Berkeley, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Jessica McArdle - State Farm Insurance Agent2025 Rose St #100, Berkeley, CA 94709, USA | 5.0★ | 240 |
| #2 | Frank Bliss - State Farm Insurance Agent1700 Solano Ave A, Berkeley, CA 94707, USA | 5.0★ | 238 |
| #3 | Client 1st Insurance Agency2980 College Ave #1, Berkeley, CA 94705, USA | 4.9★ | 206 |
| #4 | Sonny Randhawa - State Farm Insurance Agent1798 Shattuck Ave., Berkeley, CA 94709, USA | 4.9★ | 106 |
| #5 | Gary Eason - State Farm Insurance Agent2288 Fulton St UNIT 310, Berkeley, CA 94704, USA | 4.9★ | 124 |
| #6 | Lazena Kelly-Andrada - State Farm Insurance Agent2517 Sacramento St Ste B, Berkeley, CA 94702, USA | 4.9★ | 142 |
| #7 | Mike Mihrzad - State Farm Insurance Agent2288 Fulton St UNIT 310, Berkeley, CA 94704, USA | 4.9★ | 190 |
| #8 | Sharon Woo - State Farm Insurance Agent2915 Ninth St, Berkeley, CA 94710, USA | 5.0★ | 16 |
| #9 | Timothy Carter: Allstate Insurance2489 Martin Luther King Jr Way, Berkeley, CA 94704, USA | 4.8★ | 178 |
| #10 | Berkeley Insurance & Financial Services555 Pierce St CML#2, Albany, CA 94706, USA | 5.0★ | 4 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Berkeley
Sonny Randhawa - State Farm Insurance Agent
1798 Shattuck Ave., Berkeley, CA 94709, USA
Gary Eason - State Farm Insurance Agent
2288 Fulton St UNIT 310, Berkeley, CA 94704, USA
Lazena Kelly-Andrada - State Farm Insurance Agent
2517 Sacramento St Ste B, Berkeley, CA 94702, USA
Mike Mihrzad - State Farm Insurance Agent
2288 Fulton St UNIT 310, Berkeley, CA 94704, USA
Sharon Woo - State Farm Insurance Agent
2915 Ninth St, Berkeley, CA 94710, USA
Timothy Carter: Allstate Insurance
2489 Martin Luther King Jr Way, Berkeley, CA 94704, USA
Berkeley Insurance & Financial Services
555 Pierce St CML#2, Albany, CA 94706, USA
AAA Berkeley Branch
1775 University Ave, Berkeley, CA 94703, USA
Jason Ortiz Insurance Agency Inc
600 San Pablo Ave, Albany, CA 94706, USA
John Kistner - State Farm Insurance Agent
1401 San Pablo Ave, Berkeley, CA 94702, USA
Farmers Insurance - Jason Ortiz
600 San Pablo Ave Ste 201, Albany, CA 94706, USA
Fidelity Insurance Service
801 Allston Way, Berkeley, CA 94710, USA
Farmers Insurance - David Reidenbach
2625 Alcatraz Ave #700, Berkeley, CA 94705, USA
Sukhi Kahlon AAA Insurance Agent
1775 University Ave, Berkeley, CA 94703, USA
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Frequently Asked Questions — Insurance Agents in Berkeley
What is the difference between a captive and independent insurance agent in Berkeley?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Berkeley cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Berkeley?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Berkeley adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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